2023年银行招聘之银行招聘综合知识自我检测试卷B卷（附答案）

20232023 年银行招聘之银行招聘综合知识自我检测试卷年银行招聘之银行招聘综合知识自我检测试卷B B 卷（附答案）卷（附答案）单选题（共单选题（共 9090 题）题）1、资料：Its so common to hear people say，“Im stressed out，”almost as a badge of honor，as if this is a symptom only of our fast-paced modern life.But in her book，“Exhaustion：A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.A.praise B.sarcasm C.arixiety D.anger【答案】B 2、He holds an important position in the company.（）,I dont quite trust him.A.Thus B.Furthermore C.Otherwise D.Nevertheless【答案】D 3、We appreciate your patience and hope to serve you in a timelier manner in the future._,please contact our order department at 716-555-0160 with any questions.A.instead B.meanwhile C.in contrast D.besides【答案】D 4、Your suggestion could only make things worse_.A.if anything B.if everything C.if nothing D.if something【答案】A 5、The Internet is extensively utilized by students for_information to undertake their course-related tasks and assignments.A.maintaining B.evaluating C.retaining D.retrieving【答案】D 6、假设银行系统:(1)原始存款为 900 万元；(2)法定存款准备金率 6%;(3)为现金漏损率为 15%;(4)超额准备率为 3%。此时银行系统的派生存款总额为()万元。A.3750 B.4286 C.5000 D.10000【答案】A 7、人民代表大会制度的核心内容是（）。A.民主集中制 B.国家的一切权力属于人民 C.坚持中国共产党的领导 D.广泛的人民参与【答案】B 8、采用直接标价法条件下，汇率的上升意味着（）。A.外国货币价值不变 B.外国货币贬值 C.本国货币价值不变 D.外国货币升值【答案】D 9、Passage 1 A.to be rich B.to have her own parents C.to have a lot of friends D.happiness【答案】D 10、The key to the industrialization of space is the U.S.space shuttle._ it,astronauts will be able to fly into space and returning many times.A.With B.By C.On D.In【答案】A 11、下列属于柜台市场的是（）。A.第四市场 B.第三市场 C.深圳证券交易所 D.NASDAQ 系统【答案】D 12、The detective（）the solving of this case to an anonymous phone call the police received a few hours before the arrest took place.A.accused B.presented C.attributed D.disapproved【答案】C 13、通过向投资者发行股份或受益凭证募集资金，再对各类金融产品进行组合投资的金融 机构是（）。A.商业银行 B.投资银行 C.保险公司 D.投资基金【答案】D 14、在单位协定存款业务中，对超过基本存款额度的存款按（）计付利息。A.活期存款利率 B.定期存款利率 C.中囯人民银行规定的上浮利率 D.协定存款利率【答案】C 15、一项研究表明，在人类进化的过程中，采用火制备熟的肉类食用是一大进步。高温杀灭了肉类中的部分有害细菌和病毒，而那些没有完全被杀死的细菌和病毒刺激了人类的免疫系统而不至于让其崩溃，从而促使人类的免疫系统得到进化。因此，人类才能比在野外生活的其他灵长类动物更好地抵御各类疾病。A.人类生活在有公共卫生系统保护的社会中 B.有些人一生只吃素，患病的次数也很少 C.高温能够降低病毒或细菌的致病性 D.野外的灵长类动物更容易感染各种细菌或病毒引起的疾病【答案】C 16、假设系统的当前日期为 2011 年 4 月 11 日，当前的时间为上午 9 点 10 分，在工作表的某活动单元格中输入一 NOW（），在未对该单元格日期和时间格式进行特殊设置的情况下，回车后该单元格的显示结果为（）。A.只有系统的当前日期 B.只有系统的当前时间 C.既有系统的当前日期，又有系统的当前时间 D.什么内容也没有【答案】C 17、There are many fascinating cases_ people actually dreamt about things which later happened to them。A.where B.when C.which D.what【答案】A 18、资料：From:Iris Wu A.graphic designer B.marketing director C.An appliance technician D.An administrative assistant【答案】B 19、下列关于数字人民币的说法，不准确的是（）A.数字人民币是由中国人民银行发行的数字形式的法定货币 B.它的发行要靠行政强制来实现，不是以市场化的方式进行 C.数字人民币不会形成对纸钞和硬币的替代，后者将正常使用 D.它由指定运营机构参与运营，并向公众兑换，与纸钞和硬币等价【答案】B 20、准货币是指（）。A.M1 B.M2 C.M3 D.M2-M1【答案】D 21、狄更斯著名的自传体小说是（）。A.双城记 B.远大前程 C.大卫?科波菲尔 D.艰难时世【答案】C 22、经济成本和经济利润具有以下特征（）。A.前者比会计成本小，后者比会计利润大 B.两者都比相应的会计成本和会计利润大 C.前者比会计成本大，后者比会计利润小 D.两者都比相应的会计成本和会计利润小【答案】C 23、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Havent you noticed that you have become smarter since you started to learn a language?A.learning a second language is the same as studying math B.Italian is the best choice for you as a second language C.youd better choose the ages between 2 and 34 to learn a second language D.early learning of a second language helps you a great deal in studying other subjects【答案】D 24、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？A.增加线上沟通会减少青少年与朋友的距离感 B.移动世界的体验与实际生活中的体验是相同的 C.青少年沉浸于数字世界之后很少参加线下活动 D.青少年可以通过移动设备在线上交到更多的好朋友【答案】C 25、域名与 IP 地址通过（）服务器相互转换。A.DNS B.WWW C.Email D.FTP【答案】A 26、资料：Theres a good chance that spicy crunchy tuna roll you ordered for lunch doesnt actually contain any tuna at all.A.To emphasize the importance of seafood providers responsibilities B.To show that the problem of fake or mislabeled fish has already been solved C.To introduce a new technology of scanning D.To illustrate that seafood providers also take actions to reduce fraud【答案】D 27、资料：The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.A.Together with Primary Chequing,you can own 20 accounts B.If you make 32 transaction,a fee of$1.4 will be charged C.You will be able to save up to$240.5 a month on fees D.You can sell U.S.cash（up to$5,000 U.S.per transaction）at preferred exchange rate【答案】C 28、以（）为主体形成的外汇供求，已成为决定市场汇率的主要力量。A.各国中央银行 B.外汇银行 C.外汇经纪商 D.跨国公司【答案】B 29、个人贷款还款方式不包括（）。A.等额本息还款法 B.差额等息还款法 C.等额本金还款法 D.按月还息、到期一次性还本还款法【答案】B 30、He cancelled all the _ on the ground that he needed a rest.A.encouragement B.engagement C.schedule D.employment【答案】B 31、Exce1 中，将两个字符串连接起来的运算符是（）。A.$B.+C.D.一【答案】C 32、Passage 5 A.The possibility of government support for such a task B.The need to explore Utah C.The need to conn