历年银行招聘之银行招聘综合知识题库附参考答案（黄金题型）

历年银行招聘之银行招聘综合知识题库附参考答案（黄金题型） 第一部分 单选题(50题) 1、 ( )是审计证据的主要组成部分，可称为基本证据。 A.口头证据 B.书面证据 C.实务证据 D.环境证据 【答案】： B 2、 Whenever I try to______up what innovation looks like, the same slideshow of images clicks across my mind. A.come B.figure C.conjure D.set 【答案】： C 3、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed. A.Around 1981 B.Around 1986 C.Around 1976 D.Around 1992 【答案】： C 4、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously. A.arrange schedule according to the deadline B.drive according to the deadline C.afraid of the deadline D.procrastinative 【答案】： A 5、Passage 1 A.ways to teach students to earn money B.how Diane Ray learns to value money C.the push to teach personal finance in school D.how students choose a proper financial class 【答案】： C 6、2020年1月6日，国家主席习近平在人民大会堂同基里巴斯总统马茂会谈后共同见证两国共建“一带一路”谅解备忘录的签署。这标志着中国同所有（　　）个建交太平洋岛国都签署了共建“一带一路”合作文件。 A.5 B.7 C.8 D.10 【答案】： D 7、Passage3 A.cut it with a saw B.use your right hand only C.chew it well D.all of the above 【答案】： D 8、Problems ______ if the parents approach to discipline is inconsistent. A.reach B.arise C.anchor D.seize 【答案】： B 9、经济利润也称为（　　）。 A.超额利润 B.正常利润 C.会计利润 D.隐成本 【答案】： A 10、It is a widely agreed point of view that the （ ）of policies to conserve energy nationwide will inevitably involve personal sacrifice. A.implementation B.manifestation C.demonstration D.expedition 【答案】： A 11、中国银行的核心价值观是（　　）。 A.担当、诚信、专业、创新、平稳、高效 B.文明、和谐、自由、平等 C.担当、诚信、专业、创新、稳健、绩效 D.爱国、敬业、诚信、友善 【答案】： C 12、.下面各组宏观经济发展目标所对应的衡量指标错误的是（ ）。 A.经济增长—国民生产总值 B.充分就业—失业率 C.物价稳定—通货膨胀 D.国际收支平衡—国际收支 【答案】： A 13、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general. A.Its conclusions are based on carefully collected data B.It is vulnerable to criticism if the statistics are closely examined C.It will give rise to heated discussions at the Copenhagen conference D.Its rough estimates are meant to draw the attention of world leaders 【答案】： D 14、Passage 4 A.Large imagination B.Quick action C.Great ambition D.Great investment 【答案】： D 15、I have been told to seek legal ________ with regard to selling this property. A.instruction B.decision C.suggestion D.advice 【答案】： D 16、Passage 2 A.Third parties will have to buy fraud insurance B.Regulators have come up with promising solutions C.Banks'defense against cyber attacks is strong D.Third parties will check clients’data monthly 【答案】： B 17、根据《个人外汇管理办法》的规定，下列说法不正确的是（ ）。 A.外汇账户按主体类别区分为境内个人外汇账户和境外个人外汇账户 B.外汇账户按账户性质区分为外汇结算账户、资本项目账户及外汇储蓄账户 C.结算账户用于转账汇款等资金清算支付 D.储蓄账户可用于外汇存取与转账 【答案】： D 18、资料：From: Peter Manx pmanx@bettertraining.co.au A.business relationship with ISB International B.Assistance with an advertising campaign C.Revisions of a company brochure D.Technical support for Better Training staff 【答案】： A 19、下列关于国内信用证办理和使用要求的表述中，符合支付结算法律制度规定的是（ ）。 A.信用证结算方式可以用于转账，也可以支取现金 B.开证行应向申请人收取不低于开证金额30%的保证金 C.信用证到期不获付款的，议付行可从受益人账户收取议付金额 D.申请人交存的保证金和存款账户余额不足支付的，开证行有权拒绝付款 【答案】： C 20、喀斯特地貌，是具有溶蚀力的水对可溶性岩石进行溶蚀作用等所形成的地表和地下形态的总称。以下景观不属于喀斯特地貌的是（　　）。 A.云南昆明石林风景区 B.广西桂林山水 C.将乐县玉华洞 D.新疆克拉玛依魔鬼城 【答案】： D 21、在货币资金借贷中，还款违约属于金融风险中的（　　）。 A.流动性风险 B.市场风险 C.操作风险 D.信用风险 【答案】： D 22、在我国，对于项目型管理的企业来说，会优先采取哪一种运作模式？（　　） A.事业部制 B.矩阵制 C.直线职能制 D.职能制 【答案】： B 23、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's