Unepfi-净零银行联盟2022年进度报告（英）-2022.11-50正式版

2022 ProgressReport iContents|2022 ProgressReportNet-Zero Banking AllianceNovember 20222022 ProgressReport iiContents|2022 United Nations Environment ProgrammeThis publication may be reproduced in whole or in part and in any form for educational or non-profit services without special permission from the copyright holder,provided acknowledgement of the source is made.The United Nations Environment Programme would appreciate receiving a copy of any publication that uses this publication as a source.No use of this publication may be made for resale or any other commercial purpose whatsoever without prior permission in writing from the United Nations Environment Programme.Applications for such permission,with a statement of the purpose and extent of the reproduction,should be addressed to the Director,Communication Division,United Nations Environment Programme,P.O.Box 30552,Nairobi 00100,Kenya.DisclaimersThe designations employed and the presentation of the material in this publication do not imply the expression of any opinion whatsoever on the part of the Secretariat of the United Nations concerning the legal status of any country,territory or city or area or its authorities,or concerning the delimitation of its frontiers or boundaries.For general guidance on matters relating to the use of maps in publications please go to un.org/geospatial/Mention of a commercial company or product in this document does not imply endorse-ment by the United Nations Environment Programme or the authors.The use of informa-tion from this document for publicity or advertising is not permitted.Trademark names and symbols are used in an editorial fashion with no intention on infringement of trade-mark or copyright laws.The views expressed in this publication are those of the authors and do not necessarily reflect the views of the United Nations Environment Programme.We regret any errors or omissions that may have been unwittingly made.Maps,photos and illustrations as specifiedSuggested citation:United Nations Environment Programme(2022).Net-Zero Banking Alliance 2022 Progress Report.Production:UNEP Finance InitiativeURL:unepfi.org/net-zero-banking/ISBN:978-92-807-3981-7Job number:DTI/2479/PA2022 ProgressReport iiiContents|Important noticeImportant noticeThis is a progress report regarding the activities of the Net-Zero Banking Alliance(“NZBA”)since its launch in April 2021.This report does not create legal relations or legally enforceable obligations of any kind.The NZBA Secretariat confirms that it has obtained all IP rights in relation to any third-party materials or information included in the report.The information in this report does not purport to be comprehensive and does not render any form of legal,tax,investment,accounting,financial,or other advice.This report is made available by NZBA and has not been independently verified by any person.Nothing in this report constitutes an offer or a solicitation of an offer to buy or sell any securities or financial instruments and does not constitute investment advice or a recommenda-tion by any person of an investment or divestment strategy or whether or not to“buy,”“sell”or“hold”any security or other financial instrument.The report is for informational purposes only and the information contained herein was prepared as of the date of publication.Members have signed up to the ambitious commitments of the NZBA and are not automatically expected to adopt any approach communicated within this report.Members retain their own discretion in devising plans and setting targets to implement their respective initiatives.No representation,warranty,assurance,or undertaking(express or implied)is or will be made,and no responsibility or liability is or will be accepted by any member of NZBA,its secretariat or by any of their respective affiliates or any of their respective officers,employees,agents,or advisors including without limitation in relation to the adequacy,accuracy,completeness,or reasonableness of this report,or of any other information(whether written or oral),notice,or document supplied or otherwise made available to any interested party or its advisors in connection with this report.2022 ProgressReport ivContents|Acknowledgements Acknowledgements This Progress Report was compiled and written by the members of the United Nations Secretariat of the Net-Zero Banking Alliance.The report has the following joint authors:Alice Anders Maud Buytaert Adrienne CleverlyTricia Holland Sarah KemmittSimon Messenger Sarah ZaidiThe Secretariat would like to thank the members of the Alliance Steering Group for their review and contributions:Dr.Dalia AbdelkaderCIB Antoni Ballabriga TorreguitartBBVA Ivan FrishbergAmalgamated Bank Hye Sook MoonKB Financial Group Adrienne Horel-PagsLa Banque Postale Tomo IshikawaMUFG Peter KanningHSBC Alexandra LiftmanBank of America Tracey McDermottStandard CharteredJos Luis MuozBanorteCurtis D.RavenelSenior Advisor to Mark CarneyVal SmithCitiCeline SuarezMorgan StanleyT