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1、2023年吉林金融英语考试考前冲刺卷本卷共分为1大题50小题，作答时间为180分钟，总分100分，60分及格。一、单项选择题（共50题，每题2分。每题的备选项中，只有一个最符合题意） 1.Passage 1AHandling depositsBTrading bills of exchangeCIssuing their own notesDSelling travelers checks 2.Passage 2ABank card businessBBank card fraudCTechnologies used in bankDInternational card fraud 3.Pas
2、sage 1The bank 41 borrowers enough interest to pay the expense of the bank and have something left over for 42 . The interest cannot be higher than the legal ate, which is established by state law and in most states is 6% per year, 43 big loans, the interest rate is much less, even as low as 2%, The
3、 fate depends on the money market, When there is plenty of money 44 to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to 45 depositors by offering 4%
4、 or4.5% or even more ad lending the money at 5% or 6%.AreceivesBgetsCchargesDpays 4.Passage 3AOn spotBOver the counterCOver computer screensDSubject to collection 5.Passage 1One of the most important functions of the accounting process is to accumulate and report accounting information that shows an
5、 organizations financial position and the results of its operations, Many businesses publish such financial statements at least annually, The subdivision of the accounting process that produces these general-purpose reports is referred to as financial accounting. Another major function of accounting
6、 is to provide management with the data needed for decision-making and for efficient operation of the firm.Although management people routinely receive the financial reports, they also require various other information, such as the unit cost of a product, estimates of the profit earned from a specif
7、ic sales activity, cost comparisons of alternative courses of action and long-range budgets. The process of generating and analyzing such data is often referred to as managerial accounting.The purpose of managerial accounting is to prepare financial statements every year.ARightBWrongCDoesnt say 6.Pa
8、ssage 2If a paying ban requests a receiving bank to return or adjust a payment by means of 46 or by means of most types of electronic transmission, but does not issue the 47 in connection 48 its request or the request says “No indemnity”, the paying bank shall not be liable to the receiving bank for
9、 any loss and expense, 49 reasonable attorneys fees ,incurred y the receiving bank as the result of its return or adjustment of the 50 .AtelexBletterCtelephoneDSWIFT 7.Passage 2Assets are the economic resources of the business that can be usefully expressed in monetary terms, Liabilities, or credito
10、rs equity, are the obligations, or debts, that the firm must pay in money or services at some time in the future. They therefore represent creditors claims on the assets of the firm. The owners interest is equal to the net assets of the business, which is defined as the difference between the assets
11、 and liabilities. Thus, owners equity is the residual claim-a claim to the assets remaining after the debt to creditors has been discharged.Assets and liabilities of a firm are both shown on the firms balance sheet.ARightBWrongCDoesnt say 8.Passage 2A$680 millionB$860 millionC$680 billionD$860 billi
12、on 9.Passage 1The bank 41 borrowers enough interest to pay the expense of the bank and have something left over for 42 . The interest cannot be higher than the legal ate, which is established by state law and in most states is 6% per year, 43 big loans, the interest rate is much less, even as low as
13、 2%, The fate depends on the money market, When there is plenty of money 44 to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to 45 depositors by off
14、ering 4% or4.5% or even more ad lending the money at 5% or 6%.AprofitBinterestCsurplusDincome 10.Passage 2If a paying ban requests a receiving bank to return or adjust a payment by means of 46 or by means of most types of electronic transmission, but does not issue the 47 in connection 48 its reques
15、t or the request says “No indemnity”, the paying bank shall not be liable to the receiving bank for any loss and expense, 49 reasonable attorneys fees ,incurred y the receiving bank as the result of its return or adjustment of the 50 .Aletter of creditBindemnityCguaranteeDbill of exchange 11.Passage 1Ain EnglandBin Venice, ItalyCin U.SDin China 12.Passage 3AJust overnightBMore than 2 days.CA few hoursDBetween overnight and 2days
