近三年银行招聘之银行招聘综合知识精选试题及答案一

近三年银行招聘之银行招聘综合知识精选试题及答近三年银行招聘之银行招聘综合知识精选试题及答案一案一 单选题（共单选题（共 8080 题）题）1、回复上级机关的询问，使用（）。A.通报 B.报告 C.请示 D.通知【答案】B 2、资料：Everyone knows airline pricing is based on supply and demand.Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals.So if a flight to Rome costs more than a flight to Milan,youd think that demand for Rome must be higher or supply lower.A.Price for the same flight to a nearer destination is higher B.Prices for different destinations on the same flight are the same C.Price for the same flight to a farther destination is higher D.Prices for different destinations on the same flight are different【答案】A 3、商业银行不得从事（）。A.吸收公众存款 B.银行卡业务 C.发行金融债券 D.信托投资和证券经营业务【答案】D 4、Little help seems to_ the disaster-hit area since the explosion took place 3 hours ago.A.offer B.have been offered C.be offered D.have offered【答案】B 5、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.To enable robots to serve humans B.To decrease humans fear about robots C.To make robots more human-like D.To equip robots with human emotions【答案】C 6、（）是不可以用于异地结算的结算工具。A.托收承付 B.本票 C.支票 D.银行卡【答案】B 7、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business.But in China the pace can be fast and slow simultaneously.A.arrange schedule according to the deadline B.drive according to the deadline C.afraid of the deadline D.procrastinative【答案】A 8、在商业银行经营管理原则中，流动性、安全性与盈利性成（）关系。A.反比 B.正比 C.对比 D.一致【答案】A 9、在期权交易中，如果你预测某种股票的价格会上涨，则应（）。A.买人看涨期权 B.卖出看涨期权 C.买人看跌期权 D.买入双重期权【答案】A 10、The _ of the international community was encouraged in solving the problems.A.requirement B.settlement C.management D.involvement【答案】D 11、资料：Its easy to trace the evolution of the automobile.At most，were only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around.With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.A.methods of genealogy B.methods of archaeology linguistics C.methods of anthropology D.methods of primatology【答案】D 12、下列不属于投资银行主要利润来源的是（）。A.佣金 B.资金运营收入 C.存贷利差 D.利息收入【答案】C 13、下列各项中不属于会计核算一般要求的是（）。A.各单位必须根据实际发生的经济业务事项进行会计核算。编制会计报表 B.各单位必须按照国家统一的会计制度的要求设置会计科目和账户、复式记账、填制会计凭证、登记会计账簿、进行成本计算、财产清查和编制财务报表 C.使用电子计算机进行会计核算的，其软件及其生成的会计凭证、会计账簿、财务报告和其他会计资辩.也必须符合国家统一的会计制度的规定 D.各单位对经济业务事项进行会计核算时必须使用人民币【答案】D 14、结转已售产品的成本 60000 元，应做的分录是（）。A.借：库存商品 60000 贷：生产成本 60000 B.借：主营业务成本 60000 贷：库存商品 60000 C.借：主营业务成本 60000 贷：主营业务收入 60000 D.借：本年利润 60000 贷：主营业务成本 60000【答案】B 15、资料：packing tips A.Rush out to the baggage carousel B.Use a grey suitcase C.Head to the Lost&Found D.Mark with a brightly colored string【答案】D 16、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S.Waters,a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who d been pushing an endangered listing said the proposal was a“turning point”they hope will lead to greater turtle protections.A.It threatens the sandy beaches on which sea turtles lay eggs B.The rising climate makes it difficult for their eggs to hatch C.The rising sea levels make it harder for their hatchlings to grow D.It takes them longer to adapt to the high temperature in the beach【答案】A 17、SHIBOR 是指（）。A.上海银行间同业拆放利率 B.新加坡同业拆放利率 C.香港同业拆放利率 D.纽约同业拆房利率【答案】A 18、2008 年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF 于 2013 年 5 月16 日发布了非常规货币政策：最近经验与前景报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的 GDP 增速提升了约 2 个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。A.本国利率高于国外利率，则资本流入本国 B.本国利率低于国外利率，则资本流入本国 C.资本流动属于国际收支平衡表中的平衡项目 D.资金流动与汇率变动并无直接联系【答案】A 19、会计科目在年度中间进行调整时，一律()进行结转。A.采用结转对照表的方式 B.采用并账的方式 C.填制凭证通过会计分录 D.采用并表的方式【答案】C 20、下列史书，属于国别体体例的是（）。A.左传 B.战国策 C.史记 D.汉书【答案】B 21、反映商业银行一定时期内经营和投资等活动现金变化的报表是（）。A.现金流量表 B.资产负债表 C.损益表 D.财务状况变动表【答案】A 22、我国刑法对于空间效力的规定，采取的是（）。A.属地原则 B.属人原则 C.保护原则 D.以属地原则为主，兼采属人原则、保护原则和普遍原则【答案】D 23、下列叙述中，正确的是（）。A.高级语言编写的程序的可移植性差 B.机器语言就是汇编语言，无非是名称不同而巳 C.指令是由一串二进制数(0 和 1)组成的 D.由机器语言编写的程序可读性好【答案】C 24、资料：Poor health is not only damaging to employees,it is detrimental to businesses.Corporations pay a heavy cost for stress-related illnesses,such as hypertension,gastrointestinal problems,and substance abuse.says Rubin.A.It is helpful to the company if the employers can lay off employees with health issues B.Company discount on gym memberships will surely improve employees frequency of exercise C.Most Americans have suffered from stress-related illnesses D.To make sure that the employees are aware of the importance of physical and mental health is essential to promote good health in a company【答案】D 25、Internet 提供的最简便、快捷的通信服务为（）。A.文件传输（FTP）B.远程登录（Telnet）C.电子邮件（E-m