2022年银行招聘考试题库自测模拟300题完整答案(黑龙江省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、打开Word文档一般是指（ ）。 A.把文档的内容从内存中读出并显示出来 B.把文档的内容从磁盘调入内存并显示出来 C.为打开的文档开设一个新的空的文档窗口 D.显示并打印文档的内容 【答案】 BCP2O5N8F8L8L5P5HP5S3T3A5G4Z4Y9ZR4E6M3V9V9C8R4 2、我国正式被批准成为世界贸易组织成员是在（ ）。 A.2001 年 11 月 B.2001 年 9 月 C.2001 年 10 月 D.2001 年 12 月 【答案】 ACJ4J7Q9N7Q6E2Q1HT1B9Q1B8X4F6N3ZF3Y3E4H6E7P1G5 3、某物流企业向中国农业银行借入资金100万元，年利率为4％，由于银行要求将贷款额度的20％作为补偿性余额，则该物流企业的实际借款利率为（　　）。 A.5％ B.4％ C.6％ D.7％ 【答案】 ACR8Q5U10Y7K3W10C4HG6M10F7H7U2Z6L10ZM4Y6Y6E5U5T9R5 4、Since the 1960s, there have been several policies designed to______this challenge, including institutions tailored for smallholder agriculture. A.do B.deliver C.cope D.address 【答案】 DCB10Z10L4K8F2B3D5HA6O4V7B4I3L9E4ZJ1P7F9N4V10V3W7 5、政府的公共支出（ ）。 A.只能用于提供公共产品 B.只能用于提供部分混合产品 C.主要用于提供公共产品和私人产品 D.主要用于提供公共产品和混合产品 【答案】 DCU1R9B5D5N4R8U6HL10A9N3B5V5A1P5ZP6U2L8A3V4J8Z4 6、To check the______of these results, we perform two different empirical exercises. A.integrity B.perfection C.temperament D.reliability 【答案】 DCO1K1C6E5F6G4K10HT3D2C6E6A5W4W4ZY4Y1U8G3X8V7Z1 7、银行谨慎监管原则就是监管当局要（　　）评估银行机构的风险。 A.一般限度地 B.适当限度地 C.最低限度地 D.最大限度地 【答案】 DCY3W7I2M7G10G6G6HH10S9W7C6K6S10P6ZE6K10S5K4J7E1O6 8、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds. A.New York is the world’s largest financial hub B.Houston is the world’s biggest center for energy trading and hedge funds C.The Europe has as many financial centers as the United States D.Different financial centers have different specialist features 【答案】 DCS1D3I7H1R6P5W10HR3N5O5Z6F4A5F6ZE5L8I2N1U1U2S3 9、Passage 7 A.They may become exhausted by making too many decisions for themselves B.They are more cautious in making decisions for others than for themselves C.They tend to make decisions the way they think advantageous to them D.They show considerable differences in their decision-making abilities 【答案】 ACX1G10P8X4T4I8J10HW5I5Y8H3D7V10B3ZX2R8B3H3N10L9R10 10、下列关于计算机病毒认识不正确的是（　　）。 A.计算机病毒是一种人为的破坏性程序 B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒 C.计算机病毒能破坏引导系统和硬盘数据 D.计算机病毒也能通过下载文件或电子邮件传播 【答案】 BCY7G6B9W2T8D3M6HG10L7G4X4S1E3F5ZB4J6Z10U1K8M4H8 11、资料：October 20,2013 A.He was impressed with its menu B.The hotel is located close to the company C.He has special ties with the hotel staff D.It has become a tradition of the company 【答案】 ACC10R8U1B5D9J8G10HK2C7H1M3F6P4F9ZF6S7P10K10Z1P7M5 12、人民法院对非诉案件的审査标准是（ ）。 A.被申请执行的具体行政行为是否违法 B.被申请执行的具体行政行为是否明显违法 C.被申请执行的具体行政行为是否会损害被执行人的合法权益 D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益 【答案】 DCM6C10Q8D3B10J1T9HU1U4Z8E10L7D3B3ZK9A8C4G9K1S5P5 13、以下表述不正确的是（　　）。 A.正常品的收入效应与价格反方向变动 B.劣等品的替代效应与价格反方向变动 C.吉芬商品是收入效应大于替代效应的商品 D.所有劣等品的需求曲线均向右上方倾斜 【答案】 DCU9W4E8B1M2B5T3HW6J6K5B1K6U5D3ZH9F8Q7N1M6U10G4 14、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said. A.There is no particular order of these categories B.Generalists are those who are neither productive nor effective C.The frequency employees need to ask a co-worker for help completing a task is recorded as effectiveness D.Productive workers are those who finish a task quickly 【答案】 BCA5G8A5X5X5P3O6HU2D5M3M5Z10N5T9ZD5M7J5Q8V9X9P8 15、（　　）签订于八国联军侵华之后，这一条约使中国彻底沦为半殖民地半封建社会。 A.《南京条约》 B.《瑷珲条约》 C.《马关条约》 D.《辛丑条约》 【答案】 DCW10Z3W4L5D1K4T6HH9K7M1F2G6C8J9ZO6A7J10J4R2U9U9 16、This nomination will take two months, after which the commission will make its____to the president. A.recommendation B.accommodation C.motivation D.promotion 【答案】 ACZ3K5O9W5W6S9L7HH1V1C7H2Z6G3Z4ZR7T4N6K4B10K7D2 17、Passage 6 A.Less Screening for More Safety B.PreCheck–a Belated Solution C.Getting Stuck in Security Lines D.Underused PreCheck Lanes 【答案】 CCN8E6G1P4V4Y5O8HI9G9Y10V6E5D4V7ZN10N4J8T10K4S5Z4 18、在中介融资中一般不发行以自己为债务人的融资工具，只是协助将筹资者发行的金融 工具销售给投资者的金融机构属于（ ）。 A.直接金融机构 B.金融服务机构 C.创造货币机构 D.间接金融机构 【答案】 ACT5L8D7Y10D8W4Y5HW8C10G8B7I4E8B8ZW1O7L6H4W10U9I4 19、We have to ask ourselves if it is really as essential to a basic education as we______. A.resume B.assume C.summarize D.consume 【答案】 BCM10Q7V4Q5B5H4A8HV2R1U8V6G5W8M9ZC7T4D7G9K3I10C8 20、资料：For promotions to remain effective, RT company has to analyze the impact of different campaigns. Word of mouth promotions can be more difficult to measure than some traditional methods of promotion. Although healthy sales are an importa