银行招聘之银行招聘综合知识题库内部题库（基础题）

银行招聘之银行招聘综合知识题库内部题库（基础题） 第一部分 单选题(50题) 1、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University. A.Talented but lazy B.Rich but mean C.Optimistic and generous D.Hard-working and plain-living 【答案】： D 2、 孙某丈夫外出做买卖5年未归，也没有任何音讯，孙某欲改嫁，下面说法正确的是（　　）。 A.孙某丈夫视为死亡.孙某可以直接改嫁 B.孙某丈夫不论是生还是死。孙某均可以改嫁 C.孙某丈夫经人民法院宣告失踪后.孙某可以改嫁 D.孙某丈夫经人民法院宣告死亡后。孙某可以改嫁 【答案】： D 3、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers. A.Doubtful B.Approving C.Welcoming D.Optimistic 【答案】： A 4、中央银行在公开市场卖出政府债券的主要目的是为了（　　）。 A.帮助政府弥补财政赤字 B.获取价差收益 C.减少流通中的基础货币 D.减少商业银行在中央银行的存款 【答案】： C 5、All participants were told they were free to______answering any of the questions at any time。 A.reject B.decline C.disapprove D.refuse 【答案】： B 6、我国商业银行的核心资本包括（ ）。 A.实收资本、资本公积、盈余公积、未分配利润 B.实收资本、资本公积、呆账准备金、长期债务 C.实收资本、未收资本、重估资本、未分配利润 D.资本净值、资本盈余、未分配利润、呆账准备金 【答案】： A 7、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted. A.psychologist B.behaviorist C.writer D.sociologist 【答案】： A 8、按组合键（　　）可选定整个Word文档。 A.AIt+P B.Ctr1+A C.AIt+F4 D.AIt+Esc 【答案】： B 9、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money." A.pay off all her debts B.handle her money better C.find a job in a bank D.manage the family income 【答案】： B 10、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2. A.To keep clients’ data safe B.To close down the poor services C.To give up their data monopoly D.To disclose their sources of profits 【答案】： C 11、对高、中、低层管理人员的技能要求是有所区别的，按三种技能在其技能组成中的比重从大到小排列，对低层管理人员的技能要求应该是（　　）。 A.技术技能、人际技能、概念技能 B.人际技能、概念技能、技术技能 C.概念技能、人际技能、技术技能 D.概念技能、技术技能、人际技能 【答案】： A 12、When she returned ____ abroad, she told us about her experiences as an illegal immigrant. A.by B.back C.from D.on 【答案】： C 13、 下列选项中，可以直接计入“管理费用”科目，不必通过“应交税金”科目的税金是（　　）。 A.增值税 B.个人所得税 C.营业税 D.印花税 【答案】： D 14、下来关于“服务业营业税改征增值税”的说法正确的是（ ）。 A.服务业营业税改征增值税是指根据服务业的营业税修改增值税 B.改革只针对腋务行业 C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税 D.试点行业的总体税负略有增加 【答案】： C 15、国际收支平衡的基本目标一般不包括（　　）。 A.进出口平衡 B.外汇储备增加 C.防止汇率变动 D.汇率稳定 【答案】： A 16、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。 A.库存现金+商业银行在中央银行的存款 B.法定存款准备金率×库存现金 C.法定存款准备金率×存款总额 D.存款准备金-法定存款准备金 【答案】： C 17、The fact that people can see themselves succeeding in work as they also______therapy and self-understanding is powerful。 A.succeeded in B.succeeding in C.succeed in D.have succeeded in 【答案】： C 18、某公司一台机器使用期满决定报废。该机器原价500000元，己计折旧470000元，已计提减值准备15000元，在清理过程中支付清理费2000元，残料变卖收入20000元，不考虑相关税费，该机器的清理净收益是（　　）。 A.18000 B.3000 C.5000 D.10000 【答案】： B 19、2009年10月2日在丹麦首都哥本哈根举行的国际奥委会第121届全会，关于2016年夏季奥运会举办城市的投票中，经过三轮投禀,（）成功获得了2016年奥运会的主办权。 A.芝加哥 B.马德里 C.东京 D.里约热内卢 【答案】： D 20、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy? A.disagreeable B.mixed C.cautious D.negative 【答案】： B 21、《边城》是沈从文的代表作。此作品主要描绘了哪个地区风土人情（　　）。 A.湘西 B.武汉 C.长沙 D.婺源 【答案】： A 22、Passage 8 A.The loans are expected to help senio