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最新银行招聘之银行招聘综合知识题库完整版(综合卷)
第一部分 单选题(50题)
1、我国的金融债券最主要的发行主体是( )。
A.商业银行
B.中国人民银行
C.政策性银行
D.证券公司
【答案】: D
2、 银行存款日记账是根据( )逐日逐笔登记的。
A.银行存款收、付款凭证
B.转账凭证
C.库存现金收款凭证
D.银行对账单
【答案】: A
3、激光器通常由( )组成。
A.工作物质、谐振腔、激光源
B.工作物质、谐振腔、光源
C.工作物质、激光源、发射器
D.谐振腔、激光源、发射器
【答案】: C
4、下列有关国内生产总值的表述,正确的是( )。
A.③④
B.①④
C.②③
D.①②④
【答案】: B
5、股利分配中的除息日是指( )。
A.股利权与股票互相分离的日期
B.股利发放日期
C.领取股利的登记日期
D.股利权从属于股票的日期
【答案】: A
6、物体的惯性与( )有关。
A.速度
B.加速度
C.质量
D.运动状态
【答案】: C
7、 在商业银行资产负债管理中,体现速度对称原理的平均流动率指标是指( )。
A.资产的平均到期日与负债的平均到期日之比
B.负债的平均到期日与资产的平均到期日之比
C.流动资产的平均到期日与流动负债的平均到期日之比
D.流动负债的平均到期日与流动资产的平均到期日之比
【答案】: A
8、邓小平理论和“三个代表”重要思想的精髓是( )。
A.坚持和发展生产力
B.坚持四项基本原则
C.“三个有利于”标准
D.解放思想、实事求是、与时倶进
【答案】: D
9、 在商业银行资产负债管理中,体现速度对称原理的平均流动率指标是指( )。
A.资产的平均到期日与负债的平均到期日之比
B.负债的平均到期日与资产的平均到期日之比
C.流动资产的平均到期日与流动负债的平均到期日之比
D.流动负债的平均到期日与流动资产的平均到期日之比
【答案】: A
10、资料:Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Prosperity
B.Increase
C.Decrease
D.Bleakness
【答案】: A
11、有一笔国债,5年期,溢价20%发行,票面利率10%,单利计息,到期一次还本付清,其到期收益率是()。
A.4. 69%
B.4.23%
C.5.23%
D.4.57%
【答案】: D
12、下来关于“服务业营业税改征增值税”的说法正确的是( )。
A.服务业营业税改征增值税是指根据服务业的营业税修改增值税
B.改革只针对服务行业
C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税
D.试点行业的总体税负略有增加
【答案】: C
13、 下列关于死刑的说法中,错误的是( )。
A.死刑只适用于罪行极其严重的犯罪分子
B.犯罪时不满l8周岁的人和审判时怀孕的妇女不适用死刑
C.判决死刑立即执行的,由最高人民法院和最高人民法院授权的部分高级人民法院核准
D.判处死刑缓期执行的,在死刑缓期执行期间,如果没有故意犯罪,两年期满后减为无期徒刑
【答案】: C
14、资料:The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals (eg. mouse, keyboard, printer, etc.) by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.Sharing applications between machines
B.Programming on the computer
C.Writing contracts on the computer
D.Buying keyboards and printers
【答案】: A
15、根据国际货币基金组织的划分,比传统盯住安排弹性还小的汇率安排是( )。
A.水平区间内盯住
B.爬行盯住
C.货币局制
D.爬行区间盯住
【答案】: C
16、资料:Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled, and that benefits are understood and administered properly. At the same time, HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and,therefore, require individuals who are good with people in addition to being organized, analytical, business-minded, and heroic multitaskers.
A.To specialize in a specific industry
B.To strengthen the understanding of business strategy and planning
C.To find an internship or an assistant job
D.Both A and B
【答案】: C
17、The company's profits are______to hit their peak in the next quarter mainly due to the release of its new line of clothing.
A.forecast
B.forecasting
C.to forecast
D.will forecast
【答案】: A
18、联合国大会将每年的( )定为“妇女和女童参与科学国际日”,今年的主题是“投资妇女和女童参与科学,促进包容性绿色增长”。
A.2月10日
B.2月11日
C.2月12日
D.2月13日
【答案】: B
19、资料:Job Responsibilities:
A.monthly calendars
B.staff lists
C.class lists
D.health forms
【答案】: D
20、货币的( )功能是使货币区别于股票,债券和住宅的主要功能。
A.交易媒介
B.记账单位
C.支付手段
D.价值储藏
【答案】: A
21、金融自由化与金融监管的关系是( )。
A.金融自由化就不应再有金融监管
B.金融自由化与金融监管完全没有矛盾
C.要加强金融监管,就不能有金融自由化
D.金融自由化并不否认金融监管
【答案】: D
22、银行承兑汇票期限自出票之日起最长不超过( )。
A.3个月
B.6个月
C.1年
D.2年
【答案】: B
23、But the ________thing is that the majority of Muslims in Britain are moderates.
A.heavy
B.comforting
C.gentle
D.convincing
【答案】: B
24、政府无论调高或者调低价格,其结果( )。
A.都会使消费者得到好处
B.都会使生产者得到好处
C.都会使供求失衡现象消失
D.都可能使供求失衡现象持续存在
【答案】: D
25、债券的发行价格与市场利率、债券收益率有直接的关系,若市场利率低于债券收益率时。债券为( )发行。
A.溢价
B.折价
C.平价
D.时价
【答案】: A
26、Passage 4
A.the money paid by the insurers
B.the cost of administering insurance
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