2023年银行招聘之银行招聘综合知识高分通关题型题库(附解析答案）

20232023 年银行招聘之银行招聘综合知识高分通关题型年银行招聘之银行招聘综合知识高分通关题型题库附解析答案题库附解析答案 单选题（共单选题（共 9090 题）题）1、当某一社会处于经济周期的萧条阶段时（）。A.经济的生产能力增加，因而存货增加 B.总需求逐渐增长 C.总需求少于总供给 D.总需求超过总供给【答案】C 2、Passage 3 A.They have to cancel their vacations in New England B.They find it unaffordable to dine in mom-and-pop restaurants C.They have to spend more money when buying imported goods D.They might lose their jobs due to potential economic problems【答案】C 3、6101126-5121322=（）。A.0 B.2 C.1 D.3【答案】A 4、乙遭车祸昏迷在路上，甲途经发现后雇计程车将乙送往医院，并帮其支付医药费，在救助过程中，甲的名牌衣服因染有乙的血渍而不能使用，同时乙的贵重手表遗落在事故地点，甲因疏忽而未能发现。下列说法中不正确的是（）。A.甲应赔偿乙手表遗失的损失 B.乙应偿付甲雇用计程车的费用 C.乙应偿付甲帮其支付的医药费 D.乙应赔偿甲衣服不能使用的损失【答案】A 5、我国对存贷款利率的结息规则中规定，城乡居民活期存款的结息日为（）。A.3 月 20 日 B.6 月 20 日 C.6 月 30 日 D.9 月 20 日【答案】C 6、（）是金融市场所具有的主要宏观功能。A.价格发现 B.减少搜寻成本和信息成本 C.提供流动性 D.实现储蓄投资转化【答案】D 7、下列选项中属于完全物权的是（）。A.抵押权 B.质权 C.所有权 D.留置权【答案】C 8、按照有关规定,我国商业银行对中小企业贷款的利率最高和最低可分别上浮和下浮（）。A.30%和 15%B.30%和 10%C.50%和 30%D.50%和 10%【答案】B 9、资料：Everyone knows airline pricing is based on supply and demand.Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals.So if a flight to Rome costs more than a flight to Milan,youd think that demand for Rome must be higher or supply lower.A.Neutral B.Positive C.Negative D.Not mentioned【答案】C 10、我国金融机构从事的最主要的贷款业务是（）。A.长期贷款 B.中期贷款 C.短期贷款 D.定期贷款【答案】C 11、Large numbers of state-run preschools were expediently closed down during the 1990s economic reform and instead,a variety of for-profit private preschools sprung _ across the country.A.by B.out C.in D.up【答案】D 12、Mobiles are considered cultural tools that are A.transferring B.transforming C.transplanting D.transmitting【答案】D 13、资料：Directions:There is 1 passage in this part.The passage is followed by some questions or unfinished statements.For each of them there are four choices,You should decide on the best choice.A.It is a whole new technique Apple Inc.applied on iPhone X B.It has started a revolution in computer-vision industry C.It has a problem of revocation D.It has embedded security mechanisms to secure the data on the phone【答案】B 14、资料：（一）A.law courts have decided not to use fashionable words B.it is widely accepted by all the insured C.it enables ordinary people to understand it easily D.the meaning of such wording has been agreed upon【答案】D 15、资料：（四）A.Suspicious B.Objective C.Optimistic D.Critical【答案】B 16、陈皮是药食同源的宝贵原料之一，其最显著的药效是化痰止咳、疏通心脑血管、降血压等。陈皮是以（）的表皮为原料的。A.柚子 B.橙子 C.橘子 D.桃子【答案】C 17、汇率贴水是指()。A.远期汇率比即期汇率贵 B.远期汇率比即期汇率便宜 C.市场汇率比官方汇率贵 D.市场汇率比官方汇率便宜【答案】B 18、We received the _ indicating the amount of money I had paid.A.quittance B.refund C.retention D.progeny【答案】A 19、On Thursday,lawmakers introduced a bill to _ harsher penalties for sexual assault in the military.A.integrate B.invade C.impose D.impair【答案】C 20、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.it is not meaningful for robots to have the appearance of human B.people who make the appearance of robots very human-like should be blamed C.people need to pay more attention to the development of robotsfunctions D.the appearance of robots has become more and more emotional【答案】C 21、It is not rare in（）that people in（）fifties are going to the university for further education.A.90s;the B.the 90s;/C.90s;their D.the 90s;their【答案】D 22、久期分析也称为持续期分析或期限弹性分析，是衡量利率变动对银行（）影响的一种方法。A.当期收益 B.风险水平 C.资本充足率 D.整体经济价值【答案】D 23、The WHO says there is currently no evidence of human-to-human _ of the virus.A.translation B.transition C.transmission D.transaction【答案】C 24、美国历史上首位华裔驻华大使是（）。A.赵小兰 B.张之香 C.骆家辉 D.朱棣文【答案】C 25、The differences _the difficulty of understanding what is happening to the economy at present.A.suggest B.understate C.criticize D.underline【答案】D 26、下列关于会计账簿管理的说法中，错误的是（）。A.各种会计账簿要分工明确，指定专人管理 B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制 C.会计账簿一般不得携带外出 D.会计账簿不得随意交给其他人管理【答案】B 27、下列关于外汇说法中不正确的是（）。A.外汇是以外国货币表示的，必须具有充分的可兑换性，能够自由地兑换成其他国家的货币或者其他信用工具进行多边支付 B.外汇是非主权货币，通常各国政府允许外国货币作为本国市场的计价和结算货币，但不允许外国货币在本国境内流通和使用 C.外汇必须是在国外能得到补偿的债权，具有可靠的物质偿付保证 D.外汇必须是各国普遍接受的支付手段和可用作对外支付的金融资产【答案】C 28、“Well done,Cassandra.”Crook said.She blushed,but accepted the（）with good grace.A.commence B.compromise C.compensate D.compliment【答案】D 29、从效力层级看，下列法律中效力最高的是（）A.中华人民共和国渔业法 B.中华人民共和国渔业船舶检验条例 C.中华人民共和国渔业行政执法船舶管理办法 D.长江渔业管理规定【答案】A 30、The primary purpose of the concerned group and individuals is to _the greenhouse gases and pollutants.A.deposit B.decrease C.deviation D.deprival【答案】B 31、不属于商业银行经济资本管理内容的是（）。A.经济资本的计量 B.经济资本的分配 C.经济资本的评价 D.经济资本的测算【答案】D 32、资料：As a startup founder,my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives.Day after day,things inevitably come up that need to get handled ASAP.But Ive also learned that if you dont have a strategy for making time for those bigger ambitions and your truly lofty goals,theyll simply never get done.And that means you wont make the progress thats really going t