银行招聘之银行招聘综合知识题库内部题库含答案（研优卷）

银行招聘之银行招聘综合知识题库内部题库含答案（研优卷） 第一部分 单选题(50题) 1、货币的（　　）功能是使货币区别于股票，债券和住宅的主要功能。 A.交易媒介 B.记账单位 C.支付手段 D.价值储藏 【答案】： A 2、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers. A.It was created by Mrs.Field B.It collects information on you usually without your knowing it C.It is a hardware needed to access to your computer D.It is the latest in technology 【答案】： B 3、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（）。 A.坚持了联系的观点，世界上一切事物都是相互联系的 B.混淆了矛盾主次方面，看不到矛盾主要方面决定事物性质 C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化 D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性 【答案】： C 4、 下列财务指标中，属于效率指标的是（　　）。 A.速动比率 B.资产负债率 C.营业利润率 D.已获利息倍数 【答案】： C 5、个人计算机内存的大小主要由（ )决定。 A.RAM芯片的容量 B.软盘的容量 C.硬盘的容量 D.CPU的位数 【答案】： A 6、Passage 4 A.critic B.indifferent C.partial D.positive 【答案】： D 7、 Scientists say climate change and human activity have increasingly led to the melting of ______ pieces of Antarctic ice. A.massive B.quantitative C.surplus D.formidable 【答案】： A 8、“一个中心、两个基本点”的本质是（　　）。 A.发扬社会主义民主 B.建立社会主义制度 C.发展社会生产力 D.坚持党的正确领导 【答案】： C 9、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。 A.People make fun of each other on these apps B.It would make the social media disappear C.You need to put private information on them all the time D.It builds connection with your real friends 【答案】： D 10、维护文件的高度严密性是指（ ）。 A.公文的保密性 B.公文语言结构的严密 C.公文行文文字_严密 D.施行办法的严密 【答案】： B 11、下列属于时点数列的有（ ）。 A.某工业企业历年利税总额 B.某高校历年招生人数 C.某金融机构历年贷款总额 D.某地区历年年末生猪存栏头数 【答案】： D 12、最适于实力不强的小企业采用的目标市场策略是（　　）。 A.选择性市场策略 B.无选择性市场策略 C.集中性市场策略 D.产品开发策略 【答案】： C 13、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning. A.Doing some special planning to have math-related activities B.Signing up for programs like “Shakespeare’s Theater” C.Having less reading activities over the summer D.Going to the libraries more often 【答案】： A 14、在下列哪些情况下，企业可以不受限制的延长工作时间？（　　） A.为完成和其他单位所签合同所规定的工作任务 B.劳动合同中所约定的情形 C.发生水灾，组织抢救企业财产 D.企业工作规程规定的其他情形 【答案】： C 15、 关于会计科目，下列说法不正确的是（　　）。 A.会计科目是对会计要素的进一步分类 B.会计科目按其所提供的详细程序不同，可以分为总分类科目和明细分类科目 C.会计科目可以根据企业的具体情况自行设定 D.会计科目是复式记账和编制记账凭证的基础 【答案】： C 16、中国是世界上（ ）的国家。 A.森林资源最丰富 B.植物种类最多 C.微生物种类最多 D.动物种类最多 【答案】： D 17、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted. A.How to describe people’s personatities B.How to distinguish people’s faces C.How to distinguish people both inward and outward D.How to differ good people from bad people 【答案】： C 18、世界上最小的岛屿是一个美丽的珊瑚小岛，位于（　　）的密克罗尼西亚群岛中。 A.大西洋 B.印度洋 C.太平洋 D.北冰洋 【答案】： C 19、2019年7月22日，美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（　　）位，较上一年度上升两位。 A.34 B.44 C.45 D.30 【答案】： B 20、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being. A.generates carbon dioxide emissions that contribute to global warming B.produces healthy products with the “green” packages C.is highly successful because it run against the society long-run interests D.takes water from pristine lakes and snow-capped mountains 【答案】： A 21、资料：Stress is a common factor in life. Children experience stress from school,