银行招聘之银行招聘综合知识题库及参考答案（达标题）

银行招聘之银行招聘综合知识题库及参考答案（达标题） 第一部分 单选题(50题) 1、以下表述不正确的是（　　）。 A.正常品的收入效应与价格反方向变动 B.劣等品的替代效应与价格反方向变动 C.吉芬商品是收入效应大于替代效应的商品 D.所有劣等品的需求曲线均向右上方倾斜 【答案】： D 2、在日常生活中，居民获得住房贷款属于（　　）。 A.商业信用 B.消费信用 C.国家信用 D.补偿贸易 【答案】： B 3、Experiments of this kind（　　）in both the U.S and Europe well before the WWII. A.have been conducted B.have conducted C.had conducted D.had been conducted 【答案】： D 4、下列关于“道义劝告”的描述错误的是（　　）。 A.道义劝告能调整信用的构成 B.道义劝告能控制信用的总量 C.道义劝告决定银行的贷款投资方向 D.道义劝告不具有强制性 【答案】： C 5、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted. A.psychologist B.behaviorist C.writer D.sociologist 【答案】： A 6、我国现行劳动争议处理制度为（　　）。 A.一调一裁两审制 B.两审终审制 C.一调一裁制 D.调解制度 【答案】： A 7、我国商业银行的核心资本包括（ ）。 A.实收资本、资本公积、盈余公积、未分配利润 B.实收资本、资本公积、呆账准备金、长期债务 C.实收资本、未收资本、重估资本、未分配利润 D.资本净值、资本盈余、未分配利润、呆账准备金 【答案】： A 8、属于典型的负外部性例子的是（ ）。 A.汽车尾气 B.海上灯塔 C.企业对资源的配置 D.义务教育 【答案】： A 9、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity. A.Gonano will break up with Spatoro B.Gonano will sell the Picasso Painting C.Gonano will move to France D.Gonano will put the painting on display 【答案】： D 10、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！ A.Business B.Economy C.Social D.Culture 【答案】： A 11、组织是管理的基本职能之一,它是由（ ）三个基本要素构成。 A.目标、原则和结构 B.目标、部门和关系 C.目标、部门和效率 D.目标、部门和人员 【答案】： B 12、我国金融信托业务的办理机构是（　　）。 A.贸易信托公司 B.保险公司 C.信托投资公司 D.投资银行 【答案】： C 13、资料：THOMAS WILSON A.screening calls B.managing calendars C.photocopying documents D.organizing offices for efficiency 【答案】： C 14、认为利率纯粹是一种货币现象，利率水平由货币供给与货币需求的均衡点决定的理论是（　　）。 A.马克思的利率决定理论 B.实际利率理论 C.可贷资金论 D.凯恩斯的利率决定理论 【答案】： D 15、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。 A.authorized B.credited C.entitled D.qualified 【答案】： C 16、一个垄断厂商分别对两个市场实行差别定价垄断，下列选项哪个正确？（　　） A.会操纵价格需求使两个市场的价格弹性相同 B.弹性更高的市场其价格更高 C.弹性更高的市场价格更低 D.需求弹性越高的市场出售产品越多 【答案】： C 17、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them. A.Selling and Buying B.What Is the Market? C.Everything You Do Is Producing for the Market D.What the Market Can Do for You? 【答案】： B 18、银行机构财务监管的内容不包括（ ）。 A.收入的来源与结构 B.支出的去向与结构 C.资产的来源与结构 D.收益的真实状况 【答案】： C 19、在计算机中表示数据的最小单位是（　　）。 A.位 B.字节 C.字 D.字长 【答案】： A 20、下列哪项权利属于公民基本权利中的政治权利和自由？（ ) A.言论自由 B.宗教信仰自由 C.批评建议权 D.平等权 【答案】： A 21、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life. A.Dream is a confusing story which involves little logic thought B.Dream involves events that always happen in real life C.Dream is related to the dreamer's real life D.Dream is an imaginary story which seems real while taking place 【答案】： B 22、三篮桃子共重90斤，如果从第一篮中取出13斤放入第二篮，从第二篮中取出8斤放入第三篮，从第三篮中取出2斤放入第一篮，这时三篮桃子的重量相等，原来第二篮中有桃子（　　）斤。 A.21 B.23 C.25 D.27 【答案】： C 23、 下列记账错误中，不能通过试算平衡检查发现的是（　　）。 A.某一账户的借方发生额600元，误写成6 000元 B.某一账户的借贷方向写反 C.借方的金额误记到贷方 D.误记了借方的发生额 【答案】： B 24、 下列不属于经济法的宏观调控制度的是（　　）。 A.财税调控制度 B.金融调控制度 C.计划调控制度 D.反垄断制度 【答案】： D 25、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously. A.Chinese businessmen look for ways to combine different options B.Chinese businessmen have stronger sense of national pride C.Chinese businessmen have their own pace doing business D.Chinese businessmen treasure close relationship 【答案】： B 26、______about the potential of a market downturn over his trade policies，the president said：“If it does，it does. Look，I’m