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1、2021-2022年度安徽省银行招聘之银行招聘综合知识提升训练试卷B卷附答案一单选题(共60题)1、Passage 3A.Relieve stressB.Nothing specialC.Bring financial impactsD.Both A and C【答案】 D2、2020年2月23日，习近平在统筹推进新冠肺炎疫情防控和经济社会发展工作部署会议上表重要讲话，会议指出，疫情直接影响居民收入，再叠加物价上涨因素，部分群众基本生活面临的困难可能增多。要落实（）责任制和（）负责制，保障主副食品供应。A.“米袋子”省长“菜篮子”市长B.“米袋子”市长“菜篮子”县长C.“菜篮子”省长“米袋子”
2、市长D.“菜篮子”市长“米袋子”县长【答案】 A3、During her junior year of high school,Diane Rays teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played thestock market ga
3、me,investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008.Our pretend investments crashed,Ray says,still frightened.We got to know how it felt to lose money.A.pay off all her debtsB.handle her money betterC.find a job in a bankD.manage th
4、e family income【答案】 B4、下列属于消费信用的是（）。A.赊账B.银团投资C.直接投资D.出口信贷【答案】 A5、下列不属于衍生工具的是（）。A.期货B.股票C.掉期D.期权【答案】 B6、资料：Some companies are more creative in their use of history than others. HSBCs History Wall, a striking art installation at the banks London headquarters, is made up of 3,743 images drawn from the
5、 banks archives and arranged in chronological order.A.Activities did by HSBC are better than those of Coca -colaB.New designs inspired by old products are not goodC.Young companies do better than old companies in using historyD.Consumers often trust old-aged companies more【答案】 D7、 预期违约侵犯了合同相对方的（）。A.
6、完全债权B.既得债权C.期待债权D.自然债权【答案】 C8、下列关于负债的说法，错误的是（）。A.是由企业过去的交易或者事项所形成的B.是企业承担的现时义务C.预期会导致经济利益流出D.一般将负债分为短期借款与长期借款【答案】 D9、对近代中国民族工业出现短暂“春天”的原因表述，不正确的是（）。A.帝国主义国家放松了对中国的侵略B.“实业救国”成为当时中国的社会思潮之一C.民族资产阶级掌握了国家政权D.资产阶级革命为之创造了有利条件【答案】 C10、根据巴塞尔协议的规定，以下属于商业银行核心资本的是（ )。A.中期优先股B.损失准备C.附属机构的少数股东权益D.可转换债券【答案】 C11、Wa
7、ngHong speaks English very well.A.I hope soB.I hope notC.I think soD.I dont think so【答案】 C12、投资银行的最核心业务之一是（ ）。A.证券经济与交易业务B.收购兼并业务C.风险投资业务D.证券发行与承销业务【答案】 D13、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches fo
8、r themselves. Chicago, for instance, has consolidated its position as the worlds derivatives center, and Houston, the largest city in Texas, is home to Americas biggest energy firms and has spawned an active cluster of energy traders and hedge funds.A.New YorkB.LondonC.ChicagoD.Frankfurt【答案】 C14、 关于
9、股票和公司债券的公开行为，以下说法正确的是（）。A.股票发行实行核准制，公司债券实行审批制B.股票和公司债券均实行审批制C.股票和公司债券均实行核准制D.股票发行实行审批制，公司债券发行实行核准制【答案】 C15、If you want children to work hard,you must（）their interests more.A.look up toB.look intoC.give rise toD.go in for【答案】 B16、资料：Procrastination comes in many disguises. We might resolve to tackle
10、a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at
11、 those rolling, long untouched items at the bottom of our to-do list, we cant help but feel a little disappointed in ourselves.A.Concrete things are more attractive than the abstract thingsB.The long term upside is easily dominated by short-term effort in our mindsC.We cannot avoid present bias in o
12、ur brainD.The brain can be trained to procrastinate often【答案】 B17、大额可转让定期存单最早产生于美国。美国的Q条例规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于Q条例规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。A.存款业务B.贴现业务C.贷款业务D.证券业务【答案】 A18、生命化学进化四个阶段不包括（ ）。A.从有机小分子物质生成无机小分子物质B.从有机小分子物质形成有机高分子物质
13、C.从有机高分子物质组成多分子体系D.从多分子体系演变为原始生命【答案】 A19、对高、中、低层管理人员的技能要求是有所区别的，按三种技能在其技能组成中的比重从大到小排列，对低层管理人员的技能要求应该是（）。A.技术技能、人际技能、概念技能B.人际技能、概念技能、技术技能C.概念技能、人际技能、技术技能D.概念技能、技术技能、人际技能【答案】 A20、They could give you a nationally_qualification and the experience you need to get the job.A.recognizedB.viewedC.regardedD.r
14、ealized【答案】 A21、中华民国成立，清王朝统治覆灭是在（ ）。A.1911 年 12 月B.1912 年元旦C.1912 年 2 月D.1912 年 3 月【答案】 B22、2003年，银行、证券、保险中国金融业“分业经营，分业监管”的框架最终完成，其标志是( )。A.中国银监会的成立B.中国人民银行的成立C.中国证监会的成立D.中国保监会的成立【答案】 A23、资料：Did your childs brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psyc
