2022年银行招聘考试题库点睛提升300题附答案解析(湖北省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、 The office will be closed____it is being decorated. A.throughout B.for C.while D.during 【答案】 CCY9E6I9H2Z7Z2D6HB6O8I2U1N1I6G1ZJ1I4Q9T9R7M7M9 2、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers. A.Alexa is named after an ancient hero in Egypt B.Alexa is installed in libraries C.Alexa can provide all the necessary information about history D.Alexa can provide more data to marketers than a cookie 【答案】 DCO10H2V7S9B7O8R1HB1D3Q1K5S1R7P10ZZ8I10B9C3Q9S6Z2 3、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker. A.Remained optimistic B.Remained steady C.Successfully avoided deep trouble D.Ran very fast 【答案】 CCL10N9O8F10T5H6F1HF8A7W3R2Z4D3W9ZL7D1B9D2T3D9H5 4、在发挥金融中介作用的过程中，下列符合投资银行运作方式的有（ )。 A.资金供需双方是金融工具的借贷而不是买卖 B.资金供需双方是资金借贷而不是金融工具的买卖 C.在媒介过程中只发生资金供需双方之间的一次金融合约关系 D.在资金媒介过程中发生资金供需双方的两次金融合约关系 【答案】 CCW2S6Q7B4C6U2J5HH1H2E5B10I5M7J6ZS8X3C7V1T1M1P6 5、一位专家表示，如果疫情发生在一个中小城市，而不是这样的核心城市，当地政府不会如此紧张，担心引发城市的舆论危机和社会危机，也就会降低控制舆论的风险，从而采取有效措施来处理。同时，各方面对于中小城市的各种资源供给也会充裕，而且各种救助措施也会针对较少的人口而更为简洁和有效。 A.大城市的管理难度比中小城市更大，特别是在暴发疫情的时候 B.建议改变过去发展核心城市的策略，鼓励中小城市发展 C.比起大城市，中小城市暴发疫情后的防控工作会更为简单有效 D.疫情发生在中小城市的话，当地政府就不会紧张 【答案】 CCP2A3Q1W9S1B3P3HO1U10U6P2S1G6U9ZV1M5C10M4U1Y6E4 6、High boots were the ___ for women last year. A.vague B.vain C.vogue D.void 【答案】 CCN8J5I1P4X2I8K9HD7P7V6R3F2L8I4ZF2C1D1I2D7V8Q1 7、资料：International Federation for Scientific Research A.To invite a researcher to speak at a convention B.To recommend an academic article C.To encourage a member to attend a conference D.To ask a scientist to post research data to a Web site 【答案】 CCN3O6P1B3O9U2G4HT5G9A10Q10R7F1H3ZM3Q7R4J1E9E8W1 8、The Volcker Rule basically says that banks can’t gamble with risky Wall Street bets because they might make bad______and collapse。 A.shifts B.debts C.mistakes D.bets 【答案】 BCP4V7J8H8H2T9Y1HR6Z8O9M7P1O5A8ZD6M4K1B8Z3J2B7 9、作家与作品搭配有误的是（ ）。 A.《兰亭集序》——王羲之 B.《始得西山宴游记》——柳宗元 C.《正气歌》——文天祥 D.《柳敬亭说书》——归有光 【答案】 DCP1O5M8X3Q10T10I7HM10Q3T4N10A9B7Z8ZI2R1O2X3M7S3R4 10、—Why are you standing there,Maggie? A.be hind B.in front of C.be side D.next to 【答案】 BCI2L4W3P5L2I3Z6HI9B2T10T1S4P9B1ZP9W3G7W8R10K2T9 11、The first IC’s were made____the early 1960’s. A.in B.from C.for D.of 【答案】 ACV9T8M10Q4Z7L5G8HQ3G4R4D5S4C3E8ZP8K2L10H1H10S10M8 12、Passage 7 A.avoided defining the extent of McDonnell’s duties B.made no compromise in convicting McDonnell C.was contemptuous of McDonnell’s conduct D.refused to comment on McDonnell’s ethics 【答案】 CCC5K6U4P8G1A2D10HF5V7L8T10P3R3S5ZL9J5W6L9L1R10R3 13、证券发行是指证券发行人以筹集资金为目的，在证券发行市场依法向投资者以同一条件出售证券的行为。证券发行分为公开发行和非公开发行。如果某机构发行者将证券面向少数特定的投资者发行的方式称为（　　）。 A.机构发行 B.有限发行 C.私募发行 D.公募发行 【答案】 CCK3I8C3H9F5G3Y4HU1Z9T10B6W4U5R10ZE9R1S3H8F7G10T8 14、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet. A.Singapore Airlines to charge high international roaming rates B.Singapore Airlines to offer different pricing models for inflight mobile and Internet services C.Singapore Airlines to unveil sky high net D.Singapore Airlines to conduct online survey 【答案】 BCV6I9T7C10Y4E9J7HZ10D5I8I4T1W4X9ZH8V7V6B8I6V4B2 15、所有的公文中，（　　）最具权威性和强制性。 A.决定 B.命令 C.规定 D.决议 【答案】 BCP9M9G6O3O4C3P6HI6P7B3X6J7L4W9ZW2I6V6L6A10N3L1 16、当国民收入水平提高，而政府又没有采用任何财政政策，下列哪种情形肯定发生？（） A.政府支出增加 B.政府财政赤字增加 C.政府税收增加 D.政府税收减少 【答案】 CCN8S1U3B6T2C5A8HR7L3N8F8P5Q7N10ZJ4R1B7I6K4G9B6 17、从效力层级看，下列法律中效力最高的是（　　） A.《中华人民共和国渔业法》 B.《中华人民共和国渔业船舶检验条例》 C.《中华人民共和国渔业行政执法船舶管理办法》 D.《长江渔业管理规定》 【答案】 ACO2V4V10Z3V5A8P1HJ8O6V3M5B5Y4D8ZJ10G5F8I2E9S4R7 18、关于商业银行理财业务的特点，下列表述不正确的是（　　）。 A.银行是理财业务风险的主要承担者 B.银行理财业务是“轻资本”业务 C.理财业务是一项金融知识技术密集型业务 D.商业银行理财业务运作的不是银行自有资金，而是客户委托资金 【答案】 ACK10S7O9Q6V7N6Y6HH1P5M5L4V3I9G8ZX3Z1L5K4E2D5Z6 19、某企业对以外币结算的款项减少业务的核算，以前都按原入账时的汇率作为账面汇率，但 从本年初起，经董事会同意，改按加权平均法并已在会计报告中加以说明。对于上述会计 方法的重要变动，如企业不再作出任何调整，注册会计师应出具（ ）。 A.无保留意见审计报告 B.保留意见审计报告 C.否定意见审计报告 D.无法表示意见审计报告 【答案】 ACI1P1W2L10S2R8M5HC4J2K3R4L8T10U6ZB8G4E7Q8T5M10L3 20、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere. A.Illegal B.Condemnable C