2023年银行招聘之银行招聘综合知识能力模拟提升试卷A卷（附答案）

20232023 年银行招聘之银行招聘综合知识能力模拟提升年银行招聘之银行招聘综合知识能力模拟提升试卷试卷 A A 卷（附答案）卷（附答案）单选题（共单选题（共 9090 题）题）1、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排队顺序？（）A.24 种 B.96 种 C.384 种 D.40320 种【答案】C 2、资料：Did your childs brain shrink last summer?Probably not,but it may have shifted into reverse,according to a study by Dr.Harris Cooper,professor of psychology at the University of Missouri-Columbia.The study found that when students return to school after a long summer vacation,theyve lost one to three months worth of learning.A.Doing some special planning to have math-related activities B.Signing up for programs like“Shakespeares Theater”C.Having less reading activities over the summer D.Going to the libraries more often【答案】A 3、Henrys business is much worse than before,therefore,he has to _ the expense of his corporation.A.cut into B.cut in C.cut down D.cut off【答案】C 4、资料：The personal computer was a revolution in information technology that spawned a$50 billion hardware business,with another$30 billion in software and peripherals（eg.mouse,keyboard,printer,etc.）by 1991.During its short 15 years,the industry evolved through three successive periods.During its first 5 to 6 years,it was characterized by explosive growth and multiple,small competitors vying for a piece of the market.From 1981 to 1985,the industry became a battle for standards and retail shelf space.The third era was one of increasing fragmentation.From 1986 through 1991-1992,new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.A.Around 1981 B.Around 1986 C.Around 1976 D.Around 1992【答案】C 5、如果会计信息的省略或者错报会影响投资者等财务报告使用者据此作出决策的，该信息就具有()。A.可比性 B.可靠性 C.谨慎性 D.重要性【答案】D 6、2008 年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF 于 2013 年 5 月16 日发布了非常规货币政策：最近经验与前景报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的 GDP 增速提升了约 2 个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。A.物价稳定 B.国际收支逆差 C.充分就业 D.经济增长【答案】B 7、Which of the following is or was an example of representative full-bodied money？（）。A.Debt money B.ATS account C.Gold certificate D.Demand deposit【答案】C 8、属于典型的负外部性例子的是（）。A.汽车尾气 B.海上灯塔 C.企业对资源的配置 D.义务教育【答案】A 9、He wants to _ and _ everything.A.cover up;paint up B.cover up;paint over C.cover over;paint over D.cover over;paint up【答案】B 10、某国的货币量发行情况如下：现金货币 5000 亿元，活期存款 2500 亿元，活期存款以外的其他存款为 2000 亿元，短期信用工具为 1500 亿元，其中同期短期国债发行量为 50 亿元，试问该国 M1 货币量为（）亿元。A.5000 B.7500 C.10000 D.50【答案】B 11、资料：Italys next government,a coalition between the populistFive Star Movement and the far-right Northern League,is giving investors plenty to worry about.Leaked plans,hastily abandoned,suggested it might want to leave the euro or ask the European Central Bank to forgive 250bn（$292bn）of Italian debt.But less attention has been paid to what it might mean for Italian banks,and in particular for their biggest burden:non-performing loans（NPLs）.Over 185bn of NPLs were outstanding at the end of 2017,the most for any country in the European Union.（1）A.The increasing use of out-of-court settlement for collateral across the EU B.The GACS which may not be renewed after September C.The new trading platform for trading NPLs D.The laws that guarantee cross-border operations【答案】B 12、Passage 1 A.The economic growth is turning better B.The world economic growth is plunging C.The IMFs forecasts on world economy sometimes are too optimistic D.The economic growth of the emerging world remains the same【答案】C 13、I would like to take advantage of this opportunity to express my sincere _ for your help.A.regulation B.recreation C.appreciation D.guarantee【答案】C 14、资料：Talk about Christmas in July.Carrie Rocha has already started her holiday shopping.“A few weeks back I picked up a$60 toy for$4,and,truth be told,I picked up a whole lot more than that,”she wrote in an email.“I spent about$80 total and got$350+in toys.”A.those with abundant money to waste B.those common people who give others presents during holidays C.those who never celebrate festivities and have no relatives D.those under stress from both work and life【答案】B 15、下列公文处理程序中属于发文办理的是（）。A.拟办 B.复核 C.传阅 D.签收【答案】B 16、CFCs were banned when world leaders signed _called the Montreal Protocol in 1987.A.a contact B.contact C.agreement D.an agreement【答案】D 17、资料：Talk about Christmas in July.Carrie Rocha has already started her holiday shopping.“A few weeks back I picked up a$60 toy for$4,and,truth be told,I picked up a whole lot more than that,”she wrote in an email.“I spent about$80 total and got$350+in toys.”A.those with abundant money to waste B.those common people who give others presents during holidays C.those who never celebrate festivities and have no relatives D.those under stress from both work and life【答案】B 18、下列关于计算机病毒认识不正确的是（）。A.计算机病毒是一种人为的破坏性程序 B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒 C.计算机病毒能破坏引导系统和硬盘数据 D.计算机病毒也能通过下载文件或电子邮件传播【答案】B 19、国办印发意见，要求 2021 年底前，各地相关政务服务便民热线归并统一