银行招聘之银行招聘综合知识题库内部题库【含答案】

银行招聘之银行招聘综合知识题库内部题库【含答案】 第一部分 单选题(50题) 1、政府无论调高或者调低价格，其结果（　　）。 A.都会使消费者得到好处 B.都会使生产者得到好处 C.都会使供求失衡现象消失 D.都可能使供求失衡现象持续存在 【答案】： D 2、统计指标按其所反映的内容或其数值表现形式，可以分为总量指标、相对指标和（　　）。 A.比例指标 B.比率指标 C.平均指标 D.变异指标 【答案】： C 3、发生地震时，某大型超市内发生了骚乱，下列人员中，所处位置相对安全的是（　　）。 A.自动电梯上 B.奶粉货架旁 C.承重柱旁 D.收银台旁 【答案】： C 4、下列不属于大额可转让定期存单特点的是（　　）。 A.不记名转让流通 B.必须到期方可提取本息 C.期限短，一般在一年以内 D.进入市场的主体有严格的限制 【答案】： D 5、国家开发银行的贷款可分为（ ）。 A.特别贷款和普通贷款 B.优惠贷款和一般贷款 C.软贷款和硬货款 D.硬贷款和个人贷款 【答案】： C 6、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps. A.QQ’s strong user base B.the lack of competitors C.local market opportunity and innovation D.all of the above 【答案】： C 7、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. A.FRA B.Laws of states C.Fed D.OCC 【答案】： C 8、______ATA-100, each page is identified by a three element number and a page number. A.According with B.In accordance with C.To D.In according to 【答案】： B 9、I knew almost everyone I needed to know no matter whether they ______goodness or badness. A.proved B.boasted C.hid D.exhibited 【答案】： D 10、The leaves have been swept into huge____. A.pyramids B.layers C.heaps D.loads 【答案】： C 11、资料：（二） A.the widows are pressured to lose their own names B.the widows may be forced to leave their homes C.the widows have misunderstood the reverse mortgage D.the widows do not know what their long-desired things are 【答案】： B 12、 汇差是根据“联行往账”科目和“联行来账”科目进行轧计，其差额在贷方为（　），反之为（　）。 A.应付汇差；应收汇差 B.实付汇差；应收汇差 C.应收汇差；实付汇差 D.应收汇差；应付汇差 【答案】： A 13、资料：Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off. A.because they may not have enough understanding or information B.because the messages are spread on newspapers C.because they care more about health risks associated with different foods D.not mentioned 【答案】： A 14、为了提高经济增长率，可以采取的措施是（ ）。 A.加强政府的宏观调控 B.刺激消费水平 C.减少工作时间 D.推广基础科学及应用科学的研究成果 【答案】： D 15、In 2012, the last______flood hit the southwestern part of the Netherlands and caused more than 1800 casualties. A.adverse B.radical C.severe D.disastrous 【答案】： D 16、 在( )计量属性下，资产和负债按照在公平交易中，熟悉情况的交易双方自愿进行资产交换或者债务清偿的金额计量。 A.现值 B.公允价值 C.历史成本 D.重置成本 【答案】： B 17、若一国的财政收入比支出要少，则说明该国出现（　　）。 A.通货膨胀 B.金融危机 C.财政赤字 D.贸易赤字 【答案】： C 18、把生产资本分为固定资本与流动资本，其依据是（ ）。 A.在生产过程中不同的价值转移方式 B.在生产过程中不同的物质存在形态 C.不同部分在剩余价值生产中的不同作用 D.不同部分的不同运动速度 【答案】： A 19、物价上涨率和失业率是成（　　）。 A.有联系但不确定 B.正相关 C.负相关 D.无相关 【答案】： C 20、资料：Memo A.At Wayland Books B.At Greenhouse Publishing C.At Senyth Publishers D.At Brownback Guides 【答案】： B 21、Many species are in peril of extinction because of our destruction of their natural ____. A.habitat B.favor C.hoop D.circle 【答案】： A 22、“一门三父子，都是大文豪。诗赋传千古，峨眉共比高。”这首诗中的“三父子”指的是（　　）。 A.曹操、曹丕、曹植 B.苏洵、苏轼、苏辙 C.班固、班超、班昭 D.杜甫、杜牧、杜荀鹤 【答案】： B 23、Luckily,the bullet narrow missed the captain（　　）an inch. A.by B.at C.to D.from 【答案】： A 24、公元前221年，秦王嬴政灭六国，实现统一，建立了秦朝，定都（　　）。 A.洛阳 B.咸阳 C.北京 D.南京 【答案】： B 25、在凯恩斯的几个持币动机理论中，他认为下列哪项（　　）对利率最为敏感。 A.投机动机 B.预防动机 C.交易动机 D.无私动机 【答案】： A