历年银行招聘之银行招聘综合知识题库完整题库及参考答案AB卷

历年银行招聘之银行招聘综合知识题库完整题库及参考答案AB卷 第一部分 单选题(50题) 1、国家发改委2021年1月19日表示，我国新型城镇化加快推进，城区常住人口（　　）的城市基本取消落户限制，超过1亿农业转移人口在城镇落户。 A.400万以下 B.300万以下 C.200万以下 D.100万以下 【答案】： B 2、Are you going on a picnic this weekend or ______weekend? A.the next B.later C.next D.the later 【答案】： C 3、下面关于金融工具和金融市场叙述错误的是（　　）。 A.贷款属于间接融资工具，其所在市场属于间接融资市场 B.股票属于直接融资工具，其发行、交易的市场属于直接融资市场 C.银行间同业拆借市场属于货币市场，同业拆借是其中的一种短期金融工具 D.银行间债券市场属于资本市场，债券回购是其中的一种长期金融工具 【答案】： D 4、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.Task mastering students work on a teacher-assigned task B.It involves four-person teams C.Each student in the group acts as an “expert” D.teacher-assigned task is divided into equal parts 【答案】： A 5、使用“5C”系统评估顾客的信用标准时，首要考虑的因素是（　　）。 A.品质 B.能力 C.条件 D.资本 【答案】： A 6、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。 A.4 B.5 C.8 D.20 【答案】： C 7、金融创新就是（ ）。 A.在金融市场开展金融业务 B.金融体系与金融结构的变化 C.在金融领域内，各种要素实行新的组合 D.金融市场监管与金融发展关系的确定 【答案】： C 8、——“Is there（　　）here?” A.anybody B.everybody C.somebody D.nobody 【答案】： B 9、Thank you for your recent order. Although most of your items have ____ shipped, the Full-Spectrum Desk Lamp （model B07） is temporarily out of stock. A.ever B.often C.lastly D.already 【答案】： D 10、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years. A.Mr.Zimmer’s idea is that now we are at the critical moment in history, we should take decisive action whether taking the right path or not B.Mr Zimmer thinks the introduction of the autonomous vehicles will not cause the unemployment and surely will increase the employment because such car drivers will be needed to provide service C.The author has argued that although there are still some problems in Mr. Zimmer’s predication but the general direction of realizing self-driving cars will be correct D.Mr.Zimmer provides some variable factors such as companies profits and leagal procedure problems in order to realize the massive transformation of self-driving cars in such a short of time 【答案】： B 11、It is a widely agreed point of view that the （ ）of policies to conserve energy nationwide will inevitably involve personal sacrifice. A.implementation B.manifestation C.demonstration D.expedition 【答案】： A 12、The fast-growing Chinese market has been a source of______opportunities for businesses。 A.considerable B.considering C.considered D.considerate 【答案】： A 13、不列入存货的是（　　）。 A.生产设备 B.库存商品 C.原材料 D.低值易耗品 【答案】： A 14、 乙遭车祸昏迷在路上，甲途经发现后雇计程车将乙送往医院，并帮其支付医药费，在救助过程中，甲的名牌衣服因染有乙的血渍而不能使用，同时乙的贵重手表遗落在事故地点，甲因疏忽而未能发现。下列说法中不正确的是（　　）。 A.甲应赔偿乙手表遗失的损失 B.乙应偿付甲雇用计程车的费用 C.乙应偿付甲帮其支付的医药费 D.乙应赔偿甲衣服不能使用的损失 【答案】： A 15、目前，我国中央银行发行的短期债券主要为（ ）。 A.央行回购品种 B.本票 C.可转让定期存单 D.央行票据 【答案】： D 16、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling. A.Ten years B.Nineteen years C.Eight years D.Thirty-six years 【答案】： C 17、资料：From:Gloria Richter A.Gunther Schmidt is the new manager B.Gloria Richter is very dissatisfied with the present condition C.Gloria’s company currently underwent a restructuring D.Gloria Richter used to work for Sanicorp 【答案】： B 18、某班级组织春游，班干讨论后规定获得贫困助学金的同学交25元的活动费，其他同学交50元的活动费，班上共有60名同学，最后共收取春游费2700元，该班有（　　）名同学获得贫困助学金。 A.10 B.12 C.14 D.16 【答案】： B 19、资料：Our goal with the new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not only lighter and thinner but also better. The result is more than just a new notebook. It’s the future of the notebook. And now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable. A.MacBook sells very well B.The design of MacBook lacks details C.It is very hard to create such a product as the new MacBook D.The design of MacBook is classic 【答案】： C 20、目前国家开发银行的贷款主要是（ ）。 A.硬贷款 B.软贷款 C.信用贷款 D.抵押贷款 【答案】： A 21、总需求函数可以表示为：Y=AD（P），