2022年银行招聘考试题库提升300题(附带答案)(云南省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes. A.authority and democracy are very essential to a healthy family B.authoritarianism does no good to a healthy family C.male superiority maintains a healthy family D.women should be treated equally to men 【答案】 ACY1G6R7Z7D7B7V8HO6O1V1P8L5X7B4ZN10P6A3T3R4C10Z7 2、关于金融市场功能的说法中，错误的是（　　）。 A.融通货币资金是金融市场最主要、最基本的功能 B.金融市场参与者通过组合投资可以分散非系统风险 C.金融市场借助货币资金的流动和配置可以影响经济结构和布局 D.金融市场承担着商品价格等重要价格信号的决定功能 【答案】 DCE8R2S7Q9H8G10N1HK5T9V1M5P3G8J2ZF2S6H10R5C7D3R6 3、由于挤兑风波导致商业银行倒闭的风险属于（　　）。 A.国家风险 B.流动性风险 C.法律风险 D.操作风险 【答案】 BCE10T8J5B3F5O6L1HI10D9J5A4J5H6C8ZY1D1U9K2P9R5C1 4、Passage 3 A.adaptation B.application C.motivation D.competition 【答案】 ACZ8J2Z4M2J9V1K8HR7G3R9T3O9W10N5ZZ6V3N7U8F2Z1J5 5、下面属于非票据结算的是（ ）。 A.汇兑结算 B.汇票结算 C.本票结算 D.支票结算 【答案】 ACN8Z8U1M6D7X2P2HU6F10L6Q9C9K3Z8ZC2J6L5S7N8U2L3 6、“一门三父子，都是大文豪。诗赋传千古，峨眉共比高。”这首诗中的“三父子”指的是（　　）。 A.曹操、曹丕、曹植 B.苏洵、苏轼、苏辙 C.班固、班超、班昭 D.杜甫、杜牧、杜荀鹤 【答案】 BCA8T10F9Q5A8C2E2HH2W5J6T10W7L10X7ZS4U9P2Q10Q2S9L6 7、 年度决算是银行在每个会计年度终了，对全年的会计资料加以归纳、整理与核实，以检查本年度的( )。 A.各项财务制度及方针政策的情况 B.银行经营情况 C.银行盈亏情况 D.银行工作进展 【答案】 ACU8H7P1K5X3R4V6HL3T9B8Q4N7X7H7ZW4H9V8E10G5U7L10 8、对同一借款客户的贷款佘额与商业银行资本余额的比例不得超过（ ）。 A.5% B.8% C.10% D.15% 【答案】 CCE4P8W8G1L7L2W4HH9X3S9C6S9I2O10ZC2P5E7E2E8F3F3 9、The FIFA World Cup soccer championship in Russia is the most costly ever held。Now，experts question whether there will be a good______for the Russian taxpayer。 A.response B.refund C.return D.report 【答案】 CCI8Z2W6W3B6T2Z8HE7U8T3M3U6G6Q1ZC9G9P10V9W8E4C7 10、Passage 7 A.When they take decision shortcuts B.When they help others to make decisions C.When they have major decisions to make D.When they have advisers to turn to 【答案】 BCW6L2Z7H10T9Q3I1HA8F2L6T2B7H4T1ZB6R4U3I1W2Y3L3 11、Passage 4 A.Large imagination B.Quick action C.Great ambition D.Great investment 【答案】 DCN8R1S10G2D5U4N7HN4I5O10K8I8N4J2ZZ5K10D8U4E10O7O8 12、Therefore, individuals may attend higher education to avoid or______their required military service. A.cancel B.postpone C.refuse D.display 【答案】 BCD1T2I2J7F7R5Z3HO4S2O8L8Z6O1A8ZZ7N3X7P6M4S8V9 13、投资一笔国债，5年期，平价发行，票面利率为12. 22%，单利计息，到期一次还本付息， 则该债券的到期收益率是（）。 A.9% B.11 % C.10% D.12 % 【答案】 CCP9M1A4X9A9X4A6HD8E7Y2Z3F2Q8A7ZW5M5F6J7V3U3T6 14、在民事权利中，自然人的人身自由，人格尊严受法律保护。自然人享有的权利不包括（　　）。 A.名称权 B.肖像权 C.荣誉权 D.名誉权 【答案】 ACQ7M9K10X5P6Z9T10HO2I10W6W7K7V5O6ZW4O5J4E4G5R9Y3 15、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced. A.Seventeen years B.Ten years C.Five years D.Three years 【答案】 BCS2S6G6A7K10Q9R1HW4N7M7R8E3B7X4ZT5E7I3P9F9N4I9 16、资料：Job Description A.balance between work and entertainment B.desire to contribute to development C.knowledgeable of co-branded sponsored entertainment D.passionate for the A+E brands 【答案】 ACP4H1Y9U4M4K6G3HE1S3C1B4D8S4Y9ZM2G4K10N8L3Q6J3 17、The snake farmers said they had been bitten, some by deadly snakes, and were saved by_____of anti-venom medicine . A.injection B.producing C.infection D.consuming 【答案】 ACX10C9J5B5G6T2Q10HM3U7V4C3I3H6D9ZW1V10Q1C5A3P5W2 18、如果将一国货币币值的提高定义为升值，那么，对该国来说，将导致（　　）。 A.直接标价法汇率数值将减小，间接标价法汇率数值将减小 B.直接标价法汇率数值将减小.间接标价法汇率数值将增大 C.直接标价法汇率数值将增大，间接标价法汇率数值将减小 D.直接标价法汇率数值将增大，间接标价法汇率数值将增大 【答案】 BCP3H3N1A1I6W7J4HS6K9G3X10K4N2S2ZL6Z4S10K9B8H1O7 19、（　　）是不可以用于异地结算的结算工具。 A.托收承付 B.本票 C.支票 D.银行卡 【答案】 BCI4S2V4A2F3D7R9HS9K2A9J4V1A1N10ZQ9H7B7E5G9A9B2 20、 预期违约侵犯了合同相对方的（　　）。 A.完全债权 B.既得债权 C.期待债权 D.自然债权 【答案】 CCK9M8D5D3T5G3B8HZ10M5B6K8G2Q7W8ZL1F7R6U1D10U10N10 21、张先生认识赵，钱、孙、李、周五位女士。 A.赵 B.钱 C.孙 D.李 【答案】 DCX8Z7I1G7M7E9T8HW7U1V7F9K6Z3F8ZL2J10I5I6G10J10Y8 22、银行机构财务监管的内容不包括（ ）。 A.收入的来源与结构 B.支出的去向与结构 C.资产的来源与结构 D.收益的真实状况 【答案】 CCJ5X6K1C3E7R9C2HC1O7O10Q8T9I7C2ZD9K9G7T9S5Z1F5 23、商业银行财务管理的核心内容是（ ）。 A.资本金管理 B.利润管理 C.财产管理 D.成本管理 【答案】 D