2022年银行招聘之银行招聘综合知识综合练习试卷A卷（附答案）

20222022 年银行招聘之银行招聘综合知识综合练习试卷年银行招聘之银行招聘综合知识综合练习试卷A A 卷（附答案）卷（附答案）单选题（共单选题（共 9090 题）题）1、下列不属于我国刑法基本原则的是（）。A.罪刑法定原则 B.法律面前人人平等原则 C.罪刑相当原则 D.罪刑合理原则【答案】D 2、下列关于国内信用证办理和使用要求的表述中，符合支付结算法律制度规定的是（）。A.信用证结算方式可以用于转账，也可以支取现金 B.开证行应向申请人收取不低于开证金额 30%的保证金 C.信用证到期不获付款的，议付行可从受益人账户收取议付金额 D.申请人交存的保证金和存款账户余额不足支付的，开证行有权拒绝付款【答案】C 3、股票指数期货的结算采用（）。A.现金 B.某种股票 C.股价指数 D.一揽子股票【答案】A 4、Henry found it difficult to get his British jokes（）to Chinese audience.A.across B.deal C.over D.down【答案】A 5、影响汇率变动的长期原因不包括（）。A.国的国际收支状况 B.经济发展状况 C.通货膨胀差异 D.利率差异【答案】D 6、资料：Early Experiences A.The nearest customers B.The virtual customers C.People that pretend to be customers D.The VIPs【答案】C 7、Josh graduated with his masters degree in space studies and planetary sciences，but after years of working odd jobs and barely_，he decided to go back to get his teaching license。A.putting on the back burner B.breaking new ground C.making ends meet D.proving his mettle【答案】C 8、当某厂商以最小成本生产既定产量时,那它（）。A.总收益为零 B.一定获得最大利润 C.一定未获得最大利姻 D.无法确定是否获得最大利润【答案】D 9、下列哪项不属于计算机内部采用二进制的优点？（)A.便于硬件的物理实现 B.运算规则简单 C.可用较少的位数表示大数 D.可简化计算机结构【答案】C 10、毛泽东对“实事求是”这句话作了科学解释的著作是（）。A.改造我们的学习 B.论联合政府 C.关于领导方法的若干问题 D.论人民民主专政【答案】A 11、The WHO says there is currently no evidence of human-to-human _ of the virus.A.translation B.transition C.transmission D.transaction【答案】C 12、材料二：2018 年上半年，我国经常账户逆差 1801 亿元，资本和金融账户顺差 4247 亿元，其中，非储备性质的金融账户顺差 7451 亿元，储备资产增加3192 亿元。A.逆差 385 亿美元 B.顺差 385 亿美元 C.逆差 951 亿美元 D.顺差 951 亿美元【答案】B 13、下列会计科目中，不属于资产类的是（）。A.累计折旧 B.应收账款 C.预收账款 D.预付账款【答案】C 14、2020 年 1 月 2 日电，自今年 1 月 1 日起，符合条件的港澳台居民可在（）参加社会保险。目前，珠海市已启动实施港澳台居民参加珠海社会保险工作，专题部署和组织培训。A.珠海市 B.深圳市 C.广州市 D.厦门市【答案】A 15、2011 年 4 月 14 日，（）加入金砖国家以来，该国总统首次以“金砖国家”成员国的身 份参加金砖国家集团第三次首脑会议。A.南非 B.印度 C.俄罗斯 D.巴西【答案】A 16、资料：THOMAS WILSON A.Provide support to the investment banking group VP B.Answer telephone C.Maintain calendars D.Assist visitors【答案】D 17、李斯特认为对某一幼稚工业的保护时间（）。A.以 20 年为最高期限 B.以 30 年为最高期限 C.以 50 年为最高期限 D.无限【答案】B 18、汉代人关于离骚篇名的解释有（）。A.离别的牢骚，离开忧愁 B.离别的忧愁，遭遇忧愁 C.离别的牢骚，遭遇忧愁 D.离别的忧愁，离开忧愁【答案】B 19、我国正式被批准成为世界贸易组织成员是在（）。A.2001 年 11 月 B.2001 年 9 月 C.2001 年 10 月 D.2001 年 12 月【答案】A 20、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.In Europe,at least,that is all about to change with a new set of regulations,named PSD2.A.To keep clients data safe B.To close down the poor services C.To give up their data monopoly D.To disclose their sources of profits【答案】C 21、下列说法不正确的是（）。A.舞低杨柳楼心月柳永 B.两情若是久长时秦观 C.此情无计可消除李清照 D.可惜流年、忧愁风雨辛弃疾【答案】A 22、在下列有关账项核对中，不属于账账核对的内容是（）。A.银行存款日记账余额与其总账余额的核对 B.银行存款日记余额与银行对账单余额的核对 C.总账账户借方发生额合计数与明细借方发生额合计数的核对 D.总账账户贷方发生额合计数与明细贷方发生额合计数的核对【答案】B 23、党政机关公文处理工作条例规定的公文种类有（）。A.14 种 B.13 种 C.15 种 D.17 种【答案】C 24、在下列哪些情况下，企业可以不受限制的延长工作时间？（）A.为完成和其他单位所签合同所规定的工作任务 B.劳动合同中所约定的情形 C.发生水灾，组织抢救企业财产 D.企业工作规程规定的其他情形【答案】C 25、语音网关类似于普通的电脑交换机，下列哪一项不是语音网关的电话业务（）。A.热线电话 B.呼叫转移 C.VPN 路由器 D.FXS 端口权限【答案】C 26、The mobility of cell phones means you can be anywhere and have the_or should I say the convenience,of a phone.A.must B.accompaniment C.conclusion D.necessity【答案】D 27、资料：Italys next government,a coalition between the populistFive Star Movement and the far-right Northern League,is giving investors plenty to worry about.Leaked plans,hastily abandoned,suggested it might want to leave the euro or ask the European Central Bank to forgive 250bn（$292bn）of Italian debt.But less attention has been paid to what it might mean for Italian banks,and in particular for their biggest burden:non-performing loans（NPLs）.Over 185bn of NPLs were outstanding at the end of 2017,the most for any country in the European Union.（1）A.The increasing use of out-of-court settlement for collateral across the EU B.The GACS which may not be renewed after September C.The new trading platform for trading NPLs D.The laws that guarantee cross-border operations【答案】B 28、审查银行存款余额调节表时，对结账日后（）个工作日内银行已收、企业未收的款项，应审查款项的性质及来源。A.5 B.10 C.7 D.20【答案】B 29、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.A.Its conclusions are based on carefully collected data B.It is vulnerable to criticism if the statistics are closely examined C.It will give rise to heated discussions at the Copenhagen conference D.Its rough estimates are meant to draw the attention of world leaders【答案】D 30、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence,and all you had to do was was learn to strike up basic conversations in another language?A.seem more productive in the job market B.comfortably travel to foreign countries C.get to know different cultures D.all of the above【答案】D 31、Mum,would you please buy me an ipad A.would B.shall C.may D.must【答案】B 32、资料：As a business owner，it is vital that you understand and use advanced technologies.Technology ca