历年银行招聘之银行招聘综合知识题库附答案解析

历年银行招聘之银行招聘综合知识题库附答案解析 第一部分 单选题(50题) 1、 银行汇票持票人未在代理付款行开户的，原持票人需要一次或分次转账支付的，应由其填制支款凭证，并交验本人身份证件。其会计分录为( )。 A.借：存放联行款项(联行往账) 　　贷：应解汇款一一持票人户 B.借：应解汇款一一原持票人户 　　贷：现金 C.借：应解汇款一一原持票人户 　　贷：××科目一一××户 D.借：现金 　　贷：应解汇款一一持票人户 【答案】： C 2、Chinese table cloth is ____for its fine quality, exquisite workmanship and compelling style. A.distinctive B.nominated C.notable D.deviated 【答案】： C 3、下列四个不同数字表示的数中，数值最大的是（　　）。 A.二进制数11011101 B.八进制数334 C.十进制数219 D.十六进制数DA 【答案】： A 4、（）将引起美元对日元贬值。 A.美国的货币供给增加 B.美国的利率上升 C.日本的利率下降 D.日本从美国的进口增加 【答案】： A 5、You should make choices based on your ______ and long-term needs. A.superficial B.fundamental C.primary D.immediate 【答案】： D 6、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion. A.Most businesspeople see persuasion as a straightforward process B.Unlike most businesspeople effective persuaders are willing to adjust their opinions and hear from others C.Effective persuaders are open-minded D.Most businesspeople are more assertive in their persuasion while effective persuaders are more friendly 【答案】： B 7、资料：“Our cars are for people who want something different.” A.Because its products are handmade and qualified B.Because its name represents luxury C.Because the company is famous D.Because its products are cheap 【答案】： A 8、政府的财政收入政策通过（ ）因素对国民收人产生影响。 A.政府转移支付 B.政府购买 C.消费支出 D.出口 【答案】： C 9、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list. A.Creation of false memories B.Memory deprivation C.Crime being created D.Different details shown 【答案】： A 10、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them. A.working in a bank B.printing a book C.attending a night school D.growing beans for sale 【答案】： C 11、Passage 2 A.close hit B.heavy loss C.narrow escape D.big mistake 【答案】： C 12、北京时间2019年2月10日，中国选手（　　）在起跑出现了失误的情况下跑出了7秒63，夺下了美国Don Kirby邀请赛男子60米栏冠军，并创造了本赛季亚洲男子60米栏的最好成绩。 A.谢文骏 B.谢震业 C.苏炳添 D.武大靖 【答案】： A 13、以下选项是金融的特征的是( )。 A.金融是非信用交易 B.金融只能发生在本机构之间 C.金融必须以资本为对象 D.金融原则上必须以货币为对象 【答案】： D 14、三篮桃子共重90斤，如果从第一篮中取出13斤放入第二篮，从第二篮中取出8斤放入第三篮，从第三篮中取出2斤放入第一篮，这时三篮桃子的重量相等，原来第二篮中有桃子（　　）斤。 A.21 B.23 C.25 D.27 【答案】： C 15、国务院扶贫办消息，改革开放40年来，中国有（　　）多贫困人口成功脱贫，占同期全球减贫人口总数（　　）以上。 A.5亿60% B.6亿60% C.7亿60% D.7亿70% 【答案】： D 16、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed. A.The small companies experienced a harsh life B.People preferred PCs of big brands C.The big companies didn’t earn as much as they did in the past two periods D.The companies made standards on the configuration 【答案】： C 17、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere. A.Chinese market needs more regulations B.Western retailers cannot succeed in Chinese market C.In China owing a car does not necessarily mean efficient travel D.T