2022年福建省银行招聘之银行招聘综合知识通关提分题库含答案解析

《银行招聘之银行招聘综合知识》题库 一 , 单选题 (共100题，每题1分，选项中，只有一个符合题意) 1、 下列财务指标中，属于效率指标的是（　　）。 A.速动比率 B.资产负债率 C.营业利润率 D.已获利息倍数 【答案】 C 2、( )会增加失业。 A.退休工人的数量增加 B.退休劳动力队伍的人数增加 C.离开学校找工作的人数增加D*离开工作上学的人数增加 3、【答案】 C 4、She often has difficulty expressing her needs, desires and______. A.preparations B.presences C.presentations D.preferences 【答案】 D 5、Despite his Catholic background, Kennedy also became a strong advocate of_____rights and later, a supporter of same-sex marriage. A.waste B.removal C.autonomy D.abortion 【答案】 D 6、 某外国商人甲在我国领域内犯重婚罪，对甲应如何处置?（　　） A.适用我国刑法追究其刑事责任 B.通过外交途径解决 C.适用外国刑法追究其刑事责任 D.直接驱逐出境 【答案】 A 7、Passage 2 A.Customers are forced to share their bank data B.Banks are required to open up their entire operational system C.Regulators should be both tough and flexible D.Banks and third parties should be regulated with a light touch 【答案】 C 8、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity. A.The Buddhist painting in insignificant B.The Picasso painting is extremely precious C.She dislikes the Picasso Painting D.She will explore more art galleries by herself 【答案】 B 9、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1） A.Vietnam’s ban is a reflection of reform responding to the gender bias in job markets B.making laws about restrictions on women’s work has led to liberalisation C.more countries have taken measures to abrogate work restrictions on women D.the ILO has led a movement to eliminate work restrictions on women 【答案】 C 10、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。 A.数量招标 B.价格招标 C.拍卖 D.竞价交易 【答案】 B 11、Passage 8 A.several time throughout the year B.as quickly as possible C.occasionally when necessary D.regularly every winter 【答案】 D 12、Passage 6 A.stupid B.polite C.considerate D.annoying 【答案】 D 13、It is said that this job is open to all,____previous experience. A.regardless of B.prior to C.because of D.in case of 【答案】 A 14、假定某产业资本家依靠借贷资本200万元，平均利润率为18％，年利息率为10％，该产业资本家获得的企业利润为（　　）。 A.16万元 B.20万元 C.36万元 D.40万元 【答案】 A 15、马克思主义政治经济学研究的出发点是（　　）。 A.生产力 B.生产关系 C.物质资料生产活动 D.经济规律 【答案】 C 16、资料：Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off. A.positive press articles B.the different levels of skill and knowledge of the sender and receiver C.the language used D.an inappropriate use of technology 【答案】 A 17、软件是（ ）。 A.所有程序的统称 B.所有技术文档资料的统称 C.所有保存在软盘上的程序的统称 D.所有程序及相关文档资料的统称 【答案】 D 18、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit. A.The two sides have not reached an agreement on conditions of Britain’s orderly exit B.Britain refuses to fill the financial bole of the EU C.British People are divided on the issue of Brexit D.EU does not want Britain to exit from it 【答案】 A 19、Don’t bother your father tonight-he’s got a lot（　　）his mind. A.on B.to C.in D.around 【答案】 A 20、由两个以上的个人共同出资，通过签订协议而联合经营的企业属于（　　）。 A.合伙制企业 B.个人业主企业 C.有限责任公司 D.股份有限公司 【答案】 A 21、This argument sounds reasonable,but（　　）it’s incorrect. A.fortunately B.actually C.naturally D.obviously 【答案】 B 22、Passage 2 A.Customers are more likely to enjoy more innovative services B.People will no longer go to banks to deposit their money C.Service providers do not want to partner with banks D.People will receive more pension 【答案】 A 23、下列属于道家思想的是（　　）。 A.尽其心者，知其性也，知其性，则知天矣 B.为无为，事无事，味无味 C.以子之矛，攻子之盾 D.食必常饱，然后求美；衣必常暖，然后求丽；居必常安，然后求乐 【答案】 B 24、近年来，中国人民银行加强了对利率工具的运用。利率调整逐年频繁，利率调整方式更为灵活，调控机制日趋完善，利率作为重要的经济杠杆，在国家宏观调控体系中将发挥更加重要的作用。 A.制定相关政策对各类利率结构和档次进行调整 B.发放政府发行的中、长期国库券 C.调整金融机构法定存贷款利率 D.制定金融机构存贷利率的浮动范围 【答案】 B 25、Children enter school a