历年银行招聘之银行招聘综合知识题库附参考答案（满分必刷）

历年银行招聘之银行招聘综合知识题库附参考答案（满分必刷） 第一部分 单选题(50题) 1、不属于投行业务特征的是（　　）。 A.专业性 B.审慎性 C.广泛性 D.创新性 【答案】： B 2、已知信息如下： A.甲是销售员 B.戊是收银员 C.丙是销售员 D.丁是经理 【答案】： C 3、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor. A.there is less and less farmland in the USA B.agriculture has greatly developed C.farmers’work is less heavy than in the past D.tractors are great helpers for the farmers 【答案】： B 4、在单位协定存款业务中，对超过基本存款额度的存款按（ ）计付利息。 A.活期存款利率 B.定期存款利率 C.中囯人民银行规定的上浮利率 D.协定存款利率 【答案】： C 5、The Brunwick Explorer is a submersible robotic vehicle designed to search for mineral deposits far ______the surface of sea. A.behind B.below C.beyond D.between 【答案】： B 6、M2又称为广义货币供给量，是判断宏观信用松紧环境的常用指标，在各国有不同的统计口径。根据中国人民银行的规定，以下不属于M2的是（　　）。 A.活期存款 B.流通中现金 C.银行准备金 D.定期存款 【答案】： C 7、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history. A.praise B.sarcasm C.arixiety D.anger 【答案】： B 8、 甲公司应收乙公司贷款800万元。经磋商，双方同意按600万元结清该笔贷款，甲公司已经为该笔贷款累计提了100万元坏账准备。在债务重组日，该事项对甲公司和乙公司的影响分别为（　　）。 A.甲公司资本公积减少200万元，乙公司资本公积增加200万元 B.甲公司营业外支出增加100万元，乙公司资本公积增加200万元 C.甲公司营业外支出增加100万元.乙公司营业外收入增加200万元 D.甲公司营业外支出增加200万元，乙公司营业外收入增加200万元 【答案】： C 9、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active. A.How to become a good collaborator B.How to train your audience C.What makes listening attractive? D.What do good listeners do? 【答案】： D 10、资料：Taikong City was founded by the dormuns about 50 AD.Its name is derived from a Cethic worldwhich means the piece of the bold one.After they invaded Bliton in 43 AD the Dormons built a bridge across the Themas River.They later decided it was an excellent place to built a port.The water was deep enough for ocean going ships but it was far enough inland to be safe from other raiders.Around 50 AD Dormons merchants built a town by the bridge.So Taikong City was born. A.Queen Boudia made great contribution to Taikong City B.It was not until the middle of the 3rd century that the bastions were built on the stone walls C.By the end of the 2nd century.most people lived in the wooden houses D.缺 【答案】： B 11、 下列会计分录中，属于简单会计分录的是（　　）。 A.一借多贷 B.一贷多借 C.一借一贷 D.多借多贷 【答案】： C 12、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company. A.the examples of logos which are emotive and can inspire loyalty B.the examples of giving people idea of the products by using the images C.the examples of logos which fit in with contemporary design D.None of above 【答案】： A 13、“Tommy,run!Be quick!The house is on fire!”the mother shouted,with（　　）clearly in her voice. A.anger B.rudeness C.Regret D.panic 【答案】： D 14、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below. A.allowed, without B.banned, with C.allowed, with D.banned, without 【答案】： A 15、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value. A.A policy announcement B.A recruitment ad C.A proposal D.A business license 【答案】： B 16、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel mana