历年银行招聘之银行招聘综合知识题库（含答案）典型题

历年银行招聘之银行招聘综合知识题库（含答案）历年银行招聘之银行招聘综合知识题库（含答案）典型题典型题 单选题（共单选题（共 8080 题）题）1、甲公司 2019 年 12 月 1 日购入生产设备一台，入账价格为 200000 元，采用年数总和法摊销，预计净残值 5000 元，预计使用年限 5 年。2020 年 12 月 31日，该生产设备的可收回金额为 120000 元，则 2020 年底，该设备的账面价值为（）。A.120000 B.135000 C.150000 D.161000【答案】A 2、会计账簿暂由本单位财务会计部门保管（），期满之后，由财务会计部门编造清算移交本单位的档案部门保管。A.1 年 B.3 年 C.5 年 D.10 年【答案】A 3、I have read up to（）the children discover the secret cave,what about you?A.which B.what C.that D.where【答案】D 4、边际报酬递减规律指以下哪一种现象?（）A.资源是稀缺的，但某些资源比其它资源更稀缺 B.一国居民拥有的某种东西越多，他们获得更多这种东西的愿望就越低 C.当两种资源中的一种投入不断增加，而另一种资源数量固定时，边际产量先越来越大后越来越小 D.当两种资源中的一种投入不断增加，而另一种资源数量固定时，总产出最终减少【答案】C 5、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.With the development of human robot interaction,robots ae now able to communicate with humans in an effective way B.Scientists have many challenges in developing robots,such as how to modify their appearance and behavior C.Human emotions enable robots to win the trust from human,especially the elderly and children D.It is important to help people understand robots in order to develop robots to human needs【答案】D 6、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（）。A.商标法 B.专利法 C.消费者权益保护法 D.反不正当竞争法【答案】D 7、资料：Large industrialized are now in a recession.What are the prospects for economic recovery?A.can help towards overcoming this problem about the ratio of debt to income B.may lead Germanys importance as Europes largest export market to decline C.may bring some relief to other members of the European Exchange Rate Mechanism D.None of above【答案】D 8、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent,notions of male superiority are hard to maintain.The pattern of sharing in tasks and in decisions makes for equality,and this in turn leads to further sharing.In such a home,the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.A.Faith B.Complaint C.Account D.Reputation【答案】D 9、Passage 5 A.water deficiency B.distress C.desertification D.more grasses and lakes【答案】D 10、资料：Seeking to end a stalemate in negotiations over her countrys withdrawal from the European Union,Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the countrys exit.A.Thereas Mays makes financial commitment to EU for the transition period B.Britain insists on leaving EU without any agreement C.EU wont talk to Britain unless Britain makes concessions D.Thereas May seeks to unlock Brexit talks in her speech【答案】D 11、Passage 5 A.The possibility of government support for such a task B.The need to explore Utah C.The need to connect the east coast with the west D.The need to develop the railroad industry in the west【答案】C 12、以下哪种情形会使货币需求增加？（）A.商品和劳务供给量减少 B.银行存款利率升高 C.物价水平上升 D.货币流通速度加快【答案】C 13、He has been drinking alcohol so heavily that his health severely affected and got his _ alcoholically.A.quantum B.qualm C.quail D.quietus【答案】D 14、Ellen Brown says the exercises help _ her pain and stiffness from arthritis.A.rectify B.reclaim C.reconcile D.relieve【答案】D 15、Recruiting the right people _looking for individuals with diverse skills from a range of backgrounds.A.is B.is involved C.involves D.are【答案】C 16、支付的在建工程人员的工资属于（）产生的现金流量。A.筹资活动 B.经营活动 C.汇率变动 D.投资活动【答案】D 17、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。A.translation B.interpretation C.exhibition D.demonstration【答案】B 18、票据贴现实付金额为()。A.汇票金额 B.贴现利息 C.汇票金额一贴现利息 D.以上答案均错误【答案】C 19、投资银行最本源、最基础的业务活动不包括（）。A.证券发行与承销业务 B.证券经纪与交易 C.承销业务 D.风险投资【答案】D 20、下列哪家机构不属于我国成立的金融资产管理公司？（）A.东方 B.信达 C.华融 D.均不符合题意【答案】D 21、在中介融资中一般不发行以自己为债务人的融资工具，只是协助将筹资者发行的金融 工具销售给投资者的金融机构属于（）。A.直接金融机构 B.金融服务机构 C.创造货币机构 D.间接金融机构【答案】A 22、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？A.家长对新技术的担心是没有必要的 B.作为成年人理解新技术是很困难的 C.新技术的出现不会对青少年造成不利的影响 D.技术改变的体验对成年人和孩子是不同的【答案】B 23、下列既属于直接融资形式又属于间接融资形式的是（）。A.商业信用 B.银行信用 C.国家信用 D.消费信用【答案】D 24、资料：Good listening is much more than being silent while the other person talks.To the contrary,people perceive the best listeners to be those who periodically ask questions that promote discovery and insight.These questions gently challenge old assumptions,but do so in a constructive way.Sitting there silently nodding does not provide sure evidence that a person is listening,but asking a good question tells the speaker the listener has not only heard what was said,but that they comprehended it well enough to want additional information.Good listening was consistently seen as a two-way dialog,rather than a one-way“speaker versus hearer”interaction.The best conversations were active.A.How to become a good collaborator B.How to train your audience C.What makes