银行招聘之银行招聘综合知识题库内部题库带答案（最新）

银行招聘之银行招聘综合知识题库内部题库带答案（最新） 第一部分 单选题(50题) 1、We all hope that new economic plan of yours（　　）miracle. A.is working B.works C.will be working D.worked 【答案】： B 2、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights A.570 airplanes B.930 different planes C.300 MD-80s D.3000 flights 【答案】： C 3、关于商业汇票贴现核算的下列表述中，不正确的是（　　）。 A.商业银行通过“贴现资产”科目核算办理相关业务 B.该科目应该按照贴现种类和贴现申请人进行明细核算 C.会计部门接到贴现凭证及商业汇票后，按照规定的贴现率计算出贴现利息并给予扣收，实付贴现金额=汇票金额-汇票天数*贴现天数*月贴现率 D.编制会计分录：借记：贴现资产——商业承兑汇票或银行承兑汇票（面值）贷记：吸收存款——贴现申请人户，贷记——贴现资产——利息调整 【答案】： C 4、下列语句中，没有语病的一项是（　　）。 A.通过识别声音就可以判断出一个人是否感染了病毒，这听起来像是东方夜谭，但这也是事实。 B.一把椅子，加上“人体工学”四个字，就能卖三四千，甚至是八九千元，一万多元左右的超级高价也不鲜见。 C.一百多个科研单位的技术骨干云集会场，就不同领域的问题展开了热烈的讨论。 D.金医生归来后，护士们蜂拥而至，热情地在办公室里向他问候。 【答案】： A 5、债券价格、必要收益率与息票利率之间存在以下（ ）的关系。 A.息票利率小于市场利率，债券价格高于票面价值 B.息票利率小于市场利率，债券价格小于票面价值 C.息票利率大于市场利率，债券价格小于票面价值 D.息票利率等于市场利率，债券价格不等于票面价值 【答案】： B 6、属于我国二级重点保护动物的是（　　）。 A.金丝猴 B.长臂猿 C.小熊猫 D.大熊猫 【答案】： C 7、 ( )是指企业在日常活动中形成的、会导致所有者权益增加的、与所有者投入资本无关的经济利益的总流入。 A.资产 B.收入 C.费用 D.利润 【答案】： B 8、 关于股票和公司债券的公开行为，以下说法正确的是（　　）。 A.股票发行实行核准制，公司债券实行审批制 B.股票和公司债券均实行审批制 C.股票和公司债券均实行核准制 D.股票发行实行审批制，公司债券发行实行核准制 【答案】： C 9、张先生回国后要将手中多余2万美元换回人民币，现有两家银行USD/CNY报价分别为：A银行6.1500-6.2200，B银行6.1600-6.2150，他最多可以换到多少人民币（　　）。 A.12.30万元 B.12.32万元 C.12.43万元 D.12.44万元 【答案】： B 10、资料：Are walkers smarter than drivers? A.Aimed to B.Helpful to C.Harmful to D.Related to 【答案】： B 11、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days. A.psychologist B.surgeons C.researchers D.psychiatrists 【答案】： B 12、关于同业拆借，以下叙述正确的是（　　）。 A.拆借双方仅限于商业银行 B.拆入资金只能用于发放流动资金贷款 C.隔夜拆借一般不需要抵押 D.拆借利率由中央银行预先规定 【答案】： C 13、营业利润不包括以下哪项内容？（　　） A.营业外收入 B.营业收入 C.投资收益 D.其他业务收入 【答案】： A 14、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language? A.It helps people stay focused B.It memorizes a sequence of directions C.It’s a command system D.It directs the attention processes 【答案】： B 15、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。 A.render B.enable C.cause D.ensure 【答案】： B 16、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China. A.The world economy relies on China 's economy B.Chinese consumers have great potential C.Other countries should learn from China by developing a sharing economy D.Chinese government is improving people’s lives 【答案】： B 17、In 17th-century England, astronomy provided methods of keeping______of time that were especially useful for accurate navigation. A.investigate B.trace C.check D.track 【答案】： D 18、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours. A.They are inconsistent about the attitude toward after hour's emails B.They both push the employees to be available all the time C.They are consistent about the attitude towards after hour's emails D.They both don't mean to stress the employees out 【答案】： A 19、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.It helps special needs students think creatively B.It helps special needs students from all the attending students C.It helps special needs students learn varied ability from classmates D.It helps students work together on solving problems and assignments 【答案】： D 20、如果金银的法定比价为1：20，而市场比价为1：15，按照格雷欣法则，那么这时充斥市场的将是（　　）。 A.银币 B.金币 C.银行券 D.金银混合币 【答案】： B 21、远期汇率的期限一般为（ ）个月。 A.1~6 B.3~9 C.6~9 D.6~12 【答案】： A 22、资料：Elizabeth Blackwell was born in England in 1821, and