通关提分题库(考点梳理)银行招聘之银行招聘综合知识模拟考试试卷B卷含答案

通关提分题库通关提分题库(考点梳理考点梳理)银行招聘之银行招聘综合银行招聘之银行招聘综合知识模拟考试试卷知识模拟考试试卷 B B 卷含答案卷含答案 单选题（共单选题（共 5050 题）题）1、2 月 9 日，国家主席习近平在北京以视频方式主持中国-中东欧国家领导人峰会，并发表题为（）的主旨讲话。A.凝心聚力，继往开来携手共谱合作新篇章 B.凝心聚力，勇往直前携手共谱合作新篇章 C.凝心聚力，继往开来携手共谱和平新篇章 D.凝心聚力，继往开来携手共谱发展新篇章【答案】A 2、关于商业汇票贴现核算的下列表述中，不正确的是（）。A.商业银行通过“贴现资产”科目核算办理相关业务 B.该科目应该按照贴现种类和贴现申请人进行明细核算 C.会计部门接到贴现凭证及商业汇票后，按照规定的贴现率计算出贴现利息并给予扣收，实付贴现金额=汇票金额-汇票天数*贴现天数*月贴现率 D.编制会计分录：借记：贴现资产商业承兑汇票或银行承兑汇票（面值）贷记：吸收存款贴现申请人户，贷记贴现资产利息调整【答案】C 3、完全竞争企业面临的需求曲线的需求价格弹性为（）。A.大于零的常数 B.非零常数 C.无限大 D.零【答案】C 4、如果一个公司经营状况严重恶化，要谨慎采用哪种用组织变革方式？（）A.改良式 B.渐进式 C.计划式 D.爆破式【答案】D 5、下列关于期权的说法中，（）是不正确的。A.期权的买方只有义务而没有权利 B.期权的卖方没有选择权 C.期权的交易对象是选择权 D.期权的买方可以放弃行使期权【答案】A 6、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.A.A modern farm and a factory are similar in some aspects B.Farm machines are expensive C.Farmers are unwilling to replace their worn-out machinery D.Farmers have to borrow a lot of money for the equipment they need【答案】C 7、Passage 1 A.indifferent B.impartial C.sarcastic D.pessimistic【答案】B 8、国际收支平衡的基本目标一般不包括（）。A.进出口平衡 B.外汇储备增加 C.防止汇率变动 D.汇率稳定【答案】A 9、为了确保计算机系统运行的安全，针对用户管理，下列做法不妥当的是（）。A.建立用户身份识别与验证机制，防止非法用户进入应用系统 B.用户权限的分配应遵循“最小特权”原则 C.用户密码应严格保密，并定时更新 D.为了防止重要密码丢失，把密码记录在纸质介质上【答案】D 10、Why are you standing there,Maggie?A.be hind B.in front of C.be side D.next to【答案】B 11、对实际现金流进行折算时，使用（）。A.名义利率 B.税前利率 C.通胀率 D.实际利率【答案】D 12、在某一时期，一国经济中总供求大体平衡，但存在消费需求不足而投资需求旺盛结构性矛盾，我国应实行（）。A.松的货币政策和松的财政政策 B.紧的货币政策和紧的财政政策 C.松的货币政策和紧的财政政策 D.紧的货币政策和松的财政政策【答案】D 13、资料：Children back at school,nights slowly starting to draw in and the weather more changeable.The seasons are turning and after an eerily calm summer for financial markets,theres a whiff of uncertainty in the air.Bond yields are up from their lows,and the relentless migration of global capital towards any asset,anywhere,with some yield,is slowing.A.In recent years central banks adopt the method of lower interest rates and asset purchases to promote economic growth but now such ability of central banks have become increasingly weaker B.Investors doubt that the yields will decline,because the bond prices of financial market are falling C.In the first half of this year global financial markets are as changeable as the weather changes D.The 10-year yields German and Japanese government bond have been moving up slowly through the summer【答案】B 14、某企业对以外币结算的款项减少业务的核算，以前都按原入账时的汇率作为账面汇率，但 从本年初起，经董事会同意，改按加权平均法并已在会计报告中加以说明。对于上述会计 方法的重要变动，如企业不再作出任何调整，注册会计师应出具（）。A.无保留意见审计报告 B.保留意见审计报告 C.否定意见审计报告 D.无法表示意见审计报告【答案】A 15、资料：Keeping the Zeal of a Startup as You Scale A.Because they often get more supports from the customers B.Because they often damage the market order C.Because they often challenge the old companies in many ways D.Because they often make more momey than old companies【答案】C 16、社会主义初级阶段基本路线的核心是（）。A.以经济建设为中心 B.改革开放 C.四项基本原则 D.精神文明建设【答案】A 17、IBM 公司制造的“深蓝”计算机战胜了世界顶级国际象棋大师卡斯帕罗夫，这一事实表明（）。A.电脑具有比人脑更高级的运动形式 B.电脑是物化了的人的意识，电脑战胜人脑，实质上是人类自己战胜自己 C.人脑的运动与电脑一样，归根到底是电子等物质粒子的运动 D.电脑和机器人也能进行某些实践活动【答案】B 18、资料：“I wouldnt be here today if not for the generosity of strangers,”said Michael Moritz,while announcing a major donation to Oxford University.A former Time Magazine reporter,Mr.Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley.Through Sequoia Capital,the firm he joined in 1986 and has led for many years,Mr.Moritz was an early investor in Google,Yahoo,PayPal and LinkedIn.His personal fortune is estimated at well over$1 billion.Oxford University announced last Wednesday that he and his wife,the novelist Harriet Heyman,donated 75 million,or$115 million,to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds.Behind the headlines about the size of the gift was a family story of immigration,education and a sense of obligation that transcended generations.A.How education can change a persons life B.Oxford University welcomes the generosity of strangers C.An immigration familys story of success D.large amount of private donation from an Oxford graduate【答案】B 19、下列各项中，哪一项是最能衡量股东利润最大化的指标？（）A.资本利润率 B.资产利润率 C.销售利润率 D.股权分红率【答案】D 20、Im sorry,Im late.My car had a _.A.puree B.puncture C.python D.pane【答案】B 21、关于管理幅度与管理层次的说法，正确的是（）。A.管理幅度指的是组织结构的纵向复杂程度 B.管理层次与管理幅度在数量上成正比关系 C.管理层次的多少代表组织结构的横向复杂程度 D.管理幅度与管理层次是相互制约的【答案】D 22、利率市场化是市场主体自行决定利率的过程，任何单一市场主体都不能单方面决定利率，那么，在这种制度下，利率的变动将（）。A.随市场资金供求状况而变化 B.随中央银行的基准利率变化而变化 C.随市场货币流动性大小而变化 D.随货币的汇率变动而变化【答案】A 23、I（）in the library every night over the last three months.A.works B.worked C.have been working D.had been working【答案】C 24、资料：Britain is facing a“crisis of fatherlessness”in which almost half of all children born today will not be living with both parents by the time they are 15,the new chief executive of the thinktank founded by Iain Dunc