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1、2024年度内蒙古自治区银行招聘之银行招聘综合知识模拟考核试卷含答案一单选题(共60题)1、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了非常规货币政策：最近经验与前景报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家
2、也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。A.物价稳定B.国际收支逆差C.充分就业D.经济增长【答案】 B2、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutio
3、ns to the problem. A.some people are too young to work in many industriesB.some people are satisfied with the government welfareC.some people dont have motion to workD.some people are not qualified to work【答案】 B3、技能大赛中，刘师傅看了对手的资料后说：“如果我出场，每场比赛胜出的概率是0.3，但黄师傅出场的话，概率就是0.8。”于是决定，刘师傅出场1次，黄师傅出场2次，完成3场比赛后，
4、总计胜出2场就可以进入总决赛。则他们进入总决赛的概率是（）。A.0.854B.0.562C.0.736D.0.688【答案】 C4、Internet中使用最广泛的协议是（）。A.SMTP协议B.SDHSONET协议C.OSlRM协议D.TCPIP协议【答案】 D5、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-ho
5、le, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?A.To show that e-government will add new costsB.To show that the e-government is useless in some casesC.To show that physical stations are not functioning wellD.To
6、 show that the e-government will replace physical stations【答案】 A6、中长期贷款，为了使借贷双方承担的利率风险较小，一般都倾向于选择（）。A.浮动利率B.固定利率C.市场利率D.复利【答案】 A7、She told us that classification is a useful（）to the organization of all kinds of knowledge.A.meansB.approachC.modeD.manner【答案】 B8、下列指标中不属于银行管理结构指标的为（）。A.资产结构B.贷款结构C.客户结构D
7、.人员结构【答案】 D9、Construction on a new wing at the Markunas Museum _as soon as additional funding has been arranged.A.has been resumedB.to be resumingC.was resumedD.will resume【答案】 D10、证券投资基金体现当事人之间的()A.产权关系B.债权关系C.保证关系【答案】 C11、宋朝著名的女词人在她的作品醉花阴中写道“东篱把酒黄昏后，有暗香盈袖，莫道不消魂，帘卷西风，人比黄花瘦。”请问这个女词人是（）。A.朱淑真B.李清照C.卓
8、文君D.花蕊夫人【答案】 B12、下列语句中，没有语病的一项是（）。A.自从李师傅开了修理高级手表的直播视后，短短的十分钟内，先后有一万二干人次前来观摩学习。B.减免高速公路通行费后，公路货运量较去年同期增加了1.5倍，高速通行费减少了0.8倍。C.许多消费者前来喝咖啡，并非是因为这家店的咖啡好喝，而是因为心忧患券到期不能使用。D.上午八点，随着飞机舱门缓缓打开，英雄们鱼贯而出，站立在通道两侧的数百名欢迎队伍立刻鼓掌，欢迎英雄们回家。【答案】 A13、Only when humanity began to get its food in a more （ ） way was there tim
9、e for other things, like sports games and entertainment activities.A.predictiveB.provocativeC.protectiveD.productive【答案】 D14、要求每个管理工作者必须从思想上明确：自己负责控制的对象是一个整体的动态系统，而不是一个个孤立分割的部分，应该从整体着眼对待部分，使部分服从整体。同时还应明确自己的位置，为更大的整体效益服务。这是（ ）。A.人本原理B.系统原理C.动态原理D.效益原理【答案】 B15、 所有者权益是企业投资人对企业净资产的要求权，在数量上所有者权益等于（）。A.全部
10、资产扣除流动负债B.全部资产扣除长期负债C.全部资产加上流动负债D.全部资产扣除全部负债【答案】 D16、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.A.Modify its bus
11、iness strategyB.Launch more marketing campaignsC.Expand its business to other areasD.Continue developing its mobile business【答案】 D17、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（）。A.批发业基本属于资本密集型行业B.服务项目相对较少C.平均每笔交易量少，交易次数频繁D.批发业的商圈比较大【答案】 C18、资料：Global business travel topped $1.2 trillion and is expected to reach $
12、1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. Whats more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.A
13、.Personalization is on the rise, together with sharing economyB.IT era is finally coming for travelling industryC.Businessmen are becoming more and more generous on global business tripD.Traditional travel agency is about to fade away【答案】 A19、Two years ago,Rupert Murdochs daughter,Elisabeth,spoke of
14、 the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the onlysorting mechanismin society should be profit and the market.Butits us,human beings,we the people who create the society we want,not profit.A.the consequences of the current sorting mechanismB.Companiesfinancial loss due to immoral practicesC.governmental ineffectiveness on moral issuesD.the wide misuse of int
