2022年银行招聘考试题库评估300题有完整答案(云南省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、我国刑法在时间效力方面采用的原则是（ ）。 A.从旧兼从重 B.从旧兼从轻 C.从新兼从重 D.从新兼从轻 【答案】 BCK7P4T2K8X3C5N5HK10O1C4H6T2B3P10ZI5N1T3S3L1V2V6 2、Passage 2 A.Customers are more likely to enjoy more innovative services B.People will no longer go to banks to deposit their money C.Service providers do not want to partner with banks D.People will receive more pension 【答案】 ACH9R1K8C6L7Z9Z8HN9C8E7V9R1G5D7ZO4W9P6M9X8H2D5 3、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（　　） A.刑过不避大臣，赏善不遗匹夫 B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余 C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利 D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足 【答案】 CCY9Q5T4W1W1C10R9HY2O4V1B8O2E1I3ZM8T6K8F10I6P8I3 4、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1) A.The idea of committing suicide B.The urgent peril to the author’s life C.The harm caused by cyberbullying D.The hatred to those who cheated the author 【答案】 CCQ7Z6O5O6X7F7Y2HC7Y4M10N6B6S8P1ZC1D1H10H2O2B8Y8 5、甲乙丙三人去买水果，甲购买1斤西瓜3斤苹果7斤梨共需要31.6元，乙购买1斤西瓜4斤苹果10斤梨共需36.2元。那么，丙购买1斤西瓜1斤苹果1斤梨共需要（　　）元。 A.22.4 B.24.2 C.12.4 D.14.2 【答案】 ACM3K10D9L5V3N6E9HN4V2J7E9M3I4X6ZC5V7B2M2H1B5F1 6、Paper straws might be a hard sell for boba tea shops，but the sudden demand for them is only increasing as plastic straw bans______。 A.multiply B.occupy C.divide D.apply 【答案】 ACC3B2Y7O4Y1A8K1HT3Y2Y2H4N5U4B10ZA2Z10C2V7N7X3S3 7、 ( )要求企业应当按照交易或者事项的经济实质进行会计确认、计量和报告，不仅仅以交易或者事项的法律形式为依据。 A.实质重于形式 B.可理解性 C.重要性 D.及时性 【答案】 ACN1Y3K10V8A5N1X9HI7K1B9J10Y3S7X2ZQ4L2E2T1H6E1O9 8、夏日雷雨过后，人们会感到空气特别清新，其主要原因是（ ）。 A.雷雨过后，空气湿度增加 B.雷雨过程中雷电导致空气中的臭氧分子增加 C.雷雨过程中空气中的灰尘随雨水降落到地面 D.雷雨过程中气温快速下降 【答案】 BCC2R7J7R8O9B4D10HO9O2T7G1O3E7X3ZV5S10R2T5D5B1Q6 9、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. A.The Fed undertakes banking supervision over banking system in the USA B.The savings banks in the USA are authorized to do real estate business by some states’ law C.Specialized banks in the USA provide funds as the lender of last resort D.Specialized banks in the USA are the same to those in China 【答案】 ACS10D10L2V10I4Y7B7HX3K2D4X8C3Z2H4ZE6N9V4P4Y10U3E4 10、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general. A.It was challenged by some climate and risk experts B.It aroused a lot of interest in the scientific circles C.It was warmly received by environmentalists D.It caused a big stir in developing countries 【答案】 ACB4G7L5U6G4B7O4HJ8B5U3F2J5I6X9ZW2U8R8H6W9Y1R8 11、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all. A.Because the risk of fake fish is too high B.Because not every restaurant can afford snapper C.Because consumers don't like snapper sushi D.Because snapper is rare 【答案】 ACK7G2G5H6N3P1G6HM3Y1D5G9R4L2J2ZD5R1Q9R7K2K7J7 12、下列属于可再生资源的是（ ）。 A.波浪能 B.煤炭 C.石油 D.天然气 【答案】 ACO1X9W6J4V2Q8X4HX10H3S4K4P9E3D5ZD1Q1Y3S7T4O6F2 13、对于2018年中国房地产市场出现的房价下跌，楼市寒冬问题，从经济学角度来讲，属于（　　）事件。 A.灰犀牛 B.黑天鹅 C.黑骑士 D.白护卫 【答案】 BCR10K2L3S5Y6U1L8HL1Q4S4A4F8N4R9ZX10U3L10J8D7K3L9 14、资料：Large industrialized are now in a recession. What are the prospects for economic recovery? A.can help towards overcoming this problem about the ratio of debt to income B.may lead Germany's importance as Europe’s largest export market to decline C.may bring some relief to other members of the European Exchange Rate Mechanism D.None of above 【答案】 DCT1Q10A10S5V1A9P8HI8T5R8Q6A3J6H7ZL8W6I4Y4W3X10Y4 15、在我国加入WTO后的今天，外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务，由于对国情、民情和金融法规不甚了解，难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。 这一举措导致了我国金融人才的大量流失，这对我国商业银行人力资源开发和管理提出了严峻挑战。 A.主要 B.重要 C.次要 D.核心 【答案】 DCW6J7D1W7H9J1E2HK6V10