2022年银行招聘考试题库自测300题带答案解析(海南省专用)44

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams. A.deprives people of a good sleep B.makes people always restless C.disturbs people’s life D.is beneficial to people 【答案】 DCM9C5L10S2Q1F6G10HU8C2J5K3A2V6D7ZO1I1Q5Y10D9K10M7 2、 下列投资决策方法中，适用于原始投资不同、特别是项目计算期也不同的方法是（　　）。 A.净现值法 B.净现值率法 C.差额内部收益率法 D.年等额净回收额法 【答案】 DCR8R10J3O7Z1P6N9HG8E9E8R2Y8I7T5ZS5B5X6Y9K1E6Y3 3、 下列有关会计的表述中，不正确的一项是（　　）。 A.在会计核算中，允许一些企业使用外币作为记账本位币 B.会计主体需具有法人资格 C.只有以货币表现的经济活动才是会计对象 D.会计监督是会计的基本职能之一 【答案】 BCI5M2S10A7Q9B5M2HM3V2O7A1K8H8F2ZT4C5X10X9Q1C10G5 4、Much of Canada’s forestry ____goes towards making pulp and paper. A.production B.introduction C.orientation D.multiplication 【答案】 ACN7I9O6W5M2G5G8HS1O5K3H2F8T6H3ZB8I10P6Z7O1X4D9 5、认为利率纯粹是一种货币现象，利率水平由货币供给与货币需求的均衡点决定的理论是（　　）。 A.马克思的利率决定理论 B.实际利率理论 C.可贷资金论 D.凯恩斯的利率决定理论 【答案】 DCY2I6S7I10B2S9G2HR5H5H8Q6J4N5N8ZS1O4E3W1W7T8U8 6、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit". A.Glenn Mulcaire may deny phone hacking as a crime B.more journalists may be found guilty of phone hacking C.Andy Coulson should be held innocent of the charge D.phone hacking will be accepted on certain occasions 【答案】 BCK5X8N9E5B3R8F6HD10U7M8D7S3N4I9ZB5H7I2F10Z10L8H7 7、货币市场具一般具有期限短、流动性强、对利率敏感等特点，有（ ）之誉。 A.货币 B.票据 C.基础货币 D.准货币 【答案】 DCU8N8E5G2A1X5L6HW7I9S8W1S1I1W10ZZ6C5S9H8Y4A8X5 8、在下列固定资产中，不属于企业资产，不计折旧的是（　　）。 A.季节性停用的房屋 B.经营方式租入的固定资产 C.融资租入的设备 D.经营方式租出的设备 【答案】 BCV4O2B2C9O9B7K3HU3D3J10Z4X7P5X10ZX9E5E4R6R3E2B7 9、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA. A.and B.and C.and D.and 【答案】 CCI10O10D3G1Z4S5J10HZ8O6E3B3I5H5F8ZV9K9Q3E3U3L1Y2 10、国资委19日公布，2020年，中央企业累计实现净利润1.4万亿元，同比增长（　　），近八成中央企业净利润同比正增长。 A.2.1% B.0.1% C.3.2% D.1.6% 【答案】 ACE10A1K6N1J6E8E6HC10H10Z2I4F3K8M8ZT7D5G7D9Z4B10E6 11、国家主席年3月6日在京出席决战决胜脱贫攻坚座谈会并发表重要讲话。他强调，到2020年现行标准下的（　　），是党中央向全国人民作出的郑重承诺，必须如期实现。 A.完成扶贫领域作风建设 B.贫困地区基本生活改善 C.农村贫困人口全部脱贫 D.完成易地扶贫搬迁建设 【答案】 CCS7L4E2G2G7V3Q3HY4U8A7F2B2F3L9ZU2A8I7K3Z7X6H7 12、Even if you don’t actually carry out all the actions you say you will take, honest students will appreciate knowing that you care enough about academic ______ to take precautions. A.entirety B.integrity C.unity D.reliability 【答案】 BCB9J3V3N7M4V8E2HW4H10R1Q3U10Y3Y2ZJ10D2O3Y2I8Y2E10 13、资料：（二） A.Some lenders are unwilling to lend money to seniors B.The borrowers cannot pay back the money as expected C.Federal and state regulators are documenting the objection D.Some lenders go bankrupt 【答案】 BCU8M5N4N4X9R6T6HC4X5O7G10G10B4P5ZV2J5U3T2Y6Y7M10 14、人民银行规定的贷记卡透支年利率是（　　）。 A.10% B.15% C.18% D.20% 【答案】 CCQ3O8R10G8Q3Y3Z9HU9H9U4H2W10M2Z6ZE1Q4S4S3H1Z10F1 15、 Whenever I try to______up what innovation looks like, the same slideshow of images clicks across my mind. A.come B.figure C.conjure D.set 【答案】 CCG5F10R5N5Q5T1O2HS6D4E1O10R6R2B1ZE8T7R3J10K1L1O7 16、下列不属于衍生工具的是（　　）。 A.期货 B.股票 C.掉期 D.期权 【答案】 BCN3E10U9A8L9K7B6HO2Q8N4G3C3N2P8ZA8W4I7J1L2J8X5 17、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date. A.?197.3 million B.?240.7 million C.?438 million D.?43.4 million 【答案】 CCF6D8V5F8U10E2T9HO4P3F8K1B10P5C1ZX8H1J4Z3N6S1G8 18、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money." A.better students’learning methods B.prevent students going into debt C.help students get accepted by colleges D.make students become very wealthy 【答案】 BCQ7W4Q6Y1F9K6D9HT4Z10I2H1I3J4A3ZM2E4F2A2J4C3R8 19、资料：The federal government on W