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最新银行招聘之银行招聘综合知识题库题库含答案【典型题】
第一部分 单选题(50题)
1、近年来,中国人民银行加强了对利率工具的运用。利率调整逐年频繁,利率调整方式更为灵活,调控机制日趋完善,利率作为重要的经济杠杆,在国家宏观调控体系中将发挥更加重要的作用。
A.制定相关政策对各类利率结构和档次进行调整
B.发放政府发行的中、长期国库券
C.调整金融机构法定存贷款利率
D.制定金融机构存贷利率的浮动范围
【答案】: B
2、You can only be sure of( )you have at present;you cannot be sure of something( )you might get in the future.
A.That;what
B.What;/
C.Which;that
D./;that
【答案】: B
3、资料:American Airlines CEO takes blame for maintenance errors, disrupted flights
A.it has not done any inspections before
B.its airplanes are far too old to fly any more
C.it has not met the FAA maintenance standard
D.the fatality rate has doubled in the last 15 years
【答案】: B
4、资料:Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.The means of communication
B.The level of performance in all divisions of the company
C.The effectiveness of company policies
D.The financial reports
【答案】: C
5、Passage 7
A.sarcastic
B.tolerant
C.skeptical
D.supportive
【答案】: D
6、While the reasons for massive,longer-burning wildfires are complex,there is______that wildfires will occur more frequently with climate change。
A.consensus
B.conclusion
C.recognition
D.compromise
【答案】: A
7、在1月18日凌晨结束的2021斯诺克大师赛决赛中,20岁的中国球员( )战胜英国名将约翰·希金斯夺冠,成为历史首位“00后”大师赛冠军。
A.颜丙涛
B.颜振涛
C.丁俊辉
D.王涛
【答案】: A
8、高尔基说:“智慧是珠宝,如果用谦虚谨慎镶边,就会更加绚烂夺目。”这表明( )。
A.良好的科学文化修养有利于促进思想道德修养
B.良好的思想道德修养有利于促进科学文化修养
C.只要提高思想道德修养,就一定能提高科学文化修养
D.思想道德修养的提高与科学文化修养无关
【答案】: B
9、某企业从外地购进甲种材料,买价3200元,外地用杂费120元,那么该材料实际成本是( )。
A.3320
B.3200
C.120
D.3080
【答案】: A
10、 如果会计信息的省略或者错报会影响投资者等财务报告使用者据此作出决策的,该信息就具有( )。
A.可比性
B.可靠性
C.谨慎性
D.重要性
【答案】: D
11、资料:Why is Salt Bad for You?
A.salt consumption leads to a stroke
B.sodium excreted in urine is a measure of salt intake
C.an increase in blood pressure causes an increase in salt consumption
D.the higher the sodium in urine, the greater the chance of hypertension
【答案】: D
12、阿富汗的宗教信仰是( )。
A.伊斯兰教
B.佛教
C.印度教
D.基督教
【答案】: A
13、.注册会计师对存货抽査时发现了差异,下列处理中不恰当的是( )。
A.应査明原因,及时提请被审计单位更正
B.不管是什么差异,应当提请被审计单位先挂账“待处理财产损溢——待处理流动资产损溢”后再作处理
C.注册会计师应当考虑错误的潜在范围和重大程度,在可能的情况下,增加抽查范围以减少错误的发生
D.注册会计师根据抽查的结果如果认为盘点记录中错误程度非常严重,应当要求被审计单位重新进行盘点
【答案】: B
14、 汇票全额解付的,以汇票卡片作借方传票,解讫通知和多余款收账通知作借方传票附件。其会计分录为( )。
A.借:汇出汇款 贷:联行汇人款项(联行来账)
B.借:汇入汇款 贷:联行存放款项(联行来账)
C.借:汇出汇款 贷:联行存放款项(联行来账)
D.借:联行存放款项(联行来账) 贷:汇出汇款
【答案】: C
15、The only decent hotel in town had hung out a “Full House” sign, so their only choice ( ) at a small inn.
A.is to put up
B.has been to put up
C.will be put up
D.was to put up
【答案】: D
16、Tony stops him with news that a plane has ______ over the Mojave Desert.
A.blown off
B.blown in
C.blown down
D.blown up
【答案】: D
17、 以下行为尚不构成违法行为的是( )。
A.以自制人民币换取真币
B.出售自制人民币
C.在不知是假币的情况下使用了假币
D.帮助朋友运输了假币,但数额较小
【答案】: C
18、按照有关规定,我国商业银行对中小企业贷款的利率最高和最低可分别上浮和下浮()。
A.30%和15%
B.30%和10%
C.50%和30%
D.50%和10%
【答案】: B
19、在下列沟通形态中,组织成员满足感最高的沟通形态是( )。
A.链式
B.轮式
C.Y式
D.全通道式
【答案】: D
20、一般来讲,在下列( )经济背景条件下证券市场呈上升走势最有利。
A.持续、稳定、高速的GDP增长
B.高通胀下的GDP增长
C.宏观调控下的GDP减速增长
D.转折性的GDP变动
【答案】: A
21、资料:The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.It tells you what to produce
B.It tells you how to grow tomatoes
C.It provides you with everything you need
D.It helps you save money
【答案】: A
22、I am content with this job____salary, but it still has some defects.
A.in spite of
B.in need of
C.by means of
D.in terms of
【答案】: D
23、When a governing body is formed,____qualifications for guides will be sure to follow.
A.average
B.standardized
C.typical
D.indoor
【答案】: B
24、某银行因特殊情况集中办理业务,导致窗口出现排队现象。假定每分钟来办业务的顾客增长数量相等,粗略估计,要让排队现象消失,在同时开设4个窗口的情况下需要25分钟,在同时开设6个窗口的情况下需要12.5分钟。则如果需要在10分钟内让排队现象消失,则至少应当开( )窗口。
A.7
B.8
C.6
D.5
【答案】: A
25、下列属于时点数列的有( )。
A.某工业企业历年利税总额
B.某高校历年招生人数
C.某金融机构历年贷款总额
D.某地区历年年末生猪存栏头数
【答案】: D
26、Passage3
A.cut it with a saw
B.use your right hand only
C.chew it well
D.all of the above
【答案】: D
27、资料:It's so common to hear people say, “I’m stressed out,” almost as a badge of ho
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