银行招聘之银行招聘综合知识题库内部题库附参考答案（预热题）

银行招聘之银行招聘综合知识题库内部题库附参考答案（预热题） 第一部分 单选题(50题) 1、新中国第一家全国性的股份制商业银行成立于（ ）年。 A.1980 B.1979 C.1987 D.1985 【答案】： C 2、In terms of viewpoints and attitudes, authors may not state ______ that they are neutral, negative, positive or objective. A.exceptionally B.empirically C.explicitly D.extravagantly 【答案】： C 3、下列叙述正确的是（ ）。 A.用高级程序语言编写的程序称为源程序 B.计算机能直接识别并执行用汇编语言编写的程序 C.机器语言编写的程序必须经过编译和连接后才能执行 D.机器语言编写的程序具有良好的可移植性 【答案】： A 4、金融市场上主要的资金供应者是（ ）。 A.家庭 B.企业 C.政府 D.金融机构 【答案】： A 5、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money." A.introduce a new course to students B.help students learn about investment C.teach how to apply for a credit card D.encourage students’personal savings 【答案】： B 6、下列用于判断收入分配公平程度的经济指标是（　　）。 A.赤字率 B.基尼系数 C.恩格尔系数 D.生产者物价指数 【答案】： B 7、票据丧失的补救措施不包括（ ）。 A.停止支付 B.挂失止付 C.公示催告 D.提起诉讼 【答案】： A 8、Happiness is subjective，and one that we may not be able to accurately______across all countries. But that obviously isn’t going to stop anyone from trying。 A.try B.track C.divide D.follow 【答案】： B 9、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1） A.uneasy B.awkward C.furious D.indifferent 【答案】： A 10、（　　）out of the window,I saw a bus. A.Have looked B.Look C.Being looked D.Looking 【答案】： D 11、商业银行中最具有流动性的资产是（　　）。 A.通知贷款 B.短期证券资产 C.现金资产 D.占用同业款项 【答案】： C 12、 汇款人办理信汇时，如果是交付现金汇款，应该向银行另填制（　）。 A.一联特种转账贷方凭证 B.一联特种收款贷方凭证 C.一式三联的信汇凭证 D.一式四联的信汇凭证 【答案】： A 13、The orphanage is just one of her ___ causes. A.phonetic B.philanthropic C.prevalent D.lunatic 【答案】： B 14、以下哪种情形会使货币需求增加？（　　） A.商品和劳务供给量减少 B.银行存款利率升高 C.物价水平上升 D.货币流通速度加快 【答案】： C 15、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors. A.Hominid and panin were humans ancestors 5.4 million years ago B.Chimpanzees existed at a branch of phylogenetic tree are called “hominid” C.Humans on phylogenetic tree analysis are supposed to be called “panin.” D.Scientists think humans and Chimpanzees converged from a common ancestor，based on phylogenetic tree analysis 【答案】： D 16、截至2011年末，我国境内股市已经成为全球第（ ）大市场。 A.二 B.三 C.四 D.五 【答案】： B 17、计算机病毒按照感染方式的分类中不包括（　　）。 A.引导型病毒 B.文件型病毒 C.混合型病毒 D.附件型病毒 【答案】： D 18、90年来经过数代考古工作者的不懈努力，三星堆考古取得了举世瞩目的成就。三星堆的发现与发掘深刻影响了巴蜀考古和巴蜀文化研究，并与四川及中国考古事业的发展息息相关。同时，三星堆遗址被称为20世纪人类最伟大的考古发现之一，昭示了长江流域与黄河流域一样，同属中华文明的母体。 A.三星堆是人类最伟大考古发现之一。 B.三星堆考古的重大意义。 C.考古工作者的工作虽然枯燥，但意义最大。 D.长江流域与黄河流域同样是中华文明的发源地 【答案】： B 19、Recently,Xiangning started to communicate with Mike,the contact person of Monsell. A.admitted B.accepted C.received D.announced 【答案】： A 20、高通胀下的GDP增长将导致金融市场行情（ ）。 A.上升 B.下跌 C.不变 D.都有可能 【答案】： B 21、—“Is there（　　）here?” A.anybody B.everybody C.somebody D.nobody 【答案】： B 22、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general. A.It was challenged by some climate and risk experts B.It aroused a lot of interest in the scientific circles C.It was warmly received by environmentalists D.It caused a big stir in developing countries 【答案】： A 23、 在会计核算原则中，要求合理核算可能发生的费用和损失的原则是指( )。 A.谨慎原则 B.可比性原则 C.一贯性原则 D.配比原则 【答案】： A 24、2019年12月31日，A公司涉及的一项未决诉讼预计很可能败诉。若败诉，A公司需承担诉讼费20万元并支付赔款400万元，但基本确定可从保险公司获得补偿80万元。2019年12月31日，A公司因该项目诉讼应确认的预计负债的金额为（　　）万元。 A.320 B.340 C.400 D.420 【答案】： D 25、在下列关于数据库技术的描述中，错误的是（　　）。 A.关系模型是目前在DBMS中使用最广泛的数据模型之一 B.从组成上来看，数据库系统由数据库和应用程序组成，它不包括DBMS及用户 C.SQL