最新银行招聘之银行招聘综合知识题库大全答案下载

最新银行招聘之银行招聘综合知识题库大全答案下载 第一部分 单选题(50题) 1、金融资产管理公司属于（ ）。 A.银行机构 B.非银行金融机构 C.信托机构 D.证券机构 【答案】： B 2、夏天干旱，甲、乙两家请人来挖井，阴天时，甲家挖井需要8天，乙家需要10天，晴天时，甲家工作效率下降40%，乙家工作效率下降20%，两家同时开工并同时挖好井，问甲家挖了几个晴天？（　　） A.2天 B.8天 C.10天 D.12天 【答案】： C 3、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps. A.team of PC insiders invented weixin for Tencent B.team of outsiders acquired by Tencent invented Weixin C.Tencent asked the QQ insiders team to create a product D.Tencent copied a pioneering Israeli messaging service 【答案】： B 4、刘强是某大型商场的总经理，近日通过调查发现：商场基层员工近期工作效率下滑、缺勤率上升、工作积极性下降，基层员工与客户的不和谐事件也呈上升趋势。员工普遍反映：工作枯燥乏味，没有挑战性与职业生涯规划，无法有效施展自己的才能；沟通机会少，没有有效的沟通平台；大龄未婚员工人数日渐上升，员工的这些情况反映出在高层次需要没有得到满足时，对低层次的需要就会显得更加渴望，这符合（　　）的观点。 A.奥尔德佛（ERG）理论 B.赫茨伯格双因素理论 C.马斯洛需求层次理论 D.麦克里兰三重需求理论 【答案】： A 5、He said the UK government would allow the island to determine its own____and democracy. A.equality B.enhancement C.agreement D.development 【答案】： A 6、电子邮件是Internet应用最广泛的服务项目，通常采用的传输协议是（　　）。 A.SMTP B.TCP／IP C.CSM A／C D.TPX／SPX 【答案】： A 7、根据《民法典》规定，甲与乙对丙企业的债务同时提供保证担保，没有约定担保方式和担保份额的，丙的债权人丁可以要求甲、乙以怎样的方式承担担保责任？（　　） A.可以要求甲或乙独立承担全部债务，担保方式为一般担保 B.可以要求甲或乙独立承担全部债务，担保方式为连带担保 C.只能要求甲、乙分别承担一半债务，担保方式为一般担保 D.只能要求甲、乙分别承担一半债务，担保方式为连带担保 【答案】： A 8、She was very____of our efforts to help. A.appreciating B.appreciative C.appreciate D.appreciable 【答案】： B 9、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。 A.Because those sites can legitimize suppliers B.Because those sites are free of charge C.Because those sites can verify the suppliers’ legitimacy D.Because those sites can arrange factory visits for businessmen 【答案】： C 10、固定资产应当按（　　）取折旧，并根据用途分别计入相关资产的成本或当期费用。 A.年 B.月 C.日 D.季 【答案】： B 11、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday. A.The prosperity of the leading economies B.The engine of the world economy C.China，the trail blazer of the world economy D.Global economy improving but lacks self-sustaining upswing 【答案】： D 12、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are. A.astigmatic B.far-sighted C.suffering from cataracts D.near-sighted 【答案】： D 13、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。 A.render B.enable C.cause D.ensure 【答案】： B 14、There currently seems to be a large____between the number of people employed in service industries, and those employed in the primary sector. A.different B.differential C.discrimination D.discrepancy 【答案】： B 15、 某投资项目原始投资额为100万元．使用寿命10年．已知该项目第10年的营业现金净流量为25万元．期满处置固定资产残值收入及回收流动资金共8万元，则该投资项目第10兰的现金净流量为（　　）万元。 A.8 B.25 C.33 D.43 【答案】： C 16、2020年4月6日电，世界卫生组织5日发布第七十六期新冠肺炎疫情报告。报告认为，目前中国已从疫情遏制阶段进入（　　），中国经验正在帮助其他国家的抗疫行动。 A.拉锯阶段 B.缓解阶段 C.攻坚阶段 D.决胜阶段 【答案】： B 17、资料：Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off. A.positive press articles B.the different levels of skill and knowledge of the sender and receiver C.the language used D.an inappropriate use of technology 【答案】： A 18、下列有关商业银行办理业务的规定正确的是（　　）。 A.商业银行可以任意提高利率来吸收存款 B.商业银行办理结算业务根据需要可以压单 C.商业银行办理业务不能收取手续费 D.商业银行不得在没有客户办理业务的时候自行缩短营业时间 【答案】： D 19、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title