历年银行招聘之银行招聘综合知识题库完整题库及参考答案（最新）

历年银行招聘之银行招聘综合知识题库完整题库及参考答案（最新） 第一部分 单选题(50题) 1、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money." A.ways to teach students to earn money B.how Diane Ray learns to value money C.the push to teach personal finance in school D.how students choose a proper financial class 【答案】： C 2、Passage 7 A.When they take decision shortcuts B.When they help others to make decisions C.When they have major decisions to make D.When they have advisers to turn to 【答案】： B 3、How quickly they accomplish this transfer depends not only on how soon the ants agree on the best available site but also on how quickly they can _____there. A.stay B.migrate C.choose D.prefer 【答案】： B 4、In 2008 inflation was running _________about 4 percent; in 2009 it was 4.5 percent. A.to B.of C.on D.at 【答案】： D 5、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。 A.二八法则 B.长板法则 C.青蛙法则 D.木桶法则 【答案】： C 6、若一国的财政收入比支出要少，则说明该国出现（　　）。 A.通货膨胀 B.金融危机 C.财政赤字 D.贸易赤字 【答案】： C 7、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all. A.Because the risk of fake fish is too high B.Because not every restaurant can afford snapper C.Because consumers don't like snapper sushi D.Because snapper is rare 【答案】： A 8、.注册会计师对存货抽査时发现了差异，下列处理中不恰当的是（ ）。 A.应査明原因，及时提请被审计单位更正 B.不管是什么差异，应当提请被审计单位先挂账“待处理财产损溢——待处理流动资产损溢”后再作处理 C.注册会计师应当考虑错误的潜在范围和重大程度，在可能的情况下，增加抽查范围以减少错误的发生 D.注册会计师根据抽查的结果如果认为盘点记录中错误程度非常严重，应当要求被审计单位重新进行盘点 【答案】： B 9、Even if you don’t actually carry out all the actions you say you will take, honest students will appreciate knowing that you care enough about academic ______ to take precautions. A.entirety B.integrity C.unity D.reliability 【答案】： B 10、帕累托最优条件不包括（ ）。 A.效率问题 B.社会问题 C.生产问题 D.分配问题 【答案】： D 11、资料：To：Sherry Linton A.Michal Jackson B.Many joy C.A kind of greeting D.The initials of Melanie Jury 【答案】： D 12、（　　）是指企业利用多种信息载体，与目标市场进行沟通的传播活动，包括广告、人员推销、营业推广与公共关系等。 A.产品 B.定价 C.促销 D.分销 【答案】： C 13、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（　　）。 A.批发业基本属于资本密集型行业 B.服务项目相对较少 C.平均每笔交易量少，交易次数频繁 D.批发业的商圈比较大 【答案】： C 14、甲公司2019年12月1日购入生产设备一台，入账价格为200000元，采用年数总和法摊销，预计净残值5000元，预计使用年限5年。2020年12月31日，该生产设备的可收回金额为120000元，则2020年底，该设备的账面价值为（　　）。 A.120000 B.135000 C.150000 D.161000 【答案】： A 15、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1） A.uneasy B.awkward C.furious D.indifferent 【答案】： A 16、微型计算机中，ROM的中文含义是（ ）。 A.随机存储器 B.只读存储器 C.高速缓冲存储器 D.可编程只读存储器 【答案】： B 17、Fewer than 14000 people perished in US airline accidents between the ___ of public aviation and the yar 2000. A.end B.start C.middle D.terminal 【答案】： B 18、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed. A.The small companies experienced a harsh life B.People preferred PCs of big brands C.The big companies didn’t earn as much as they did in the past two periods D.The companies made standards on the configuration 【答案】： C 19、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both par