银行招聘之银行招聘综合知识题库下载

银行招聘之银行招聘综合知识题库下载 第一部分 单选题(50题) 1、目前我国票据贴现业务的主要票据是（ ）。 A.支票 B.银行本票 C.商业承兑汇票 D.银行承兑汇票 【答案】： D 2、中央银行以行政命令或其他方式，从质和量两个方面对金融机构尤其是商业银行的信用活动进行控制，这种货币政策工具是（　　）。 A.消费信用控制 B.道义劝告 C.直接信用控制 D.窗口指导 【答案】： C 3、属于我国二级重点保护动物的是（　　）。 A.金丝猴 B.长臂猿 C.小熊猫 D.大熊猫 【答案】： C 4、已知某城市商品住宅平均销售价格2006年、2007年、2008年连续三年环比增长速度分别为1%、6%、9%，这三年该城市商品住宅平均销售价格的定基增长速度为（　　）。 A.(101%×106%×109%)-1 B.1%×6%×9% C.(1%×6%×9%)+1 D.101%×106%×109% 【答案】： A 5、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. A.National Banks in the USA refers to “State Banks” B.The group banking system usually exists in the states where branch banking is prohibited C.Stateside branching implies that bank branches are allowed to operate anywhere within the state D.Limited branching allows bank to operate branches within geographic territories authorized by the state law 【答案】： A 6、Educating patients about receiving surgical procedures is becoming an important issue,______it can reduce anxiety and uncertainty while helping to hasten decisions for undergoing time sensitive surgeries. A.therefore B.as C.if D.however 【答案】： B 7、Would you like _____music? A.to listen to B.to listening C.listening D.listening to 【答案】： A 8、It is very important that the text is neither too detailed ___ too complex for the intended readers. A.nor B.or C.no D.not 【答案】： A 9、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（　　）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。 A.十九届中央检法会议 B.十九届五中全会 C.十九届人民代表大会 D.十九届中央纪委五次全会 【答案】： D 10、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.Task mastering students work on a teacher-assigned task B.It involves four-person teams C.Each student in the group acts as an “expert” D.teacher-assigned task is divided into equal parts 【答案】： A 11、不能向居民发放贷款的金融机构是（）。 A.中国农业发展银行 B.中国建设银行 C.农村信用合作社 D.城市商业银行 【答案】： A 12、下列产品中，能够计入当年GDP的是（　　）。 A.中央政府对地方政府的转移支付 B.某人花100万美元在美国买的一栋新房 C.企业从国外购买的一台服务器 D.某企业当年生产没有卖掉的20万元产品 【答案】： D 13、实收资本10000万元，资本公积500万元，盈余公积150万元，未分配利润400万元，则留存收益为（　　）万元。 A.1050 B.650 C.550 D.11550 【答案】： C 14、九华山是安徽“两山一湖”（黄山、九华山、太平湖）黄金旅游区的北部主入口、主景区。九华山是中国（ ）教四大名山之一。 A.道 B.佛 C.伊斯兰 D.基督 【答案】： B 15、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice. A.They have concerns of the security and convenience of FaceID B.They don’ t believe iPhone X’ s FaceID can successfully unlock a phone every time C.They have doubts of its technique to overcome variable lighting and subtle change of the user’s face D.They are mainly worried about the smartphone’ s accuracy 【答案】： B 16、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA. A.and B.and C.and D.and 【答案】： C 17、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed. A.The small companies experienced a harsh life B.People preferred PCs of big brands C.The big companies didn’t earn as much as they did in the past two periods D.The companies made standards on the configuration 【答案】： C 18、“如果三年内不结婚，赠送你一万元”，这个说法（　　）。 A.是有期限的赠与合同 B.无效合同 C.是附有负担的赠与合同 D.是赠与合同 【答案】： C 19、Passage 6 A.stupid B.polite C.considerate D.annoying 【答案】： D 20、 W