银行招聘之银行招聘综合知识题库内部题库及答案（全国通用）

银行招聘之银行招聘综合知识题库内部题库及答案（全国通用） 第一部分 单选题(50题) 1、在总线拓扑的网络中，每次可传输信号的设备数目为（　　）。 A.2个 B.3个 C.1个 D.任意个 【答案】： C 2、下列期货产品中，不属于金融期货的是（　　）。 A.货币期货 B.股指期货 C.利率期货 D.黄金期货 【答案】： D 3、Little help seems to_____ the disaster-hit area since the explosion took place 3 hours ago. A.offer B.have been offered C.be offered D.have offered 【答案】： B 4、商业银行在加强内控中应建立对集团性大客户实行（ ）制度。 A.集团总部授信管理 B.统一授信管理 C.分级授信管理 D.分区域授信管理 【答案】： B 5、Swimming is an all-body workout。It______small muscle groups that often get ignored in other workouts。 A.helps B.keeps C.heals D.works 【答案】： D 6、典型的代用货币是（　　）。 A.辅币 B.银行存款 C.银行券 D.现金 【答案】： C 7、远期汇率的期限一般为（ ）个月。 A.1～6 B.3～9 C.6～9 D.6～12 【答案】： A 8、 以下项目中，属于资产负债表中流动负债项目的是（　　）。 A.预计负债 B.递延所得税负债 C.一年内到期的长期借款 D.应付债券 【答案】： C 9、我国专门为退市后的上市公司股份提供的继续流通场所为（ ）。 A.二级市场 B.银行柜台市场 C.三板市场 D.中小企业板市场 【答案】： C 10、 下列选项中，不属于会计信息的质量要求的是( )。 A.谨慎性 B.及时性 C.可理解性 D.一贯性 【答案】： D 11、I have been looking____your kind reply. A.out for B.down on C.in on D.forward to 【答案】： D 12、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（　　）。 A.（2）＞（1）＞（3）＞（4） B.（1）＞（2）＞（3）＞（4） C.（2）＞（1）＞（4）＞（3） D.（1）＞（2）＞（4）＞（3） 【答案】： D 13、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor. A.there is less and less farmland in the USA B.agriculture has greatly developed C.farmers’work is less heavy than in the past D.tractors are great helpers for the farmers 【答案】： B 14、宏观经济指标是体现经济情况的一种方式，下列指标中属于金融指标的是（　　）。 A.货币供应量 B.消费物价指数 C.国民生产总值 D.社会消费品零售总额 【答案】： A 15、His kingdom was still ___ ；the Danes far from subdued. A.precarious B.preferential C.primal D.prodigal 【答案】： A 16、资料：Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.” A.Buy as many cheap items as possible B.Get loans from different banks C.Publish her own books to pay off the debt D.Get prepared for holidays as early as possible 【答案】： D 17、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them. A.borrow a book from the library B.look after your children C.drive to the seaside for a holiday D.dine at a restaurant 【答案】： D 18、He has made a discovery, ___ of great importance to the progress of science and technology. A.which I think it is B.which I think is C.think which is D.of which I think it is 【答案】： B 19、经济一体化的最终目标是（　　）。 A.关税同盟 B.共同市场 C.经济联盟 D.自由贸易区 【答案】： C 20、假设某公司的权益乘数为2.02，其总资产报酬率为7.39%，销售净利率为4.53%，则其所有者权益报酬率应为（　　）。 A.14.93% B.9.15% C.15.25% D.10.34% 【答案】： A 21、在我国加入WTO后的今天，外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务，由于对国情、民情和金融法规不甚了解，难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。 这一举措导致了我国金融人才的大量流失，这对我国商业银行人力资源开发和管理提出了严峻挑战。 A.科学的工资和资金制度 B.各种福利计划 C.长期的激励机制 D.建立员工自我实现平台 【答案】： D 22、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money." A.pay off all her debts B.handle her money better C.find a job in a bank D.manage the family income 【答案】： B 23、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours. A.Bosses push employees to work by sending emails anytime B.Employees are exhausted by the constant need to check emails C.Companies mean to stress the workers out by sending emails D.None of above 【答案】： B 24、 下列各项业务，在进行会计处理时应计入管理费用的是（　　）。 A.支付离退休人员工资 B.销售用固定资产计提折旧 C.生产车间管理人员的工资 D.计提坏账准备 【答案】： A 25、Fossil fuels are and will be still ______ for at least the next two-three decades at relatively low costs. A.