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银行招聘之银行招聘综合知识题库【名师推荐】
第一部分 单选题(50题)
1、下列史书,属于国别体体例的是( )。
A.《左传》
B.《战国策》
C.《史记》
D.《汉书》
【答案】: B
2、证券发行是指证券发行人以筹集资金为目的,在证券发行市场依法向投资者以同一条件出售证券的行为。证券发行分为公开发行和非公开发行。如果某机构发行者将证券面向少数特定的投资者发行的方式称为( )。
A.机构发行
B.有限发行
C.私募发行
D.公募发行
【答案】: C
3、资料:China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Yes
B.No
C.It’s up to Portuguese and EU authorities
D.It depends on whether Fosun is able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake
【答案】: D
4、资料:Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.With the development of human robot interaction, robots ae now able to communicate with humans in an effective way
B.Scientists have many challenges in developing robots, such as how to modify their appearance and behavior
C.Human emotions enable robots to win the trust from human, especially the elderly and children
D.It is important to help people understand robots in order to develop robots to human needs
【答案】: D
5、公共物品消费的性质是( )。
A.非竞争性和非排他性
B.非竞争性和排他性
C.竞争性和非排他性
D.竞争性和排他性
【答案】: A
6、The news that they failed their driving test discouraged him,( )?
A.did they
B.didn't they
C.did it
D.didn't it
【答案】: D
7、资料:The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.To keep clients’ data safe
B.To close down the poor services
C.To give up their data monopoly
D.To disclose their sources of profits
【答案】: C
8、为深入落实2021年中央一号文件要求,巩固拓展脱贫攻坚成果同乡村振兴有效衔接,中国银行间市场交易商协会于近期推出首批乡村振兴票据。农业银行作为牵头主承销商和簿记管理人,成功为中粮集团有限公司发行2021年第一期中期票据(乡村振兴),发行期限( )年,发行规模20亿元,募集资金主要用于支持中粮集团粮食收储工作。作为全国首批乡村振兴债,本次债券的成功发行对于保障粮食安全、促进农民增收、实现乡村振兴发展具有重要意义。
A.2年
B.3年
C.4年
D.5年
【答案】: A
9、阅读理解
A.a humanist
B.a pantheist
C.a nuclear physicist
D.a doctor of medicine
【答案】: A
10、下列各类计算机程序语言中,不属于高级程序设计语言的是( )。
A.Visual
B.sicBFORTRAN语言
C.Pascal语言
D.汇编语言
【答案】: D
11、下列经济事项中,不属于国际货币基金组织会员国国际储备构成内容的是( )。
A.货币性黄金
B.直接投资收益
C.外汇储备
D.特别提款权
【答案】: B
12、下列关于公告与通告的区别表述错误的是( )。
A.从知照范围看,公告面向国内外,而通告面向一定辖区范围的群众
B.从性质上看,公告内容属重要事项或法定事项,重在知照性;通告内容专业性较强,或宣布行政措施,或告知具体事务,兼有知照和约束的性质
C.从发布方式看,公告一般通过新闻媒体发布,通告采用在相关地区张贴或登报、广播的方式
D.从公文类型上看,公告属于法定公文,通告属于事务文书
【答案】: D
13、下列不属于大额可转让定期存单特点的是( )。
A.不记名转让流通
B.必须到期方可提取本息
C.期限短,一般在一年以内
D.进入市场的主体有严格的限制
【答案】: D
14、The doctor hit me just below the knee to test my ___.
A.influxes
B.inflows
C.flexes
D.reflexes
【答案】: D
15、Passage 4
A.the money paid by the insurers
B.the cost of administering insurance
C.the money paid by the insured
D.the amount of each premium
【答案】: C
16、物体的惯性与( )有关。
A.速度
B.加速度
C.质量
D.运动状态
【答案】: C
17、资料:Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Stress is experienced by everyone
B.Stress is common and can be detected
C.Stress cannot be prevented
D.Stress is everywhere and hard to deal with
【答案】: B
18、在保险市场上,“道德风险”是指( )。
A.保险公司不能区分低风险顾客和高风险顾客
B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客
C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客
D.顾客在购买保险后会改变自己的行为,即他在购买保险后的行为比之前更像一个高风险的顾客
【答案】: D
19、在Internet中,常用的电子邮件缩写是( )。
A.FTP
B.WWW
C.BBS
D.E—mai1
【答案】: D
20、2008年全球金融危机爆发以来,世界主要国家央行开始采取特殊货币政策,美国在利率水平已经接近纪录最低时,推出了一系列非常规货币政策,包括为了支持银行贷款的长期流动性供给,为压低长期利率的资产购买计划等,除美国以外,美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策:最近经验与前景》报告,报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标,诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点,然而,发达国家的这些政策对世界其他国家也造成了很大的影响,大量资本流入拉丁美洲和亚洲,导致新兴市场的汇率过度升值和波动。
A.销售存货收到现金
B.用资本公积转增股本
C.用现金购买原材料
D.用银行存款归还银行借款
【答案】: D
21、资料:Memo
A.To assign a task
B.To introduce a client
C.To announce a publishing merger
D.To change the tie of a meeting
【答案】: A
22、Passage 1
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings
【答案】: B
23、实验室有两瓶某物质溶液,甲瓶有100克溶液,浓度为5%,乙瓶有150克溶液,浓度为8%,从两瓶中取出相等的若干克溶液,交换倒入另一瓶,令此刻的甲乙瓶浓度相等,则取出的溶液是( )。
A.60
B.50
C.70
D.80
【答案】: A
24、外汇市场的双
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