2022年银行招聘考试题库评估300题(附答案)(海南省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、证券投资基金体现当事人之间的() A.产权关系 B.债权关系 C.保证关系 CP3H9F7X8P9X5N3HU8S10J9J8L6M3N4ZE7F5A8V10E4R9V10 2、【答案】 C 3、Passage3 A.cut it with a saw B.use your right hand only C.chew it well D.all of the above 【答案】 DCI3N8T10L4Q10K2P7HW6F7Q8M2Y10P10O10ZP9D8C3E8J8O1W1 4、假设银行系统:(1)原始存款为900万元；(2)法定存款准备金率6%;(3)为现金漏损率为15%;(4)超额准备率为3%。此时银行系统的派生存款总额为()万元。 A.3750 B.4286 C.5000 D.10000 【答案】 ACD2I5F9J5C4M10J4HN5N2Z8L8W8Z8E10ZE3Z10L7B5T6E4V8 5、Passage 2 A.Americans prefer to address each other formally B.Newly arrived students often get lost in the city C.Host families come from educated backgrounds D.Students will depend on the host family to settle in 【答案】 DCF7M7R4J4P5T10A10HV3T10Q4L5Y8H2Z1ZG10R2P1H3F7F5Y5 6、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling. A.Paris B.the United States C.English D.New York City 【答案】 BCJ1C5R3O6B10F8L7HK8A5H2D7M3M3S1ZL10W7W4G7W8E8A4 7、在银行表外业务中，下列属于金融衍生交易类业务的是（　　）。 A.备用信用证业务 B.承兑业务 C.利率期权业务 D.保函业务 【答案】 CCL1A7X2W7Y1O8Z8HQ1M1U6W8E3M10F1ZV7L5W8B8C5J8J8 8、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward. A.When you are most focused B.When there is no distractions C.Late at night D.Bright and early in the morning 【答案】 ACY10S5F1O4W3X1N10HN10G3M4J2F6R4W3ZE3A6P5M10C3U5I2 9、Passage 2 A.one-sided B.reasonable C.puzzling D.well-based 【答案】 ACO6Y9G3V6Q2S6V2HR1N7J7V10D10P6H1ZP1U4Q1S2E10A1H1 10、We shouldn’t ignore the importance of ______ our hobbies or getting involved in arts and crafts activities. A.amplifying B.enhancing C.fostering D.magnifying 【答案】 CCM5F1L2O6C3H7E2HI9X7T8X9V7J8Q9ZB10O9R10J7M1V5J10 11、Mary quickly closed the door of her room（　　）her father could reach it to keep him out. A.before B.when C.as D.while 【答案】 ACD6K6J8K10V10S9N1HM7B6F5Q2E3T9C10ZV8P9I7P4J9P1D1 12、在我国加入WTO后的今天，外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务，由于对国情、民情和金融法规不甚了解，难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。 这一举措导致了我国金融人才的大量流失，这对我国商业银行人力资源开发和管理提出了严峻挑战。 A.科学的工资和资金制度 B.各种福利计划 C.长期的激励机制 D.建立员工自我实现平台 【答案】 DCA10N5I2U2E10W10O5HY4L10K4T4R2O9W5ZP3E4H10K5E6M3I4 13、资料：Above the line promotion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media: A.by registering their support on the internet B.by applying for a job in UNISON C.by distributing newspaper adverts to people in the community D.all above 【答案】 ACK8Y1E2N3V9H5L6HZ3D6Y1S8R10B3N10ZO4N6H3T5Z2V9L1 14、最广义的投资银行定义是指（ ）。 A.任何经营华尔街金融业务的银行 B.指经营一部分或者全部资本市场业务的金融机构 C.投资银行是指经营资本市场某些业务的金融机构 D.在一级市场上承销证券筹集资本和在二级 【答案】 ACT9F10H7L10N7I1E7HF2X4N2X2T8G3T7ZX8F3V2V7Y9H2C6 15、The rise of the____industry in Georgia was a significant historical development with a profound effect on the state's textile manufacture. A.fabric B.fiber C.filming D.fashion 【答案】 ACM4M8S10S3G7M10H2HY8Y9V8M7K4P1Q8ZQ4M4T8C10F2W10P3 16、对特定地区的经济发展进行倾向性经营的银行是（ ）。 A.国家开发银行 B.中国人民银行 C.城市商业银行 D.中国农业银行 【答案】 ACC7R8N9W7Q9Z8H10HS6H8O2S10Z5O5B3ZR6X7K3T5N2I4O1 17、下列叙述正确的是（ ）。 A.字长为16位表示这台计算机最大能计算一个16位的十进制数 B.字长为16位表示这台计算机的CPU一次能处理16位二进制数 C.运算器只能进行算术运算 D.SRAM的集成度高于DRAM 【答案】 BCK10R3I2G1T7M2M6HB3L7M4K2F2T9W10ZW6P1I9J6Z9T7N3 18、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba. A.It announced that they would import more Australian products into China B.It announced that they would promote the trade between China and Australia C.It announced that they would introduce more Australian products to Chinese online consumers D.It announced that they would bring more Chinese goods into the Australian market 【答案】 CCU5D4Q2Z6K3U5B3HE8M6F10G7B10B5E7ZI4Y4C5J2G7D4M1 19、马柯维茨的现代投资组合理论认为，只要两种资产收益率的相关系数不为（　　），分散投资