历年银行招聘之银行招聘综合知识题库内部题库附参考答案（名师推荐）

历年银行招聘之银行招聘综合知识题库内部题库附参考答案（名师推荐） 第一部分 单选题(50题) 1、We need to get necessary funds so that a complete（　　）of the facility can be done. A.renovation B.renovate C.renovated D.renovates 【答案】： A 2、需求量和价格之所以呈反方向变化，是因为（　　）。 A.替代效应和收入效应同时作用 B.替代效应 C.补偿效应 D.收入效应 【答案】： A 3、Passage 3 A.Using too much packaging B.Recycling too many wastes C.Having more material than is needed D.Making more products than necessary 【答案】： C 4、If you____the trigger of a gun really hard and really fast, it doesn't fire any faster or harder than if you just squeezed it gently. A.condense B.squeeze C.obtain D.lost 【答案】： B 5、下列选项中，对古文化常识描述错误的是（ ）。 A.古称兄弟间的老大为“伯”，古代兄弟间以伯、仲、叔、季为排行顺序，古人常在字前加排行次序，如“伯离”、“仲尼”、“叔向”、“季路”等 B.垂髫是古时对60岁以上老妇人的别称，髫是指老人轻软披散的头发 C.古代位居方向有尊卑之称，如南向为胜、尊，以北向为败、卑；以东为主为首，以西为从为次。后渐以“东家”为主人的代称 D.蛾眉,亦作“娥眉”，古代美女的代称，“蛾眉”本为女子长而美的眉毛，代指女子美貌，进而代称美女 【答案】： B 6、由于挤兑风波导致商业银行倒闭的风险属于（　　）。 A.国家风险 B.流动性风险 C.法律风险 D.操作风险 【答案】： B 7、 贷款呆账(损失)准备金计提范围不应该包括的项目是( )。 A.各项贷款 B.应收利息 C.贴现 D.同业拆出 【答案】： B 8、After the exploration the army got the building（　　）and the（　　）area was also cut off from the outside. A.surrounded；surrounded B.surrounding；surrounded C.surrounding；surrounding D.surrounded；surrounding 【答案】： D 9、If you’ve ever played with magnets, you know that opposite poles attract and like poles ______ each other. A.haul B.repel C.dispose D.snatch 【答案】： B 10、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously. A.Westerners may establish long-term cooperation with one supplier B.Chinese panel tends to looking for clear alternatives C.Chinese negotiator is illogical D.Westerners are straightforward in Chinese businessmen's eyes 【答案】： A 11、He spent ages ______ for a pay increase，only to resign from his job soon after he’d received it. A.observing B.occurring C.negotiating D.securing 【答案】： C 12、我国刑法在时间效力方面采用的原则是（ ）。 A.从旧兼从重 B.从旧兼从轻 C.从新兼从重 D.从新兼从轻 【答案】： B 13、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday. A.blocking B.undergoing C.supporting D.stressing 【答案】： C 14、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。 A.Bosses push employees to work by sending emails anytime B.Employees are exhausted by the constant need to check emails C.Companies mean to stress the workers out by sending emails D.None of above 【答案】： B 15、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products. A.Tencent is offering cloud services as a separate business B.Smaller companies fail to build their own data center C.Cloud services slightly increased the operating costs D.Cloud technology is widely used in every Chinese enterprise 【答案】： B 16、Exce1中的基本操作单位是（　　）。 A.工作表 B.单元格 C.工作簿 D.工作组 【答案】： B 17、资料：October 20,2013 A.Product Release B.Dancing C.Presentations D.Discussions 【答案】： B 18、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba. A.35 million B.45 million C.780 million D.80 million 【答案】： A 19、It can be well predicted that these effects might spread to societies and regions______。 A.by and large B.at large C.in all D.in common 【答案】： B 20、SHIBOR是指（　　）。 A.上海银行间同业拆放利率 B.新加坡同业拆放利率 C.香港同业拆放利率 D.纽约同业拆房利率 【答案】： A 21、专案审计时，对被审计单位长期挂账的往来账户应采取（　）的方法。 A.发电子邮件函证 B.实地调查 C.咨询 D.分析资料 【答案】： B 22、关于共同犯罪，下列表述最为准确的是（ ）。 A.共同犯罪是指两人以上共同参加的犯罪 B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团 C.犯罪集团是共同犯罪的特殊形式 D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯 【答案】： C 23、Passage 9 A.conscious and unconscious levels of comprehension B.the reader’s expectations and the meaning of a text C.lower and higher levels of comprehension D.interpreting and criticizing a text 【答案】： C 24、 企业提供的会计信息应当能够反映其财务状况、经营成果和现金流量，以满足会计信息使用者的需要，属于( )的运用。 A.相关性原则 B.可比性原则 C.实质重于形式原则 D.客观性原则 【答案】： A 25、行