历年银行招聘之银行招聘综合知识题库大全附参考答案AB卷

历年银行招聘之银行招聘综合知识题库大全附参考答案AB卷 第一部分 单选题(50题) 1、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever. A.Identifying any missing or incorrect information before customers need to reach out B.Make online customer service easy and quick for customers C.Avoid losing customers， it can help you gain new ones and impact the bottom line D.ensure your customer service contact info are readily available on all mobile website pages 【答案】： B 2、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels. A.By melting the frozen iceberg in winter B.By observing the snow's moving directions C.By isolating ice from water in sunlines D.By comparing the glaciers moving speeds 【答案】： D 3、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.It is desired for students with special needs B.It is tutored by regular teachers for mainstream students C.It is planned for collaborative learning by mainstream students D.It has students with special needs and regular education classmates 【答案】： D 4、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China. A.The world economy relies on China 's economy B.Chinese consumers have great potential C.Other countries should learn from China by developing a sharing economy D.Chinese government is improving people’s lives 【答案】： B 5、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。 A.Foreign entrepreneurs B.Job seekers C.Fresh graduate D.Company employees 【答案】： A 6、公元前221年，秦王嬴政灭六国，实现统一，建立了秦朝，定都（　　）。 A.洛阳 B.咸阳 C.北京 D.南京 【答案】： B 7、下列能够计入我国当年GDP的是（　　）。 A.制衣厂购入的10万元棉花 B.某人买了一辆价值10万元的旧房 C.某企业当年生产而没有卖掉的10万元产品 D.一个在美国工作的华人收入10万元 【答案】： C 8、设a，b均为正整数，且有等式11a＋7b＝132成立，则a的值为？（　　） A.6 B.4 C.3 D.5 【答案】： D 9、We need to involve at least 20 people on this project,____it can’t go ahead. A.however B.even if C.due to D.otherwise 【答案】： D 10、在有关科学实践中，没有使用（　　）的仪器，经过（　　）的调查进行（　　）的论证往往很难得出结论。 A.周密严密细密 B.精密周密细密 C.细密严密周密 D.精密周密严密 【答案】： D 11、It was essential that the application forms ___ back before the deadline. A.would be sent B.were sent C.be sent D.must be sent 【答案】： C 12、Passage 4 A.a form of gambling B.a way of making money quickly C.useful and necessary D.old-fashioned 【答案】： C 13、商业银行财务管理的核心内容是（ ）。 A.资本金管理 B.利润管理 C.财产管理 D.成本管理 【答案】： D 14、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？ A.家长对新技术的担心是没有必要的 B.作为成年人理解新技术是很困难的 C.新技术的出现不会对青少年造成不利的影响 D.技术改变的体验对成年人和孩子是不同的 【答案】： B 15、大额可转让定期存单最早产生于美国。美国的《Q条例》规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于《Q条例》规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。 A.存款业务 B.贴现业务 C.贷款业务 D.证券业务 【答案】： A 16、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim. A.To ask for help from the shop assistants B.To show the written promise by the company C.To post it online D.To complain to the company 【答案】： B 17、 银行期末按被投资单位实现的净利润计算应分享的金额。其会计分录为（　）。 A.借：损益调整贷：长期股权投资——股票投资——其他股权投资 B.借：长期股权投资——股票投资(损益调整)——其他股权投资(损益调整)贷：投资收益 C.借：投资收益贷：长期股权投资——股票投资(损益调整)——其他股权投资(损益调整) D.借：长期股权投资——股票投资——其他股权投资贷：损益调整 【答案】： B 18、下列句子中语句排列最连贯的一项是（　　）。 A.（4）（5）（3）（1）（2） B.（5）（4）（2）（1）（3） C.（5）（3）（4）（1）（2） D.（4）（1）（2）（3）（5） 【答案】： B 19、Passage 1 A.pay off all her debts B.handle her money better C.find a job in a bank D.manage the family income 【答案】： B 20、资料：It is September of 1998, I’m s