2022年全国银行招聘(银行招聘综合知识)考试题库通关300题带解析答案(湖北省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、商业银行在加强内控中应建立对集团性大客户实行（ ）制度。 A.集团总部授信管理 B.统一授信管理 C.分级授信管理 D.分区域授信管理 【答案】 BCU9F7A2Q5Z7Z9A1HC9N4C5Y4U4K3C9ZD6F6W1D5Z1B5C1 2、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps. A.success B.chance C.remarkable idea D.None of the above 【答案】 CCK7F2V10J6L8I4N7HF7J1W9E10Q10Z3U6ZR8K2D2T2O1V4L4 3、在广告泛滥的今天，有人指出：广告多了令人心烦，都成广告插播电视剧了；也有人指出：没有广告又觉得无从选择，购买商品不知道好坏。这说明（　　）。 A.意识在不同的主体之间存在主观差异性 B.对同一对象，不同的主体会有同一反应 C.意识的主观性表现在对客观事物的歪曲 D.对同一对象，相同的主体在不同条件下会有不同的反应 【答案】 ACD6L5C7E1I5D6U7HF8C7U1S5X10Y7Q9ZE6A9L7R10B1P3B1 4、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously. A.Westerners may establish long-term cooperation with one supplier B.Chinese panel tends to looking for clear alternatives C.Chinese negotiator is illogical D.Westerners are straightforward in Chinese businessmen's eyes 【答案】 ACP5I2B2R2M10Q6D9HZ10K1K9H7M3B9Q4ZI9T10Y3J8M1V4A3 5、 债权人向债务人表示同意延期履行拖欠的债务，这将在法律上引起（　　）。 A.诉讼时效的开始 B.诉讼时效的中止 C.诉讼时效的中断 D.诉讼时效的延长 【答案】 CCZ2E4P2R7U5N5S1HF8L9N2C9U6E3Q6ZY4T3Z7X9G2H8C3 6、In low and middle income countries, heart disease and cancer get much of the attention given to ______ diseases. A.sustained B.chronic C.permanent D.perpetual 【答案】 BCY6K10J6D2G1J1W2HH9P3S4I5Q8W5Y7ZT2S4Z8D10Z7U7Q1 7、货币流通规律是（　　）。 A.关于流通中所需货币量的规律 B.关于货币本质的规律 C.关于通货膨胀的规律 D.关于通货紧缩的规律 【答案】 ACW9H7L9Y8N8D6I2HP9E9V2K10J10T10R10ZW8I9F1L5R1D9V8 8、大气中的臭氧层能够保护地球上的生物，这主要是因为臭氧层可以（ ）。 A.释放出大量氧气 B.滤除大量紫外线 C.屏蔽太阳的辐射 D.吸收大量二氧化碳 【答案】 BCL2S2W9U9M9A8Q6HQ10W4Q5Z9O5L4T10ZF2T6O2D9T9U3Z9 9、She would rather that her husband ___ travel during the bad weather, but he insists that he return home today. A.do not B.not C.must not D.did not 【答案】 DCA2D7F10P8J10V8S10HZ8U1V9Q9R9U10P1ZN1E3V8D3T10E6P8 10、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ ) A.年利率为8%，月利率为6%，日利率为 B.年利率为8%，月利率为6%，日利率为3‰ C.年利率为8%。，月利率为6‰，日利率为3‰ D.年利率为8%，月利率为3‰，日利率为0. 33‰ 【答案】 DCE4D2O1D9S6P2E1HH9V5Y5R7N6Y4J7ZB1Y1O3T4L8F8A7 11、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours. A.They are inconsistent about the attitude toward after hour's emails B.They both push the employees to be available all the time C.They are consistent about the attitude towards after hour's emails D.They both don't mean to stress the employees out 【答案】 ACC6C3D2O8G2Z6O3HP6G5X8I3R1J3X3ZE1N6K1G10G2L4K2 12、The Volcker Rule basically says that banks can’t gamble with risky Wall Street bets because they might make bad______and collapse。 A.shifts B.debts C.mistakes D.bets 【答案】 BCB3T2K7J6M9W9J5HX9E2V5A10A9Q8X5ZI2C10N8D5F10Q3L9 13、多数鱼类背部发黑、腹部发白，其原因是（ ）。 A.长期进化形成的保护色 B.背部比腹部接受光线多，导致色素沉淀 C.背部比腹部黏膜厚，吸收光线多 D.背部鱼鳞多，吸收光线多 【答案】 ACN1Z8F6N2X7I2V10HB3U3L3P4B6U5L2ZU6C8N8B2J10I5Q7 14、Last year, 33 percent of the____worked in secondary industries and 48 percent worked in the tertiary sector. A.populate B.population C.popularize D.popular 【答案】 BCC4D2M3U6U10A9F1HG7P10Y8N3Q8E4E3ZK3F4N3L5E6V3C9 15、 决算日营业终了，若本年利润科目的余额在贷方，则全年为（　）。 A.亏损 B.收支平衡 C.盈利 D.盈亏情况不定 【答案】 CCF6O10J8O8C6I10A5HY3T4P3N6M9O2X10ZW7X2P4H8E10E6S2 16、资料：Job Responsibilities: A.monthly calendars B.staff lists C.class lists D.health forms 【答案】 DCI10O5C8D2B2N7U10HG5S3H9V8D9P10R10ZX1Q10D6X10E1V1Q9 17、由某一个人或某一集团通过购买两家或更多的银行多数股票的形式，形成联合经营的银行组织制度属于（ ）。 A.持股公司制度 B.连锁银行制度 C.分支银行制度D，单一银行制度 CG2C2R10G10Q7L1L10HL1A2T5H8T4W8A8ZP1O10C6W2I9Z7E2 18、【答案】 B 19、下列通常被视为无风险利率的是（ ）。 A.企业债券利率 B.国债利率 C.投资基金收益率 D.回购利率 【答案】 BCG2V3K3Q9D5Y4Y10HR7R8X7L6D2L6O10ZT3U1P5H3J7A10S1 20、Airline-maintenance best practice could ___ oil industry profitability. A.overhaul B.enhance C.confuse D.guide 【答案】 BCQ7L3L2I2L1L4Q2HY1L1L1D5A1V4H8ZI6K7P8O9N10W5J6 21、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream th