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1、2021-2022年度辽宁省银行招聘之银行招聘综合知识能力检测试卷B卷附答案一单选题(共60题)1、从网络购买的以下商品，消费者有权自收到商品7日内退货的是（）。A.订做的西服B.电视机C.在线下载的杀毒软件D.新鲜水果【答案】 B2、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mo
2、bile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so cons
3、umers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.A.successB.chanceC.remarkable ideaD.None of the above【答案】 C3、国资委19日公布，2020年，中央企业累计实现净利润1.4万亿元，同比增长（），近八成
4、中央企业净利润同比正增长。A.2.1%B.0.1%C.3.2%D.1.6%【答案】 A4、 按照承担贷款风险的主体分类，贷款可分为自营贷款和（）。A.委托贷款B.担保贷款C.单一贷款D.银团贷款【答案】 A5、下列机关中属于国家行政机关的是（ ）。A.国家审判机关B.司法行政机关C.人民政协D.企业人事部门【答案】 B6、 小王出差回来报销差旅费2 700元，原借3 000元，交回多余现金300元。应编制（）。 A.收款凭证B.转账凭证C.一张收款凭证一张付款凭证D.一张收款凭证一张转账凭证【答案】 D7、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融
5、机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。A.公开市场业务操作B.利率政策C.常备借贷便利操作D.中央银行贷款【答案】 A8、资料：With 55% of consumers customer service interactions starting online and 63% of adults using their smartphone several times a
6、 month to seek customer service， your mobile customer service tactics are more important than ever.A.It forbids customers to goB.It helps you gain new customersC.Because of customers are using their smartphone to seek customer serviceD.It prevent losing customers entirety【答案】 B9、She was able to get
7、the government and _ companies to help patients with the cost of their care.A.assuranceB.assumptionC.sanctionD.insurance【答案】 D10、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor service
8、s and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.A.Customers are forced to share their bank dataB.Banks are required to open up their entire operational systemC.Regulators should be both tough and flexibleD.Banks and third parties
9、 should be regulated with a light touch【答案】 C11、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always
10、doing whats best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and societys well-being.A.To introduce the flourishing bottled water industryB.To explain about the so
11、cietal marketing conceptC.To discuss environmental problemsD.To explain about the pure marketing concept【答案】 B12、The search was based on the same combination of concepts and search terms and_another 176 publications.A.yieldedB.offeredC.providedD.supplied【答案】 B13、2020年3月1日，世界文化遗产（）迎来第一次触网直播。此前居民和游客都只
12、能远望而不能近观，在本次直播镜头中，这一区域揭开了神秘的面纱。A.龙门石窟B.莫高窟C.故宫D.布达拉宫【答案】 D14、在竞争企业优劣势分析的内容中，属于市场营销方面的是（）。A.竞争企业的生产成本水平B.竞争企业产品系列的宽度与深度C.市场调研与新产品开发的能力D.设施与设备的技术先进性与灵活性【答案】 C15、 银行期末按被投资单位实现的净利润计算应分享的金额。其会计分录为（）。A.借：损益调整贷：长期股权投资股票投资其他股权投资B.借：长期股权投资股票投资(损益调整)其他股权投资(损益调整)贷：投资收益C.借：投资收益贷：长期股权投资股票投资(损益调整)其他股权投资(损益调整)D.借：
13、长期股权投资股票投资其他股权投资贷：损益调整【答案】 B16、Emai1邮件本质是（）。A.一个文件B.一份传真C.一个电话D.一个网页【答案】 A17、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)A.It is important for robots to le
14、arn about the context so as to understand human emotionsB.Whether humanoids will have human emotions themselves still remains unclearC.It is a stigma for robots to have different layers of human emotionsD.The nature of human emotions will hinder the development of humanoids【答案】 A18、目前，我国中央银行发行的短期债券主要为（ ）。A.央行回购品种B.本票C.可转让定期存单D.央行票据【答案】 D19、资料：Are walkers smarter than drivers?A.Aimed toB.Helpful toC.Harmful toD.Related to【答案】 B20、A joke whi
