2022年银行招聘考试题库自测300题有答案(河南省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、国务院总理温家宝2012年3月5日向十一届全国人大五次会议作政府工作报告时提 出，2012年中央财政已按全国财政性教育经费支出占国内生产总值的（ ）编制预算，地方财 玫也要相应安排，确保实现这一目标。这意味着该目标自1993年提出以来我国有望首次实现这一承诺。 A.3% B.4% C.2.8% D.3. 5% 【答案】 BCE6Y2A6M9Y7F9F7HC4I6Z7G4N7J3J9ZE7Q4H6G9I9T8D5 2、不属于投行业务特征的是（　　）。 A.专业性 B.审慎性 C.广泛性 D.创新性 【答案】 BCU7W7N5R8I9Z6J6HY9V8M6M10H10V5B10ZF3P5Q3O6X8H9M6 3、国家通过调节利率高低可以影响经济活动。一般认为，利息增加带来的经济影响是（　　）。 A.刺激需求，生产扩大，经济活动水平上升 B.货币供给增加，将引起适度的通货膨胀 C.货币供给减少，对生产的影响不能确定 D.抑制需求，缓解通货膨胀 【答案】 DCG5H10F6O7D8F8X7HU3F5X4V6W7D3K7ZX4Z5P2Q6E5F4W3 4、While the reasons for massive，longer-burning wildfires are complex，there is______that wildfires will occur more frequently with climate change。 A.consensus B.conclusion C.recognition D.compromise 【答案】 ACK7L8J5A8Z2X2N9HZ5H3H7Y10H7V8J10ZB1A8U3W6A8S9S2 5、金融市场最主要的基本功能是（　　）。 A.融通货币资金 B.优化资源配置 C.风险分散 D.定价功能 【答案】 ACW1W8G7G4D6P6D4HU4E6E10N2X3T10U3ZD1Q7A6C6I7Y10C3 6、It is difficult to know why a work of art produces some emotions，but it has been known for a very long time that paintings，music and poetry have the power to touch us，to repel us and to______intense pleasure or displeasure. A.rise B.arise C.raise D.arouse 【答案】 DCF8K1T5I9H1Y3F4HN8M10N4Y10T9T9R5ZA2P1J1K6R3Z4Y6 7、鼓励冒险和革新的组织文化称为（　　）组织文化。 A.学院型 B.俱乐部型 C.棒球队型 D.堡垒型 【答案】 CCF5D8Z2B7Y3R3P4HQ6R8M5S4S2J9A2ZL4E1Z3L6G7R5F5 8、狄更斯著名的自传体小说是（　　）。 A.《双城记》 B.《远大前程》 C.《大卫?科波菲尔》 D.《艰难时世》 【答案】 CCF10F9O7L5M9I8U5HL2M5H6W8W4V2V10ZP7X10V9M2U4A7G8 9、当流通领域中存在两种本位币流通时，容易出现“格雷欣法则”现象，这种现象是指（　　）。 A.良币把劣币赶出流通领域 B.劣币把良币赶出流通领域 C.良币与劣币在流通领域平等流通 D.良币与劣币同时退出流通领域 【答案】 BCA4I8N6Y8W4R8O3HB3L1B2E2P8T2F8ZS8Y1X3N7F1W5H6 10、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA. A.Smartphone users are increasingly aware of the importance of anti-virus software B.An increasing number of smartphone users have installed built-in remote lock-and-erase software C.More smartphone users are protecting their devices with PINs and passwords than in previous years D.All of above 【答案】 DCQ9G1B1Z6V7Q5M4HS2K1Y7G3U7E1T4ZM6S5Z6S10C2V5S6 11、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below. A.CD is automatically renewed for the same period unless having other instruction B.CD isn’t automatically renewed for the same period at the ruling rate of interest on the date of renewal C.CD is automatically renewed for the same period without any other instruction D.CD is automatically renewed for the same period with permission of the bank manager 【答案】 CCK7M10U2U1F5D1R5HA2Q6E2Y2T7T8Z6ZK7B7D8H6R1A9A7 12、生产者的短期成本一定（　　）长期成本。 A.高于 B.低于 C.等于 D.都有可能 【答案】 ACL2G8R2G8S4H5A6HG4C1L8T6N2U10K7ZL1V3P10J2D1F4M8 13、Passengers should possess boarding pass，valid passport，visa， exit registration card， and immigration certificate ______ by related department. A.issued B.made C.identified D.designed 【答案】 ACK5V3N3L8E9E5X2HA5M7C7B9R8W2L3ZT5A4E3M9L3Y1Q10 14、在货币资金借贷中，还款违约属于金融风险中的（　　）。 A.流动性风险 B.市场风险 C.操作风险 D.信用风险 【答案】 DCX1A9O6X10O3S8N5HX7D4X9M7L9V8W2ZJ6M1L1N7I1B9P4 15、以下对通货膨胀的描述正确的是（ ）。 A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货膨胀 B.房屋价格的不断上涨，就是通货膨胀 C.通货膨胀是价格水平的偶然上涨 D.货币发行量过多导致的股票价格上涨就是通货膨胀 【答案】 ACD9U10Z6Z1G7M10Z8HX6Y5H5V2S8W1Q10ZD9R8U10Q8W3A3H1 16、在管理的各项职能中，( )职能能够保证目标及为其而制订的计划得以实现。 A.领导 B.协调 C.控制 D.计划 【答案】 CCQ5A4Z6Y4N6N8B10HQ6L5S1M2S6K6W4ZK5L5Q8Q9A7P3B7 17、（ ）会增加失业。 A.退休工人的数量增加 B.退休劳动力队伍的人数增加 C.离开学校找工作的人数增加 D.离开工作上学的人数增加 【答案】 CCG2C8Q2E9N7O3G7HZ8P9X6H9F9X9R3ZG9Y2K10W6Q3X8J10 18、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are. A.feel pain B.imagine C.are affected with D.experience 【答案】 ACJ7N8M3G6F5W8M2HL2E7X3Q3P2I6J6ZA9P7V10X5T9M3O6 19、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor. A.modern technology has brought about a lot of trouble B.modern technology has cost farmers a lot of money C.farmers were put deeply in debt D.modern technology has released farmers from heavy labor 【答案】 DCK1W7J8R5N3R5R7HZ2N2H2T7W7D3N9ZO7G8W2V1Q9I1Z1 20、货币市场工具一般具有期限短、流动性强、对利率敏感等特点，有（）之誉。 A.货币 B.票据 C.基础货币 D.准货币 【答案】 DCT6A6X10A10U6E6M6HQ9H6J10A9T6L1C10ZZ10J4S4O9C3B8C7 21、Passage 4 A.the money paid by the insurers B.the cost of administering insurance C.the money paid by the insured D.the amount of