银行招聘之银行招聘综合知识题库内部题库及答案（夺冠）

银行招聘之银行招聘综合知识题库内部题库及答案（夺冠） 第一部分 单选题(50题) 1、Passage3 A.the dining room first B.the living room first C.the kitchen first D.the garden first 【答案】： B 2、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers. A.Because the economy as a whole is growing nowadays B.Because job opportunities in HR grow faster than the average C.Because transferred or retired workers need to be replaced in time D.Because companies begin to recruit HR functions from the outside 【答案】： A 3、金融远期合约是一种（ ）。 A.买卖标的资产的权利 B.—定时期内发生的一系列现金交易 C.在集中场所交易的标准化合约 D.无固定场所的非标准化合约 【答案】： D 4、Passage 1 A.It is much better than that of their European counterparts B.It has been on the decline ever since the turn of the century C.It has not improved as much as reported by the Census Bureau D.It has not been accurately assessed and reported since mid-2000s 【答案】： C 5、Passage 4 A.critic B.indifferent C.partial D.positive 【答案】： D 6、一个立方体随意翻动，每次翻动朝上一面的颜色与翻动前都不同，那么这个立方体的颜色至少有几种？（　　） A.3 B.4 C.5 D.6 【答案】： A 7、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（　　）的利润最大化。 A.边际利润等于长期边际成本 B.边际利润等于长期平均成本 C.边际利润等于短期边际成本 D.边际利润等于短期平均成本 【答案】： C 8、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. A.Banking and Non-banking in the USA B.Banks in the USA C.Bankers in the USA D.Banking in the USA 【答案】： B 9、隔日交割，即在成交后的第一个营业日内进行交割的是（　　）。 A.即期外汇交易 B.远期外汇交易 C.中期外汇交易 D.长期外汇交易 【答案】： A 10、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2. A.Customers are forced to share their bank data B.Banks are required to open up their entire operational system C.Regulators should be both tough and flexible D.Banks and third parties should be regulated with a light touch 【答案】： C 11、 在商业银行资产负债管理中，体现速度对称原理的平均流动率指标是指（　　）。 A.资产的平均到期日与负债的平均到期日之比 B.负债的平均到期日与资产的平均到期日之比 C.流动资产的平均到期日与流动负债的平均到期日之比 D.流动负债的平均到期日与流动资产的平均到期日之比 【答案】： A 12、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below. A.more than B.less than C.the same as D.not comparable with 【答案】： C 13、货币市场具一般具有期限短、流动性强、对利率敏感等特点，有（ ）之誉。 A.货币 B.票据 C.基础货币 D.准货币 【答案】： D 14、“Well done,Cassandra.”Crook said.She blushed,but accepted the （ ）with good grace. A.commence B.compromise C.compensate D.compliment 【答案】： D 15、低迷指经济萧条、衰退，不景气。以下属于“低迷”的是（ ）。 A.某商场开业时间不长，员工跳槽比例高 B.北京某餐馆每天只出售一桌菜肴，就餐者须提前一个月预订 C.妙桥服装市场原先人山人海，近一年来门可罗雀 D.采用顾客会员制后，美容店顾客开始增加 【答案】： C 16、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them. A.serious B.true C.important D.real 【答案】： D 17、我国对不正当竞争行为进行监督检査的主管部门是（ ）。 A.国内贸易部 B.技术监督局 C.工商行政管理局 D.物价局 【答案】： C 18、下列财产物资，可用抽样盘点法进行财产清査的是（ ）。 A.成套设备 B.低值易耗品 C.办公桌椅 D.汽车 【答案】： B 19、资料：A new C