2022-2023年银行招聘之银行招聘综合知识真题精选（含答案）

20222022-20232023 年银行招聘之银行招聘综合知识真题精选年银行招聘之银行招聘综合知识真题精选（含答案）（含答案）单选题（共单选题（共 8080 题）题）1、资料：It seems simple enough.Take all the line-forming and paper-filling busy work of the government,and put it all up on the Internet.Now,in order to report a pot-hole,pay your property tax,complain to an official or cast a vote,just log on and hit a few buttons.Goodbye bureaucracy,hello e-cracy?A.having public confidence B.having sufficient investment C.lowering government spending D.upgrading government technology【答案】B 2、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（）。A.批发业基本属于资本密集型行业 B.服务项目相对较少 C.平均每笔交易量少，交易次数频繁 D.批发业的商圈比较大【答案】C 3、Passage 3 A.They think of it as a good tourist destination B.They feel contemptuous of it C.They regard it as a superpower on the decline D.They are sympathetic with it【答案】A 4、资料：To manage teams organization require effective managers.Highly skilled and trained managers can make more informed decisions.The use of beat practice models enables managers to ensure their teams operate efficiently.This will improve quality for customers as staff will be better trained to deal with customers needs.It will also improve team effectiveness and help organizations to perform better.A.s/he loves people to discuss problems B.s/he is likely to delay the decisions C.s/he seldom consults others D.s/he needs to make quick response【答案】A 5、Passage 4 A.Alex Taw is an American millionaire B.Alex Taw will graduate from university C.Alex Taw doesnt work hard D.Alex Taw was not rich before【答案】D 6、（）是收文办理的中心环节。A.批办 B.拟办 C.承办 D.注办【答案】C 7、下列经济行为中属于间接融资的是（）。A.公司之间的货币借贷 B.国家发行公债 C.商品赊销 D.银行发放贷款【答案】D 8、一些地方的人们掠夺性地滥挖草原上的甘草，虽获得了一定的经济利益，却破坏了草原植被，造成土地荒漠化，一遇大风，沙尘暴铺天盖地而至，给人们带来了巨大灾难。这些人的做法违背了（）。A.事物普遍联系的观点 B.事物永恒发展的观点 C.量变与质变统一的观点 D.必然性与偶然性统一的观点【答案】A 9、企业购进原材料 60 000 元，款项未付。该笔经济业务应编制的记账凭证是（）。A.收款凭证 B.付款凭证 C.转账凭证 D.以上均可【答案】C 10、与十六进制数 CD 等值的十进制数是（）。A.204 B.205 C.206 D.203【答案】B 11、Traditionally young Asians in Britain have _ towards medicine,law and engineering.A.gravitated B.gravitating C.been gravitated D.to gravitate【答案】A 12、资料：The hop flower has been used in beer-making at least since the eighth century.Traditionally it was a preservative,but it also imparts flavor.To some,the taste is bitter and unpalatable,and thus many brewers use only minimal amounts.But,depending on variety,growing conditions,and other factors,hops can impart a range of flavors that connoisseurs say rivals that of wine grapes.Starting in the nineteen-seventies,small brewers on the West Coast began dramatically upping the amount of hops in their brews.One of their most popular products was the India pale ale,or L.P.A.,a brew that has been around since the late eighteenth century.The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India,to quench the thirst of the Sahibs managing the Empire there.A.Because connoisseurs said its flavor rivals that of wine grapes B.Because there were different varieties C.Because it helped preserve beer D.Because only some people didnt like the taste【答案】A 13、我国商业银行的核心资本包括（）。A.实收资本、资本公积、盈余公积、未分配利润 B.实收资本、资本公积、呆账准备金、长期债务 C.实收资本、未收资本、重估资本、未分配利润 D.资本净值、资本盈余、未分配利润、呆账准备金【答案】A 14、犯罪的未遂可能发生在（）。A.犯罪着手以前 B.犯罪着手以后 C.犯罪预备阶段 D.犯罪中止之后【答案】B 15、为了确保计算机系统运行的安全，针对用户管理，下列做法不妥当的是（）。A.建立用户身份识别与验证机制，防止非法用户进入应用系统 B.用户权限的分配应遵循“最小特权”原则 C.用户密码应严格保密，并定时更新 D.为了防止重要密码丢失，把密码记录在纸质介质上【答案】D 16、我国第一部诗歌总集是（）。A.淮南子 B.山海经 C.离骚 D.诗经【答案】D 17、All car makers are spending billions trying to figure out a future that is more_，more autonomous and steps back from fossil fuels。A.electric B.electrical C.electronic D.electrified【答案】A 18、资料：Children back at school,nights slowly starting to draw in and the weather more changeable.The seasons are turning and after an eerily calm summer for financial markets,theres a whiff of uncertainty in the air.Bond yields are up from their lows,and the relentless migration of global capital towards any asset,anywhere,with some yield,is slowing.A.0.75%B.0.5%C.0.25%D.1%【答案】C 19、银行的活期存款人通知银行在其存款额度内无条件支付一定金额给持票人的书面凭证是（）。A.支票 B.汇票 C.本票 D.存单【答案】A 20、我国刑法规定在我国领域内的犯罪是指（）。A.受害人居住地在我国领域内 B.犯罪人居住在我国领域内 C.犯罪行为或者结果有一项发生在我国领域内 D.受害人与犯罪人均居住在我国领域内【答案】C 21、目前国家开发银行的贷款主要是（）。A.硬贷款 B.软贷款 C.信用贷款 D.抵押贷款【答案】A 22、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors.Bank of India CDs are safe,FDIC insured&offer decent returns.There is no brokerage,no fees or hidden costs.However,the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD.Look at our Star CD plan below.A.The minimum amount to invest is USD 2000 B.You may choose any maturity date as you wish C.The rates on certificate of deposits may vary day to day D.Separate certificates of deposits will be issued for additional deposits【答案】B 23、下列（）选项属于省人民代表大会的人事权。A.选举上一级人民代表大会代表 B.罢免本级人民检察院检察长，无须报经上一级人民检察院检察长批准 C.选举本级人民法院院长，并须报经最高人民法院院长提请全国人大常委会批准 D.选举本级人民检察院检察长，但须报经最高人民检察院批准【答案】A 24、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the worlds la