备考资料2023年银行招聘之银行招聘综合知识题库（含答案）典型题

备考资料备考资料 20232023 年银行招聘之银行招聘综合知识题库年银行招聘之银行招聘综合知识题库（含答案）典型题（含答案）典型题 单选题（共单选题（共 8080 题）题）1、下列属于短期资金市场的是（）。A.票据市场 B.债券市场 C.资本市场 D.股票市场【答案】A 2、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.A.there is less and less farmland in the USA B.agriculture has greatly developed C.farmerswork is less heavy than in the past D.tractors are great helpers for the farmers【答案】B 3、由于挤兑风波导致商业银行倒闭的风险属于（）。A.国家风险 B.流动性风险 C.法律风险 D.操作风险【答案】B 4、久期分析也称为持续期分析或期限弹性分析，是衡量利率变动对银行（）影响的一种方法。A.当期收益 B.风险水平 C.资本充足率 D.整体经济价值【答案】D 5、The river is already _its banks because of the excessive rainfall;and the city is threatened with a likely flood.A.parallel to B.level in C.flat on D.flush with【答案】D 6、资料：Why is Salt Bad for You?A.salt consumption leads to a stroke B.sodium excreted in urine is a measure of salt intake C.an increase in blood pressure causes an increase in salt consumption D.the higher the sodium in urine,the greater the chance of hypertension【答案】D 7、在 Word 中，想用新名字保存文件应（）。A.执行“文件”“另存为”命令 B.执行“文件”“保存”命令 C.单击工具栏的“保存”按钮 D.复制文件到新命名的文件中【答案】A 8、The number of the disabled Americans went up for so long that the trend of falling out of the labor force seemed like it might be_。A.adequate B.concrete C.practical D.permanent【答案】D 9、The doctor hit me just below the knee to test my _.A.influxes B.inflows C.flexes D.reflexes【答案】D 10、某企业与工人签订了为期 3 年的劳动合同，约定在 3 年内按现行工资水平付给工人工资。此后 3 年内，企业所在国发生了通货膨胀，并且企业经常以各种借口缩短中午休息时间。企业在 3 年经营当中获取了超过同行业其他企业的更高的利润，那么该企业超出其他企业的利润的来源是（）。A.一部分工人工资与绝对剩余价值 B.绝对剩余价值与相对剩余价值 C.一部分工人工资和相对剩余价值 D.一部分工人工资、绝对剩余价值与相对剩余价值【答案】A 11、He felt so cold that he kept trembling（）unable to endure it any more.A.as for B.as well C.as if D.as long as【答案】C 12、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses arent one and the same，though.A.teach people how to have credit accounts B.suggest ways for people to keep good credit record C.present a concern about peoples bad credit nowadays D.explain the differences between no-credit and bad credit【答案】D 13、I think I had at least a billion tests,including（）in which they cut out a piece of muscle from my leg and looked at it under a microscope.A.that B.the one C.it D.one【答案】D 14、Passage 10 A.protect kids from exposure to wild fantasies B.teach their kids at least 30,000 words a year C.ensure constant interaction with their children D.remain concerned about kids use of screens【答案】C 15、投资一笔国债，5 年期，平价发行，票面利率为 12.22%，单利计息，到期一次还本付息，则该债券的到期收益率是（）。A.9%B.11%C.10%D.12%【答案】C 16、下列与不作为犯罪相关的表述，哪一选项是正确的?（）A.甲警察接到报案：有歹徒正在杀害其妻。甲立即前往现场，但只是站在现场观看，没有采取任何措施。此时，县卫生局副局长刘某路过现场，也未救助被害妇女。结果，歹徒杀害了该女子。甲和刘某都是国家机关工作人员，都没有履行救助义务，均应成立渎职罪 B.甲非常讨厌其侄子乙(6 岁)。某日，甲携乙外出时，张三酒后驾车撞伤了乙并迅速逃逸。乙躺在血泊中。甲心想，反正事故不是自己造成的，于是离开了现场。乙因得不到救助而死亡。由于张三负有救助义务.所以甲不构成不作为犯罪 C.甲下班回家后，发现自家门前放着一包来历不明、类似面粉的东西。甲第二天上班时拿到实验室化验，发现是海洛因，于是立即倒入厕所马桶冲入下水道。甲虽然没有将毒品上交公安部门.但不构成非法持有毒品罪 D.消防法规定，任何人发现火灾都必须立即报警。过路人甲发现火灾后没有及时报警，导致火灾蔓延。甲的行为成立不作为的放火罪【答案】C 17、American travelers abroad have discovered that they can buy more foreign_with their dollar.A.currented B.currently C.currency D.current【答案】C 18、隔日交割，即在成交后的第一个营业日内进行交割的是（）。A.即期外汇交易 B.远期外汇交易 C.中期外汇交易 D.长期外汇交易【答案】A 19、某公司拟进行一项固定资产投资决策设定折现率为 10，有四个方案可供选择：其中：甲方案的净现值率为-12；乙方案的内部收益率为 9；丙方案的项目计算期为 10 年净现值为 960 万元，(PA，10，10)-61446；丁方案的项目计算期为 11 年，年等额净回收额为 13623 万元。最优的投资方案是（）。A.甲方案 B.乙方案 C.丙方案 D.丁方案【答案】C 20、It was no（）that his car was seen near the bank at the time of the robbery.A.coincidence B.convention C.certainty D.complication【答案】A 21、Passage 10 A.simplify routine matters B.absorb user attention C.better interpersonal relations D.increase work efficiency【答案】B 22、Mr.Backus simply replaced the original equation with his own _ for a dream date,which included the percentage of women likely to find him attractive,and the number of girls aged 24 to 34 in London.A.designation B.measures C.criteria D.legislation【答案】C 23、下列说法，错误的是()。A.我国商业银行经营活动的不确定性越来越高，表外信息的内容也在不断扩展 B.我国商业银行会计信息披露已逐渐从会计报表披露为主转向会计报表、会计报表附注及其他财务会计报告共同披露的新的发展阶段 C.我国在会计信息披露方面存在很多问题 D.与会计报表披露相比，会计报表附注披露比较强大【答案】D 24、说法不正确的是（）。A.鲁迅是中国现代文学的奠基人 B.郭沫若的女神是现代文学史上第一篇白话文 C.田汉是中国现代戏剧的奠基人 D.巴金是现代家族小说的开拓者【答案】B 25、资料：Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamers life.They seem real while they are takingplace.Some dreams are pleasant,others are annoying,and still others are frightening.Everyone dreams,but some persons never recall dreaming.Others remember only a little about a dream they had just before awakening and nothing about earlier dreams.No one recalls all his dreams.A.the sleepers own mind B.the sleepers feeling C.the sleepers imagination D.the sleepers wishes【答案】A 26、某砖厂计划 20 天生产 30000 块砖，现在已生产的块数可以装 2 辆卡车，已知每盒装 6 块砖，每箱装 40 盒，每辆卡车装 50 箱，照这样计算，还要生产几天才能全部完成？（）A.4 天 B.