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1、2024年度青海省银行招聘之银行招聘综合知识练习题(五)及答案一单选题(共60题)1、 丙公司在经营过程中因资金出现短缺，向某商业银行申请贷款。丙公司由该行办公室主任吴某的亲属投资。请你根据我国商业银行法的规定，判断该银行在贷款时的哪项做法违反了贷款的基本规则?（）A.发放了一笔信用贷款B.对贷款实行审贷分离、分级审批制度C.与借款人订立了书面合同D.对借款人的借款用途、偿还能力、还款方式等情况进行严格审查【答案】 A2、 我国刑法对完全刑事责任年龄的规定是（）。A.14周岁B.16周岁C.18周岁D.20周岁【答案】 B3、按照中国人民银行的规定，各银行每月日平均拆入资金余额，不得超过其上月
2、末各项存款余额的（）。 A.5%B.4%C.6%D.3%【答案】 A4、His kingdom was still _ ；the Danes far from subdued.A.precariousB.preferentialC.primalD.prodigal【答案】 A5、When you write a cheque,the bank will_you 2 dollars.A.costB.spendC.saveD.charge【答案】 D6、Your natural hair color begins to fade（）you grow older,and in time you gr
3、ow grey.A.sinceB.whenC.whileD.as【答案】 D7、张先生认识赵，钱、孙、李、周五位女士。A.赵B.钱C.孙D.李【答案】 D8、资料：“I wouldnt be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one o
4、f the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced
5、last Wednesday that he and his wife, the novelist Harriet Heyman, donated 75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, educat
6、ion and a sense of obligation that transcended generations.A.graduated from Oxford University with an MBA degree in 1986B.wanted to do something to repay the help he had once receivedC.showed his interest and talent in venture capitalism as a journalistD.bought early stocks of Google, Yahoo, PayPal
7、and LinkedIn【答案】 B9、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.A.The corporate identityB.Quality of the productC.Packagi
8、ng imagesD.All of above【答案】 D10、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.A.the telecoms system employed by Singapore Airlines on board each plane is the best of the breedB.Singapore Airlines has
9、a self-contained telecoms system which enables it to set high international roaming ratesC.the calls will be charged at international roaming rates which are normally highD.it will be a privilege to a small【答案】 B11、下列不属于企业经济利益流入的是（）。A.销售收入B.租金收入C.为第三方代收的款项D.投资收入【答案】 C12、已知信息如下：A.甲是销售员B.戊是收银员C.丙是销售员D
10、.丁是经理【答案】 C13、 ( )是指对未来现金流量以恰当的折现率进行折现后的价值，是考虑货币时间价值因素等的一种计量属性。A.现值B.公允价值C.重置成本D.历史成本【答案】 A14、Food seems to have been （ ） in the local markets, even if the quality left much to be desired.A.availableB.avoidableC.adorableD.advisable【答案】 A15、资料：Up to 80 per cent of the worlds middle classes will live
11、in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.A.greater economic dynamismB.aid from developed countriesC.changes of developing countriesD.trade among developing countries【答案】 B16、根据数字使用规范，下列公文中的数字写法正
12、确的是（ ）。A.初步估计共需三十七、八万元B.一篇讲话稿长达5千200字C.“文件”二字可采用2号字体D.该村直到95年才修通公路【答案】 C17、在下列沟通形态中，组织成员满足感最高的沟通形态是（）。A.链式B.轮式C.Y式D.全通道式【答案】 D18、国家发改委2021年1月19日表示，我国新型城镇化加快推进，城区常住人口（）的城市基本取消落户限制，超过1亿农业转移人口在城镇落户。A.400万以下B.300万以下C.200万以下D.100万以下【答案】 B19、To check the_of these results, we perform two different empirica
13、l exercises.A.integrityB.perfectionC.temperamentD.reliability【答案】 D20、根据财务管理理论，企业在生产经营活动过程中客观存在的资金运动及其所体现的经济利益关系被称为（）。A.企业财务管理B.企业财务活动C.企业财务关系D.企业财务【答案】 D21、中华民国成立，清王朝统治覆灭是在（ ）。A.1911 年 12 月B.1912 年元旦C.1912 年 2 月D.1912 年 3 月【答案】 B22、某家庭2000年总收入为10万元人民币，2012年时，该家庭的总收入增加至38万元人民币，根据恩格尔定律，与2000年相比，2012年
14、该家庭用于食品的支出在家庭总收入中的比重（）。A.保持不变B.将会下降C.将会增长D.无从判断【答案】 B23、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, theres a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capit
