2022年银行招聘考试题库提升300题（名师系列）(河南省专用)

《银行招聘》职业考试题库 一 , 单选题 (共200题，每题1分，选项中，只有一个符合题意) 1、商业银行应选派精通现代金融理论及金融创新理论的高素质客户经理接洽业务的细分市场为（ ）。 A.国有企业 B.民营企业 C.外商独资企业 D.合资与合作企业 【答案】 CCS7Z8J4F4J6S10P5HY1A7W4S1N4L10F9ZE4A4Q9O7W10H4Y10 2、The fact worried many scientists（　　）the earth is becoming warmer and warmer. A.what B.which C.that D.though 【答案】 CCQ3M6X8Z5B5A10K7HM5Y5B1D2F4Y1N6ZG5K7S5X7E6K9G6 3、（　　）是指市场增长率低，而相对市场占有率高的产品。 A.金牛产品 B.瘦狗产品 C.明星产品 D.幼童产品 【答案】 ACB7D7S7K8H1E8M7HG7P10R8T3V5H2J5ZQ1A4E1H6P3I8X10 4、The smog is due（ ）invisible gases，mostly from automobile exhaust. A.from B.to C.for D.with 【答案】 BCA6R6C2X10V7Z3W6HO4C8J7F8U5W1K8ZE4D2U5Y8Y8H4W8 5、生物体构造的主要物质是（ ），生命遗传的物质基础又是（ ）。 A.细胞；蛋白质 B.蛋白质；核酸 C.蛋白质；细胞 D.细胞；核酸 【答案】 BCA6W1G3W6S7F7N1HZ2S8H1A10W8P8A1ZT6O10O8F5E5O1I3 6、Passage 7 A.When they take decision shortcuts B.When they help others to make decisions C.When they have major decisions to make D.When they have advisers to turn to 【答案】 BCY9A8A10J1O2N6G10HP6G7N9A6W3B9L3ZP6A9D8W4H6U9S3 7、 ( )要求企业对于已经发生的交易或者事项，应当及时进行确认、计量和报告，不得提前或者延后。 A.重要性 B.及时性 C.可靠性 D.谨慎性 【答案】 BCL5C7F2O8J5G9W2HV1C3J3C9E4F7Z2ZT4I5N6B3J5P7W6 8、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer. A.Because voluntary plans are “one size can fit all” B.Because voluntary plans are less expensive than the traditional one C.Because voluntary plans cover everything from family vision care to pet insurance D.Because gives employees a chance to select extras that the standard health care plan doesn't offer 【答案】 DCB3V2X8Z4M9F8P6HU3W5P5N5Q4I2N2ZR10K5F3R8N1F7P3 9、2012年是中国银行成立（ ）周年。 A.90 B.100 C.110 D.80 【答案】 BCZ7O3K7D6R1V2C10HA6L3A8U5O9M8U2ZH3B10D6U1I3K2H4 10、当某一社会处于经济周期的萧条阶段时（　　）。 A.经济的生产能力增加，因而存货增加 B.总需求逐渐增长 C.总需求少于总供给 D.总需求超过总供给 【答案】 CCT10V2K3I9A9N6T7HO9B5A3P3O1P1L6ZZ6B3F5U3B10P10S2 11、按照中国人民银行的规定，各银行每月日平均拆入资金余额，不得超过其上月末各项存款余额的（）。 A.5% B.4% C.6% D.3% 【答案】 ACI2S10P4A1U3A6M6HJ2G9F2H3W5J8P5ZC4P3Y8V4O4M3R10 12、 年终决算，应当进行不同科目的结转处理，清理（　）页次、笔数，清理科目动态等。 A.分户账 B.明细账 C.现金日记账 D.总分类账 【答案】 ACC4S7L5W1G8R3B8HA2Y5T3K9L5H2K7ZK2S4Z6M5X3W6V10 13、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list. A.Creation of false memories B.Memory deprivation C.Crime being created D.Different details shown 【答案】 ACK5L7Z10I6O2K5X8HU8D9T1V10H10C1J3ZT4I8I6H2I6P10Y10 14、（　　）the Atlantic Ocean crosses the equator,the trade winds cause a flow of water to the west. A.That B.When C.Where D.Though 【答案】 CCC6H4U5X4J7A7A10HQ8T3F10P5I1S7R2ZI7Z1J6O3G4J10Q5 15、Experiments of this kind（　　）in both the U.S and Europe well before the WWII. A.have been conducted B.have conducted C.had conducted D.had been conducted 【答案】 DCT1E2E5S3I10Y2I5HV8S1N6J6J6C3K2ZU1D6H7F7U4K5E10 16、我国企业国内发行债券所筹集的资金可用于( ）。 A.固定资产投资 B.房地产买卖 C.股票交易 D.期货交易 【答案】 ACI10L6H1R5J10N3L6HT2K6T5A5P4S6M5ZM9Z8S1D9J5I8W2 17、我国农村信用社改革采取成立（ ）三种模式。 A.村镇银行、农村合作银行、以县市为单位统一法人 B.农村商业银行、贷款公司、农村合作基金会 C.农村合作银行、农村商业银行、小额贷款公司 D.农村合作银行、农村商业银行、以县市为单位统一法人 【答案】 DCN1L5B5I5Q2J8J10HF7J9B8Z7A2A9R2ZY3S4G5G3P4Q5T9 18、实现共同富裕属于我国宏观调控政策中的（　　）。 A.财政政策 B.货币政策 C.收入分配政策 D.产业政策 【答案】 CCS6F10B8J8Y4I6E4HI6T5N9A5Q5I10X2ZX5D9J3K7L2X9P9 19、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly? A.To build a marketing campaign by creating a better resume B.To give the logic and passion behind your career change C.To make sure everyone knows about your intention of changing career D.To have more conversations and connections within your new career path 【答案】 DCB1Y10H7I7O5K8P10HX9Y9J3D10W1G3F9ZH10O4A1U8I10Z2H7 20、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（ ）。 A.坚持了联系的观点，世界上一切事物都是相互联系的 B.混渚了矛盾主次方面，看不到矛盾主要方面决定事物性质 C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化 D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性 【答案】 CCA2K6S6M1N3E3F6HB9Z5J4E9K8V4Q3ZB7M3W2A1D4X6W3 21、2012年5月10日，期货市场首个上市新品种：白银期货正式挂牌交易，这意味着国 内市场上市了第（ ）个贵金属期货交易品种。 A.一 B.二 C.三 D.四 【答案】 BCC8A4U6W9P4P6J9HF4J7A10H9P7Y7S2ZI9N4B7W7I7S4O8 22、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images d