题库过关2022年银行招聘之银行招聘综合知识能力模拟提升试卷A卷(含答案)

题库过关题库过关 20222022 年银行招聘之银行招聘综合知识能力年银行招聘之银行招聘综合知识能力模拟提升试卷模拟提升试卷 A A 卷卷(含答案含答案)单选题（共单选题（共 6060 题）题）1、根据蒙代尔的国际收支政策配合理论，当某国处于国际收支顺差、国内经济膨胀的经济状态时，应搭配财政政策和货币政策。（）A.紧缩性的；扩张性的 B.扩张性的：扩张性的 C.扩张性的；紧缩性的 D.紧缩性的；紧缩性的【答案】A 2、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamers life.A.Dream is a confusing story which involves little logic thought B.Dream involves events that always happen in real life C.Dream is related to the dreamers real life D.Dream is an imaginary story which seems real while taking place【答案】B 3、甲公司 2019 年 12 月 1 日购入生产设备一台，入账价格为 200000 元，采用年数总和法摊销，预计净残值 5000 元，预计使用年限 5 年。2020 年 12 月 31日，该生产设备的可收回金额为 120000 元，则 2020 年底，该设备的账面价值为（）。A.120000 B.135000 C.150000 D.161000【答案】A 4、Two years ago,Rupert Murdochs daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the onlysorting mechanismin society should be profit and the market.Butits us,human beings,we the people who create the society we want,not profit.A.the consequences of the current sorting mechanism B.Companiesfinancial loss due to immoral practices C.governmental ineffectiveness on moral issues D.the wide misuse of integrity among institutions【答案】A 5、下列属于道家思想的是（）。A.尽其心者，知其性也，知其性，则知天矣 B.为无为，事无事，味无味 C.以子之矛，攻子之盾 D.食必常饱，然后求美；衣必常暖，然后求丽；居必常安，然后求乐【答案】B 6、通常看一个国家经济是否增长，主要是看（）。A.这个国家的工业生产总值是否增加 B.这个国家的货币是否升值 C.这个国家的 GDP 是否增长 D.这个国家的物价水平是否升高【答案】C 7、()是指按照当前市场条件，重新取得同样一项资产所需支付的现金或现金等价物金额。A.重置成本 B.公允价值 C.历史成本 D.可变现价值【答案】A 8、资料：What attracts customers?Obviously the quality of a product does,but visual images contribute a great deal.It is not only the image provided by the packaging that counts but the whole corporate identity of the company.A.the examples of logos which are emotive and can inspire loyalty B.the examples of giving people idea of the products by using the images C.the examples of logos which fit in with contemporary design D.None of above【答案】A 9、资料：People differ greatly in their readiness to try new products.In each product area，there are“consumption pioneers”and early adopters.Other individuals adopt new products much later.After a slow start，an increasing number of people adopt the new product.A.Early adopters B.Innovators C.The early majority D.All above【答案】D 10、资料：Stress is a common factor in life.Children experience stress from school,new social situations and simply growing up.Adults feel the stress of working,paying bills,raising kids and maintaining households.Seniors also feel stress,even though some may have retired,raised their children and paid off their homes.Certain amounts of stress are a part of life for people of all ages.A.Stress is experienced by everyone B.Stress is common and can be detected C.Stress cannot be prevented D.Stress is everywhere and hard to deal with【答案】B 11、目前，我国金融债券的发行主体是（）。A.财政部 B.中国人民银行 C.商业银行 D.政策性银行【答案】D 12、股票是（）。A.可以随时收回的股金凭证 B.投资入股和按期获得股息收入的凭证 C.一般贷款取得利息的凭证 D.没有价值不能买卖的无价证券【答案】B 13、Chemistry is _ as a science for it provides the ability to understand living systems at the molecular level.A.deniable B.reliable C.indispensable D.dependent【答案】C 14、我国现阶段的货币政策采用（）公式来考量 M2 增速是否适宜。A.M2 增速=GDP 增速+CPI+1%B.M2 增速=GDP 增速+CPI+2%C.M2=GDP 增速+CPI D.M2=GDP 增速+CPI+1%至 2%【答案】C 15、2020 年 3 月 31 日，教育部发布关于 2020 年全国高考时间安排的公告。经党中央、国务院同意，2020 年全国普通高等学校招生统一考试延期到（）。A.06 月 27 日至 28 日 B.7 月 7 日至 8 日 C.8 月 7 日至 8 日 D.7 月 27 日至 28 日【答案】B 16、In low and middle income countries,heart disease and cancer get much of the attention given to_diseases.A.contagious B.transparent C.chronic D.immune【答案】C 17、下列投资决策方法中，适用于原始投资不同、特别是项目计算期也不同的方法是（）。A.净现值法 B.净现值率法 C.差额内部收益率法 D.年等额净回收额法【答案】D 18、小王开车上班，原计划按均速 50 千米/小时的速度可准时到单位，由于堵车，在行驶到 2/3 的路程时，他发现之前均速只有 40 千米/小时，如果他不想上班迟到，余下的路程他至少要达到均速（）千米/小时。A.60 B.80 C.100 D.120【答案】B 19、支付的在建工程人员的工资属于（）产生的现金流量。A.筹资活动 B.经营活动 C.汇率变动 D.投资活动【答案】D 20、电能是用途最广泛的能源之一，它属于（）。A.二次能源 B.次能源 C.不可再生能源 D.可再生能源【答案】A 21、资料：Being financially secure in retirement just doesnt happen magically.It takes lots of planning,time and savings.A.More than half of people dont have enough finances for retirement B.quarter of people dont take part in their companys retirement plan C.No one can be financially secure in retirement D.The average person will spend 20 years in retirement【答案】C 22、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。A.People are tired of social media B.Apps improved features C.People are demanding for real communication D.Cheaper data and devices【答案】A 23、资料：According to our research,Best Buy in China was perceived as being too expensive,with many of their products priced higher than in local markets.Why buy a Sony DVD