2022年银行招聘考试题库提升300题含解析答案(河南省专用)98

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions. A.Financial forecasts B.According rules C.Manuals of accounting policies and procedures D.Organization charts 【答案】 BCQ7F7D2I10I10G4P5HT1W3D3K9I8Q6I4ZP7Q5L1P2E5S4Q10 2、人民银行规定的贷记卡透支年利率是（　　）。 A.10% B.15% C.18% D.20% 【答案】 CCZ6Y4Q1E6P10R3R1HV1A6I5Z6H5C4C1ZA6D10L9X9A5M8U10 3、 The office will be closed____it is being decorated. A.throughout B.for C.while D.during 【答案】 CCT8K9Q2M7Q8Z10A9HO3Y3A4Q6L4P5C1ZT7O6T7X3Y7K9Z4 4、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower. A.Price for the same flight to a nearer destination is higher B.Prices for different destinations on the same flight are the same C.Price for the same flight to a farther destination is higher D.Prices for different destinations on the same flight are different 【答案】 ACM6X4V5H8U7Q6H1HQ1Z3A7G3N8D6E8ZK3W3I9E10V6X2I4 5、我国现阶段的货币政策采用（　　）公式来考量M2增速是否适宜。 A.M2增速=GDP增速+CPI+1% B.M2增速=GDP增速+CPI+2% C.M2=GDP增速+CPI D.M2=GDP增速+CPI+1%至2% 【答案】 CCA6A3R3L5U10W3C4HK8G8A4S7N1I4U10ZR5M8A7H3Y5F1I10 6、填入括号处最恰当的词语是（　　）。 A.连播供品 B.连播贡品 C.联播供品 D.联播贡品 【答案】 BCG9Y1O4H7B6S3L1HP4O5W4F9E4C1D2ZE8B4X3S4X3V6A5 7、 下列各种情况，不需要进行全面财产清查的是（　　）。 A.更换仓库保管人员时 B.单位主要负责人调离工作时 C.企业股份改造时 D.企业改变隶属关系时 【答案】 ACW1M2K10Z3Z1U8C5HS2I3N2A2R1L9Y1ZK10K5E3V2X5T2D3 8、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward. A.Increase B.Peak C.Diminish D.Disappear 【答案】 CCX8K10W7T4E8F2W7HO8W9J6D7B9E5Y8ZB3M8R3J3Y4X2C7 9、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company. A.the examples of logos which are emotive and can inspire loyalty B.the examples of giving people idea of the products by using the images C.the examples of logos which fit in with contemporary design D.None of above 【答案】 ACQ4Q8G9I7L5A1J1HQ2M9L7W2J9Z3J1ZL4E3E10M9I2A2C4 10、Many states have ______, amended or repealed laws to improve school nutrition. A.instituted B.organized C.manufactured D.enacted 【答案】 DCB6J9D10K10G2O8D7HF1A3O9V6F4D6Q2ZN7J4D10Q3Q5T1S6 11、Passage 7 A.They turn to physicians for advice B.They tend to make risky decisions C.They adopt a totally new perspective D.They refrain from trying anything new 【答案】 DCU3W9H6R9E1X3W2HY2D8O2K6H3M2F5ZH8C10D4V2T5Y2E7 12、She is less ________ on being a grandmother, now her daughter Caron is married. A.desirous B.eager C.keen D.anxious 【答案】 CCR8E10C2V1K7V9T3HH5V5K9E4T10R6F8ZW3E5T10Z6Z2B4G7 13、关于商业银行理财业务的特点，下列表述不正确的是（　　）。 A.银行是理财业务风险的主要承担者 B.银行理财业务是“轻资本”业务 C.理财业务是一项金融知识技术密集型业务 D.商业银行理财业务运作的不是银行自有资金，而是客户委托资金 【答案】 ACN3K4P2P8Z9Y6C3HO4L6C5J3K5J9O3ZA6T1L1W1R9U1L3 14、国家通过调节利率高低可以影响经济活动。一般认为，利息增加带来的经济影响是（　　）。 A.刺激需求，生产扩大，经济活动水平上升 B.货币供给增加，将引起适度的通货膨胀 C.货币供给减少，对生产的影响不能确定 D.抑制需求，缓解通货膨胀 【答案】 DCT2U4R6J10P1R1W7HY1F2S4N7K10N2O4ZZ4T8F4D8O3R3N7 15、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。 A.They are inconsistent about the attitude toward after hours emails B.They both push the employees to be available all the time C.They are consistent about the attitude towards after hours emails D.They both don’t mean to stress the employees out 【答案】 ACE9N6R10Q5S5A9E1HQ7Y6H4Y1Z3E7V8ZV2V5F10O4B9S9Y3 16、巴塞尔协议III中，净稳定融资比例主要用于度量长期内银行解决资金错配的能力，该比例为（　　）。 A.银行可用稳定资金来源/业务所需的稳定资金来源≧50% B.银行可用稳定资金来源/业务所需的稳定资金来源≧100% C.银行可用稳定资金来源/业务所需的稳定资金来源≧150% D.银行可用稳定资金来源/业务所需的稳定资金来源≧200% 【答案】 BCW10N4O5A3Z8R4T9HZ4H4Q4D7S1W6Y10ZC7T6F5S5E8P6D6 17、 根据《宪法》，下列关于“财产”的表述中，不正确的一项是（　　）。 A.我国公民依法享有私有财产的继承权 B.在我国.公民享有私有财产权 C.在任何情况下。国家可以依法征用公民的私有财产 D.在一定情况下.国家可以征收公民的私有财产 【答案】 CCJ2D3L2G1Y3I1E7HN3O3D9T3S10Q1K4ZY1L3I6R3G10A1P7 18、我国专利法规定，下列选项中可授予专利权的是（　　）。 A.仪器设备 B.科学发现 C.疾病的诊断和治疗方法 D.智力活动的