2022年银行招聘之银行招聘综合知识强化训练模拟试卷A卷（附答案）

20222022 年银行招聘之银行招聘综合知识强化训练模拟年银行招聘之银行招聘综合知识强化训练模拟试卷试卷 A A 卷（附答案）卷（附答案）单选题（共单选题（共 9090 题）题）1、如果一个公司经营状况严重恶化，要谨慎采用哪种用组织变革方式？（）A.改良式 B.渐进式 C.计划式 D.爆破式【答案】D 2、九华山是安徽“两山一湖”（黄山、九华山、太平湖）黄金旅游区的北部主入口、主景区。九华山是中国（）教四大名山之一。A.道 B.佛 C.伊斯兰 D.基督【答案】B 3、下列哪种结算工具适用于同城或异地企业单位根据购销合同先发货后延期付款的结算？（）A.银行汇票 B.商业汇票 C.银行本票 D.支票【答案】B 4、魅力型领导者的特征不包括（）。A.自信并且信任员工 B.有理想化的愿景 C.承诺为努力提供奖励 D.对下属有高度的期望【答案】C 5、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamers life.A.deprives people of a good sleep B.disturbs peoples life C.makes people always restless D.is beneficial to people【答案】D 6、下列不属于银行认可的个人汽车贷款担保措施的是（）。A.信用担保 B.质押 C.第三方保证 D.房地产抵押【答案】A 7、依照我国法律规定，下列财产为按份共有的是（）。A.夫妻共有财产 B.家庭共有财产 C.甲、乙分别出资 3 万元和 4 万元共同购买的财产 D.共同继承的财产【答案】C 8、按借贷协议在一定时期可以变动的利率是（）。A.固定利率 B.浮动利率 C.一般利率 D.优惠利率【答案】B 9、While the trade fight isnt affecting most of the economy yet in a big way，many industries are worried that the damage could quickly_。A.get lost B.get better C.get worse D.get strong【答案】C 10、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（）A.玄武门之变 B.永贞革新 C.安史之乱 D.黄巢起义【答案】C 11、基准利率作为其他利率水平或金融资产价格确定的基础，在我国，基准利率是（）。A.同业拆借利率 B.公定利率 C.存贷款利率 D.市场利率【答案】C 12、公文应在（）装订。A.左侧 B.右侧 C.上面白边区 D.下面白边区【答案】A 13、Problems _ if the parents approach to discipline is inconsistent.A.reach B.arise C.anchor D.seize【答案】B 14、资料：Gone are the days of“one-size-fits-all”employee benefits programs and here come newly designed and fully customized voluntary benefits.Voluntary benefits are on longer looked at as just a few“extras”,and are now becoming part of a comprehensive benefits package.Lots take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.A.Long term financing to help employees B.Employee purchase programs and discount cards C.Pay off college loans D.Budgeting software and company matched savings plans【答案】A 15、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamers life.A.trying to help the dreamer recall his earlier dreams B.studying the benefits of dreams C.help the person understand himself better D.trying to make the sleeper dream logically【答案】C 16、组织是管理的基本职能之一,它是由（）三个基本要素构成。A.目标、原则和结构 B.目标、部门和关系 C.目标、部门和效率 D.目标、部门和人员【答案】B 17、Hurricane Katrina passed in my own surroundings and A.involved B.entailed C.panicked D.panic【答案】A 18、In 2008 inflation was running _about 4 percent;in 2009 it was 4.5 percent.A.to B.of C.on D.at【答案】D 19、在 Word 中，若要将页码作为页眉/页脚编辑状态的一部分插人到文档中，应依次选 择（）。A.“开始 页眉”“页码”B.“插入”“页眉 页码”C.“引用 格式 页码”D.“插入”“表格 页码”【答案】B 20、The boy（）when he said that he（）the eggs（）by the hen in the closet before he（）down to have a rest。A.was lying，had laid，laid，lay B.had laid，lay，laid，was lying C.lay，was lying，lain，lay D.laid，lay，lain，lies【答案】A 21、3 月份，企业销售商品 5 万元，5 月份收到款项。企业应该在何时确认收入？（）A.3 月 B.5 月 C.3 月到 5 月间均可 D.当年即可【答案】A 22、The teaching building was named_the person who donated money for it.A.with B.after C.by D.from【答案】B 23、下列哪项不属于商业银行依法可以开展的业务？（）A.买卖政府债券、金融债券 B.承销政府债券 C.发行金融债券 D.承销公司股票【答案】D 24、2020 年 1 月 6 日，国家主席习近平在人民大会堂同基里巴斯总统马茂会谈后共同见证两国共建“一带一路”谅解备忘录的签署。这标志着中国同所有（）个建交太平洋岛国都签署了共建“一带一路”合作文件。A.5 B.7 C.8 D.10【答案】D 25、资料：Earlier this month,presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries,the two largest greenhouse gas emitters,to the Paris climate agreement.It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.A.Stop the Dakota Access permanently B.Join the Paris climate agreement C.Require federal agencies to take climate change into consideration when making decisions D.Suspend the construction of Dakota Access【答案】A 26、向最终消费者直接销售产品和服务，用于个人及非商业性用途的活动属于（）。A.零售 B.批发 C.代理 D.直销【答案】A 27、下列关于计算机病毒认识不正确的是（）。A.计算机病毒是一种人为的破坏性程序 B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒 C.计算机病毒能破坏引导系统和硬盘数据 D.计算机病毒也能通过下载文件或电子邮件传播【答案】B 28、You and I shall get a _ holiday of two and three weeks.A.respectful B.respective C.respectable D.respecting【答案】B 29、资料：（二）A.explosive growth B.the reform of reverse mortgage market C.little consideration to suitability D.aggressive and improper marketing【答案】B 30、小刘奉命采购机器零件，一种零件的单价是 500 元，另一种零件的单价是700 元。这两种零件小刘都买了一些，且已知单价 500 元的零件数量占比不足50%。这次采购，小刘一共花了 7100 元，则他一共购买了（）件。A.11 B.13 C.14 D.12【答案】A 31、Before starting to write effect analysis essay,one should_between cause and effect.A.disguise B.distinguish C.diminish D.derive【答案】B 32、In 2012,the last_flood hit the southwestern part of the Netherlands and caused more than 1800 casualties.A.adverse B.radical C.severe D.disastrous【答案】D 33、Some parents use social media to（）their kids and to monitor their activities.A.check in B.communicate with C.stand beside D.apply for【答案】B 34、“Well done,Cassandra.”Crook said.She blushed,but accepted the（）with good grace.A.commence B.compromise C.compensate D.compliment【答案】D 3