银行招聘之银行招聘综合知识题库及答案（必刷）

银行招聘之银行招聘综合知识题库及答案（必刷） 第一部分 单选题(50题) 1、根据《民法典》的规定，以下属于非营利法人的是（　　）。 A.基金会 B.有独立经费的机关 C.农村集体经济组织 D.承担行政职能的法定机构 【答案】： A 2、PowerPoint2003的动画中，不能实现的功能为（）。 A.设置幻灯片的切换效果 B.设置同一文本框中不同段落的出现次序 C.设置对象出现的先后顺序 D.设置声音的循环播放 【答案】： B 3、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned. A.Politicians should call on a parenting revolution B.Government may have failed to keep families stable C.Only rich parents can offer their children what's the best D.Parenting advice is often inaccessible to poor families 【答案】： D 4、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba. A.It is the largest online payment service provider in China B.It has sold more than US$9 Billion worth of goods in 24 hours on Singles Day C.It has a strong social responsibility D.It is the world’s biggest IPO 【答案】： C 5、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere. A.Shopping at neighborhood stores are more of Chinese consumers shopping habit B.Large flagship stores are unpopular in China C.Americans do not like small, conveniently located retail outlets D.government ban on free shopping bags has dampened Chinese buyers enthusiasm 【答案】： A 6、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections. A.warn our descendants about the extinction of species B.Call for effective measures to ensure sea turtles’ survival C.Persuade human beings to show more affection or turtles D.Stress that even the most ugly species should be protected 【答案】： B 7、 根据《商业银行法》规定，商业银行以其（　　）独立承担民事责任。 A.股东投资额 B.全部法人财产 C.全部资产 D.全部资本金 【答案】： B 8、经常项目账户的顺差意味着( ）。 A.出口大于进口 B.出口小于进口 C.出口等于进口 D.出口的增加大于进口增加 【答案】： A 9、The detective（　　）the solving of this case to an anonymous phone call the police received a few hours before the arrest took place. A.accused B.presented C.attributed D.disapproved 【答案】： C 10、根据企业会计准则，短期投资一般使用（　　）进行核算。 A.成本法 B.权益法 C.合同法 D.收益法 【答案】： A 11、根据《巴塞尔协议》的规定，以下属于商业银行核心资本的是（ )。 A.中期优先股 B.损失准备 C.附属机构的少数股东权益 D.可转换债券 【答案】： C 12、 某企业生产一种产品，2009年3月1 日期初在产品成本为7万元：3月份发生如下费用：生产领用材料12万元，生产工人工资4万元，制造费用2万元，管理费用3万元，广告费用1．6万元；月末在产品成本为6万元。该企业3月份完工产品的生产成本为（　　）万元。 A.16.6 B.18 C.19 D.23.6 【答案】： C 13、 甲为自己投保一份人寿险，指定其妻为受益人。甲有一子4步，甲母50岁且自己单独生活。某日，甲因交通事故身亡。该份保险的保险金依法应如何处理?（　　） A.应作为遗产由甲妻、甲子、甲母共同继承 B.应作为遗产由甲妻一人继承 C.应作为遗产由甲妻、甲子继承 D.应全部支付给甲妻 【答案】： D 14、It was the training（　　）Sam had at school（　　）made him an excellent runner. A.what;what B.that;that C.what;that D.that;which 【答案】： B 15、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10. A.Slightly critical B.Unbiased C.Paradoxical D.Fully supportive 【答案】： D 16、Some parents use social media to（　　）their kids and to monitor their activities. A.check in B.communicate with C.stand beside D.apply for 【答案】： B 17、The monitor has（ ）us of tomorrow’s meeting. A.told B.said C.informed D.reported 【答案】： C 18、Web文档有三种，即静态文档、动态文档和主动文档，下列对这三种文档的描述中错误的是（　　）。 A.静态文档的优点在于它简单、可靠、访问速度快 B.动态文档的内容是变化的，它能显示变化着的信息，不会过时 C.主动文档的主要缺点是创建和运行比较复杂，同时缺少安全性 D.动态文档的创建者需要使用脚本语言 【答案】： B 19、一项研究表明，在人类进化的过程中，采用火制备熟的肉类食用是一大进步。高温杀灭了肉类中的部分有害细菌和病毒，而那些没有完全被杀死的细菌和病毒刺激了人类的免疫系统而不至于让其崩溃，从而促使人类的免疫系统得到进化。因此，人类才能比在野外生活的其他灵长类动物更好地抵御各类疾病。 A.人类生活在有公共卫生系统保护的社会中 B.有些人一生只吃素，患病的次数也很少 C.高温能够降低病毒或细菌的致病性 D.野外的灵长类动物更容易感染各种细菌或病毒引起的疾病 【答案】： C 20、现行的《中华人民共和国商业银行法》的执行日期是（ ）。 A.1995年7月1日 B.1995年12月10日 C.1998年7月1日 D.2000年12