2022年银行招聘考试题库模考300题有精品答案(浙江省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、银行内部管理人员根据银行所承担的风险计算的，银行需要保有的最低资本量称为（　　）。 A.实收资本 B.核心资本 C.监管资本 D.经济资本 【答案】 DCW4X8Y10C7B3F4E5HK1Q7L8V1Y8J7R7ZC1N3Z4Q2R1K1A10 2、国家开发银行的贷款可分为（ ）。 A.特别贷款和普通贷款 B.优惠贷款和一般贷款 C.软贷款和硬货款 D.硬贷款和个人贷款 【答案】 CCW9B5Q5P1E7S8U10HT1J8O5I10P2U5S9ZV3Y4H2P7R6P4T7 3、This documentary is particularly compelling:______with previously unseen footage and interviews with Houston's closest confidants. A.deplete B.depleted C.replete D.repleted 【答案】 DCC7R3M7B8N5N3Y1HC3V6G6N9T8Z4S2ZB4A3Q2K3I4L4H7 4、Italy calls an emergency meeting to save the ancient city of Pompeii（　　）falling down. A.on B.off C.from D.against 【答案】 CCT6S7A4S4X10E7H8HJ9R1K2F10I3Z6W7ZG9D5I2I3K1D7D1 5、科学发展观的第一要义是（　　）。 A.科教兴国 B.以人为本 C.发展 D.发展战略 【答案】 CCG6I4Y4Q7X9Y5T3HD4B7H3R5Y8Z6K1ZR6Y9U1C2A6P10N10 6、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said. A.Cornerstone On Demand is a provider of cloud-based learning and talent-management software B.Placing the right type of workers together will generate 15% increase in performance C.Smarter seating can affect company’s performance D.A study about how a firm get additional profit 【答案】 BCE3B2A3C8J4N6L2HF4D5M3M9T1B8U1ZK4X7Z7S8I9W7A1 7、CFCs were banned when world leaders signed _____called the Montreal Protocol in 1987. A.a contact B.contact C.agreement D.an agreement 【答案】 DCL2J4Q3B7Z9B5E1HH4B1V9X6Q5X5O6ZB4A2W7Q2H3Z10O6 8、汇率贴水是指( )。 A.远期汇率比即期汇率贵 B.远期汇率比即期汇率便宜 C.市场汇率比官方汇率贵 D.市场汇率比官方汇率便宜 【答案】 BCA8I8E7N2B5G10H5HA3H5M7P8C7F2B4ZN4B6L9E1G5W7W7 9、American travelers abroad have discovered that they can buy more foreign____with their dollar. A.currented B.currently C.currency D.current 【答案】 CCV4L1L5J3H10V2A3HC1K7Y5I7U4G5O5ZD5Y3D1Q6H8R2Z1 10、A joke which was funny to American people might seem ______ to Chinese. A.defense B.fence C.offense D.intense 【答案】 DCO5Z7E5P4Z7J10F8HH4N3M8W8B10J10N8ZL4U1F8Z6J6P2F8 11、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations. A.graduated from Oxford University with an MBA degree in 1986 B.wanted to do something to repay the help he had once received C.showed his interest and talent in venture capitalism as a journalist D.bought early stocks of Google, Yahoo, PayPal and LinkedIn 【答案】 BCF7G7H2C7B7L6E5HC7A5U2Y8G4R5N5ZK9O10O1I5V10B1O8 12、资本主义条件下的借贷资本（　　）。 A.是从职能资本运动中分离出来的一种生息资本 B.是货币资本 C.是高利贷资本 D.是职能资本 【答案】 ACA5W2O4O8E9N6J10HO4Y1K4Q5I4P3Q2ZS8Q7Z6O4J3H3I3 13、资料：What，if anything，do we gain by clinging to our antioxidant supplements？ A.A large amount of antioxidant supplements are not necessary B.Oxidation can not do anything good at all to our body C.Plants surviving hard conditions can produce a lot of antioxidant D.Antioxidant supplements can improve one’s physical performance 【答案】 ACR6G7Z2U3B1U3W8HN2D10D6A8J5C5P8ZF8D9G3V8L3J7U8 14、下列哪一种情况，可越权批办文件？（ ） A.经过授权 B.避免积压 C.急需处理 D.属一般性文件 【答案】 ACJ5V3T10Q9L10Y8O6HE2O5Z10V2A6S3K5ZB9K7R4C10L10I10G8 15、某物流企业向中国农业银行借入资金100万元，年利率为4％，由于银行要求将贷款额度的20％作为补偿性余额，则该物流企业的实际借款利率为（　　）。 A.5％ B.4％ C.6％ D.7％ 【答案】 ACE7J9A1Z10L10Q5E1HH10Z1D7W5B1C5L8ZI9V7L6L2T1S4L7 16、在Word中，使用（　　）菜单中的相应命令，可以方便地输入特殊符号、当前日期时间等内容。 A.“文件” B.“工具” C.“格式” D.“插入” 【答案】 DCW5V1Y2D7Y9X2Q8HA4N1A10P10C8L5D5ZJ3T9O4R2M10O8F10 17、下列关于会计账簿管理的说法中，错误的是（ ）。 A.各种会计账簿要分工明确，指定专人管理 B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制 C.会计账簿一般不得携带外出 D.会计账簿不得随意交给其他人管理 【答案】 BCW2J10Y5R10U8Z9M5HM3Q9C3U9Z8P3Q10ZM7T9Z4F7V5X9X2 18、银行最需要考虑的风险是（　　）。 A.信用风险 B.流动性风险 C.市场风险 D.操作风险 【答案】 ACZ3O6Q5A3O1X9I5HA6S2O10P10I10M3I4ZD10P7Q6J6O4Z10A3 19、计算机的硬件主要包括中央处理器(CPU)、输入设备、输出设备和（ ）。 A.键盘 B.鼠标 C.存储器 D.显示器 【答案】 CCG7B7U1S5D5G6F5HL3Z6Q6K8W10X7L10ZK10Y4P2G3H3U9O2 20、主动性在商业银行而不在中央银行的一般性货币政策工具是（　　）。 A.存款准备金率政策 B.公开市场操作 C.再贴现政策 D.货款限额 【答案】 CCK2G9A8F2C6V1X10HD4F7F3C5X2L3E10ZU2S3O6O6I1S3W6